Kamal Sanwal

Product Manager

New Delhi, Delhi, India7 yrs experience
Highly StableAI Enabled

Key Highlights

  • Led successful launch of US Stocks investing platform.
  • Drove innovation in merchant payments at BharatPe.
  • Expert in cross-border payments and fintech solutions.
Stackforce AI infers this person is a Fintech Product Manager with expertise in digital product development and cross-border payment solutions.

Contact

Skills

Core Skills

Product ManagementProduct StrategyBusiness Analytics

Other Skills

Artificial Intelligence (AI)Payment GatewaysNew Product IdeasProduct Road MappingProduct VisionData VisualizationScope ManagementAnalytical SkillsMarketing StrategyCustomer RetentionLogistics ManagementAI PolicyGovernance and RegulationBusiness PlanningAgentic AI Development

About

As a Product Manager with 6+ years of experience and an MBA from IIM Kashipur, I specialize in building and scaling digital products in the fintech and wealth-tech space. My experience spans cross-border payments, merchant payments, hardware-led monetization, and investment platforms, with a strong focus on user experience, product strategy, and data-backed execution. At BharatPe, I currently lead the Payments & Devices charter, where I’ve launched new PoS devices and created hardware-led monetization streams to drive sustainable revenue growth. I work closely with engineering, design, business, and operations teams to deliver scalable, merchant-first solutions across diverse geographies. Previously at INDmoney, I built the US Stocks investing platform from scratch, owning the end-to-end cross-border remittance infrastructure using the SWIFT network and partnering with licensed remittance providers. I also launched premium subscription features that led to a 10% increase in outward remittance volumes, driving both product adoption and monetization. My career began in Product Consulting, where I delivered improvised products across media, e-commerce, and hospitality domains. This experience shaped my customer-centric approach to product development—grounded in business insight, competitive intelligence, and agile execution. I’m well-versed in tools like JIRA, Figma, SQL, Metabase, Adobe Analytics, Google Analytics, and advanced Excel, and thrive in cross-functional teams that value experimentation, speed, and ownership. If you're building innovative fintech products or solving for scale and complexity—let’s connect.

Experience

7 yrs
Total Experience
2 yrs 6 mos
Average Tenure
4 mos
Current Experience

Airtel digital

Senior Product Manager

Jan 2026Present · 4 mos · Gurugram, Haryana, India · On-site

Artificial Intelligence (AI)Product Management

Bharatpe

Product Manager

Feb 2024Jan 2026 · 1 yr 11 mos · Gurugram, Haryana, India · On-site

  • Driving innovation in merchant payments by launching new PoS devices and unlocking hardware-led revenue streams. Focused on scale, reliability, and monetisation in the fast-moving fintech space.
Payment GatewaysNew Product IdeasProduct Strategy

Indmoney

2 roles

Senior Product Manager

Promoted

Apr 2023Jan 2025 · 1 yr 9 mos · Gurugram, Haryana, India

Product Road MappingProduct VisionProduct Strategy

Product Manager

Aug 2021Mar 2023 · 1 yr 7 mos · Gurugram, Haryana, India

  • INDmoney - a SuperMoney app to cater your and your family's financial requirements. It organizes and enable the users to track their financial investments and recommends instruments to increase savings and earnings across investments, loans, expenses, and taxes.
  • As part of US Stocks Product team, I am responsible for envisioning and delivering the US based Investments. My work includes Product Ideation, Feature Prioritization, Product Roadmap, Product Improvisation, managing both internal and external stakeholders, and coordinating with cross-functional teams across Business, Product, Operations, Testing and Engineering.
  • Leading Projects I have led in my current role are:
  • US Stocks Investments for Indian users
  • Cross Border Money Movement via SWIFT network
  • Onboarding and integration with Banking partner(s) to facilitate US based remittances
  • Onboarding and integration with US based broker(s) to facilitate trading in US Market
  • Implementation and improvisation over Outward Remittance TAT
  • Implementation and improvisation over Inward Remittance TAT
  • Document retrieval mechanism to ensure compliant outward remittances
Product Road MappingProduct VisionProduct Strategy

Eclerx

Process Manager

May 2019Aug 2021 · 2 yrs 3 mos · Navi Mumbai

  • Part of the Data Science, Analytics and Consulting team at eClerx. Led Digital Consulting projects for Fortune 500 firms to provide actionable Insights and Recommendations.
  • Expertise in Digital Analytics, Product Improvisation, and Predictive Analytics. Utilised tools like Adobe Analytics, Google Analytics, Tableau, Optimizely, Google Search Console, Salesforce.
  • Led the projects on:
  • Product Personalization – Improvise the customer experience on the platform using technologies such as A/B Testing
  • Onboarding Journey Improvisation – Design and analyse the funnel for newly registered customers to enable them to explore all the components on the platform
  • Conversion Rate Optimisation – Usage of Marketing Mix Model, Search Engine Optimisation and Marketing Channel Attribution Analysis to reduce fallout of the Purchase Funnel
  • Contact Reduction – Identify and analyse Contact Drivers to develop and optimise the self-help tools to enable customers to resolve the problems on their own.
  • Performance Analysis – Analyse the performance of newly implemented modules, components, and campaign pages on the platform to enhance user experience on the platform
Data VisualizationScope ManagementBusiness Analytics

Taxivaxi

Marketing & Strategy Intern

Apr 2018Jun 2018 · 2 mos · Delhi Area, India

  • Process development and improvisation at a Corporate Travel Management startup
  • Revamped Feedback process to improvise NPS
  • Strategized a roadmap to introduce new features on the website and android application
  • Collaborated with freelancers to design Social Media Campaigns for increasing Customer Engagement
  • Designed RACI charts for the vendors to set up roles and responsibilities in a multi-vendor environment
  • Researched and promoted new Business Line Item (one-way travel) in addition to the existing services
Analytical SkillsMarketing Strategy

Education

Indian Institute of Management Kashipur

Post Graduate Programme in Management

Jan 2017Jan 2019

College Of Engineering Roorkee

Bachelor of Technology (B.Tech.) — Information Technology

Jan 2013Jan 2017

Maharishi Vidya Mandir, Haldwani

Jan 2005Jan 2012

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