Harsh Chauhan

Associate Partner

New Delhi, Delhi, India12 yrs 9 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

12 years of experience in Retail Lending.
Expert in requirement gathering across multiple sourcing channels.
Proven track record in managing Auto Loans business.

Stackforce AI infers this person is a Banking and Fintech professional with expertise in Retail Lending and Auto Loans management.

Contact

Skills

Core Skills

Requirements GatheringAnalytical SkillsSales & Marketing

Other Skills

Impact AnalysisScope ManagementUser StoriesProcess MappingGap AnalysisProcess ModelingChange RequestsCustomer Relationship Management (CRM)Loan Origination System (LOS)Stakeholder ManagementFRDBRDAuto LoansBanking IndustryRetail Lending

About

Overall 12 years of experience in the Banking industry in Retail Lending. Expertise in requirement gathering, across sourcing channels (dealerships, branches, DSAs, DSTs) through various stakeholders.

Experience

12 yrs 9 mos

Total Experience

4 yrs 3 mos

Average Tenure

5 yrs

Current Experience

Axis bank

Assistant Vice President

May 2021 – Present · 5 yrs · Delhi, India

Analytical SkillsRequirements Gathering

Hdfc bank limited

Manager

Nov 2016 – May 2021 · 4 yrs 6 mos · Dehradun, Uttarakhand, India

Analytical SkillsRequirements Gathering

Icici bank

Deputy Manager

Aug 2013 – Nov 2016 · 3 yrs 3 mos · Dehradun, Uttarakhand, India

Key Responsibilities:
Managed Auto Loans business through various channels: Car Dealers, Branches, DSA's, and DST for Uttarakhand
Empaneled new car dealers, DSA, and DST in the market to expand business reach
Led and mentored a high-performing team, driving sales performance and productivity
Achievements:
Conducted training sessions for channels and team on product knowledge, policy updates, and market trends
Spearheaded business promotional activities with channels, driving business growth
Ensured quality sourcing and maintained a healthy portfolio by tracking channels and team performance
Collaborated with credit teams to secure business approvals and interacted with clients for loan disbursals
Monitored competitor strategies, staying up-to-date on market trends and competitor offerings
Managed client documentation, loan disbursals, and recovery processes, ensuring timely turnaround and reminders
Adhered to management work procedures, ensuring compliance and efficiency in loan processing