Bhadresh M.

Operations Associate

Bengaluru, Karnataka, India4 yrs 5 mos experience

Most Likely To Switch

Key Highlights

Expert in SWIFT messaging and institutional payments.
Proven track record in managing high-value transactions.
Strong ability to resolve complex reconciliation issues.

Stackforce AI infers this person is a Fintech Operations Specialist with expertise in payments and reconciliation.

Contact

Skills

Core Skills

Institutional Payments OperationsSwift MessagingNostro ReconciliationInvestigationsSwift ConfirmationsTrade BookingSalesCustomer Relationship Management

Other Skills

Adaptive LearningAnalytical SkillsBank ConfirmationBusinessBusiness RequirementsCINQCash FlowClient QueriesClient RelationsCollaborationCollaborative WorkCommunicationConfirmation MatchingCore Banking & Treasury SystemsCreativity

About

I am a dedicated and results-driven operations specialist with experience in investment Banking. My expertise lies in Settlements and Post settlement reconciliation. I am committed to delivering high-quality work and exceeding client expectations. I thrive in dynamic and challenging environments, where I can apply my skills to solve real-world problems. I am always eager to learn and adapt to new technologies and methodologies. Let's connect to explore potential collaborations or opportunities! Feel free to reach out to me at bhadreshrmallya@gmail.com or connect with me here on LinkedIn. Looking forward to engaging conversations and exciting professional ventures!

Experience

4 yrs 5 mos

Total Experience

1 yr 5 mos

Average Tenure

1 yr 11 mos

Current Experience

Anz

Operations Specialist

Jul 2024 – Present · 1 yr 11 mos · Bengaluru, Karnataka, India · Hybrid

Operations Specialist – Institutional Payments | ANZ Bank, Singapore Branch
As an Operations Specialist in the Institutional Payments team at ANZ Bank (Singapore Branch), I manage the end-to-end processing of high-value domestic and cross-border transactions for our institutional and corporate clients. My core responsibilities involve manually initiating and authorizing time-sensitive payments while ensuring strict adherence to internal compliance protocols, SWIFT standards, and international banking regulations.
I possess in-depth expertise in SWIFT messaging formats, including MT103, MT202, MT202 COV, and MT101, used for international wire transfers, cover payments, and cash management instructions. Additionally, I handle the placement and settlement of loans and term deposits for institutional clients, ensuring timely execution aligned with currency cut-off times and service level agreements (SLAs).
My role requires close coordination with front office, relationship teams, compliance, and global operations to maintain seamless processing across multiple currencies and jurisdictions. I am well-versed in Nostro and Vostro reconciliation, payment investigations, and risk mitigation controls related to institutional cash operations.
Key Skills:
Institutional Payments Operations
Cross-Border Fund Transfers
SWIFT Messaging (MT103, MT202, MT202 COV, MT101)
Loan and Deposit Placement
Currency Cut-off Management
Manual Payment Processing
Transaction Monitoring & Sanctions Screening
Regulatory & Compliance Adherence
Payment Investigation & Exception Handling
SLA & TAT Management
Core Banking & Treasury Systems
Stakeholder Management (Internal & External)

Institutional Payments OperationsCross-Border Fund TransfersSWIFT Messaging (MT103, MT202, MT202 COV, MT101)Loan and Deposit PlacementCurrency Cut-off ManagementManual Payment Processing+7

Deutsche bank

2 roles

Analyst

Feb 2023 – Jul 2024 · 1 yr 5 mos · Hybrid

Working in Nostro Reconciliation and Investigations team for Money Market Frankfurt (Post settlement investigations).
Business as usual includes-
Matching breaks across different accounts such as Cash account, Nostro accounts, Suspense accounts, Internal control accounts etc using TLM.
Liaising with clients/counter parties on the event of non receipt of funds.
Working closely with settlements teams to solve the breaks related to the trade bookings and interest calculation.
Liaising with the traders to obtain SSI details to ensure accurate settlement to minimise breaks.
Composing and delivering MT299 to request Return of funds and to issue debit authorisation.
Used payment swifts such as MT103,MT202,MT202 cover.
Liaising with Agent banks across different currencies in case of occurrence of breaks.
Ensuring timely escalations for the ageing breaks.
Posting ledger entries for the manual movement of funds across various accounts.
Timely processing booking for the transaction charges and the fee incurred for the trades.
Collaborating with internal teams to answer their queries and to clear the breaks.
Using CINQ to realise the receipt and the payment of the funds.

Nostro ReconciliationInvestigationsTLMMT299MT103MT202+3

Analyst

Jun 2022 – Jan 2023 · 7 mos · Hybrid

Was part of Treasury operation team working in Money market settlements for Frankfurt region.
Day to day activities included:
Sending out swift confirmations (MT320) to the clients.
Handling client queries related to MT320.
Resolving breaks and client queries related to cashflows and trade details.
Closely worked with the traders to clear discrepancies in the trade booking and to mitigate breaks.
Manual booking of the trades and processing of the trades from the repair queue.
Manual interest booking for the money market trades.
Monitoring high value trades (>500 Mio) and ensuring timely settlements of the same.
Monitoring time sensitive currency deals and ensuring timely settlement.
Ensuring correct SSI been assigned to the trades for timely and accurate settlement.
Confirmation matching and paper confirmation validation with the tools such as TRAM and DICE.
Collaborating with Investigations and reconciliation team for effectively clearing breaks caused on internal accounts and nostro accounts.

SWIFT ConfirmationsClient QueriesTrade BookingManual BookingHigh Value Trades MonitoringConfirmation Matching+1

Axis bank

Relationship Officer

Aug 2021 – Feb 2022 · 6 mos · Mangaluru, Karnataka, India

Responsible for driving sales for Home loan and loan against property products.
Identifying and converting walk-in and open market source customer leads.
Was solely responsible for setting up Home loan department in one of the branch and achieved the targets.
Was responsible for driving sales and achieving target for 3 different branches.

SalesHome Loan ProductsCustomer LeadsTarget AchievementMultitaskingCustomer Relationship Management