Karan Verma

CEO

Greater Delhi, Delhi, India14 yrs 3 mos experience
Most Likely To SwitchAI Enabled

Key Highlights

  • Successfully launched products generating $4 million in six months.
  • Expert in building scalable digital lending and payment solutions.
  • Led teams impacting over 50 million daily active users.
Stackforce AI infers this person is a Fintech expert with a strong focus on scalable digital lending and payment solutions.

Contact

Skills

Core Skills

Digital Lending SolutionsPayment SolutionsPayment GatewaysStreaming SolutionsHigh Traffic SystemsProduct Design And DevelopmentHigh Traffic Product ManagementInvestment Banking Solutions

Other Skills

AI AgentsAJAXAWSActive MQAerospike CachingAnalyticsApache KafkaApache SparkArtificial IntelligenceArtificial Intelligence (AI)Big DataBusiness IntelligenceBusiness StrategyCEOCassandra

About

Creating exciting AI Agents for different Fintech use cases. Using different AI Agentic Frameworks like OpenAI SDK, Crew AI, LangGraph, AutoGen. Working with MCP server and Agentic Architecture, N8N workflows. Some use cases include AI Agent for Stock Picker based on PE Ratio, RSI, ADX etc. Building highly available, scalable, efficient and secure online Payment Solutions for different markets across globe. Building highly efficient Artificial Intelligence products using Machine Learning concepts. Proficient in CNNs, Reinforcement Learning, Agentic AI, Prediction Models, Recommendation Models, Deep Learning Frameworks like Tensorflow, Keras. Experienced in providing technical solutions for applications operating with scale of more than 50M DAU, 100M Daily Active Streams, 120M MAU, 3 Billion Daily Events and much more. Created Data Pipelines for different Data Engineering use case for Business Analytics, Business Dashboard, Recommendation Engine etc Innovating Digital Lending & Payment Solutions to make finance and financial service online. Chief Technology Officer with a deep understanding of Payment Gateways, Integration with different Payment Aggregators(Cybersource, MasterPass) and National Switches, Settlement and Reconciliation processes, A deep understanding in creating and innovating Digital Lending Product from scratch including major components like LMS, LOS, Business Rule Engine, KYC, Credit Scoring & Credits, Creating cross platform financial products from scratch. Experience Leader with business impacting Leadership skills across Technology, Architecture, Design, Product and Business. Successfully launched the Product with Major banks with a major Business of US $4 Millions in first six months. Expertise in technologies like : 1. AI Agents - CrewAI, OpenAI SDK, LangGraph, AutoGen, MCP servers 2. AI - Tensoflow, Pytorch, CNN, RNN, RAG 3. Cloud Native : Kubertenes, Docker, Micro-Services 4. Cloud: AWS, Google Cloud Services, Google APIs 5. Language : Core JAVA, J2EE, Spring Boot, Hibernate, Multi-threading 6. DB : MySQL, NoSQL DBs like Cassandra, MongoDB, Scylla DB etc, Elastic Search, 7. Queue : Apache Kafka, SQS, SNS, Active MQ, 8. Tools : Pentaho BI & Reporting Tool, Tableau 9. Spark Scala, Big Data and Analytics, Hadoop, MapReduce and HDFS, Spark SQL, Spark Streaming 10. Caching : Redis, Aerospike Caching 8. Serverless Architecture, Lambda Functions.

Experience

14 yrs 3 mos
Total Experience
1 yr 7 mos
Average Tenure
3 yrs 5 mos
Current Experience

Paytm

Senior Software Engineering Manager

Jan 2023Present · 3 yrs 5 mos · Remote

  • Innovating Digital Lending & Payment Solutions to make finance and financial service online.
  • Senior Leader with a deep understanding of a deep understanding in creating and innovating Digital Lending Product from scratch including major components like LMS, LOS, Business Rule Engine, KYC, Credit Scoring & Credits, Creating cross platform financial products from scratch.
  • Experience Leader with business impacting Leadership skills across Technology, Architecture, Design, Product and Business.
  • Build scalable Product with Major Lender having loan distribution to consumers and Businesses worth US $1.5 Billions per quater.
  • Product Success Stories:
  • https://paytm.com/blog/investor-relations/paytm-operating-metrics-for-may-2022-lending-business/
  • https://paytm.com/blog/investor-relations/focused-execution-our-lending-business-achieves-strong-growth-in-q1fy23/
  • Expertise in technologies like :
  • 1. Cloud Native : Kubertenes, Docker, Micro-Services
  • 2. Cloud: AWS, Google Cloud Services, Google APIs
  • 3. Language : Core JAVA, J2EE, Spring Boot, Hibernate, Multi-threading
  • 4. DB : MySQL, NoSQL DBs like Cassandra, MongoDB, Scylla DB etc, Elastic Search,
  • 4. Queue : Apache Kafka, SQS, SNS, Active MQ,
  • 5. Tools : Pentaho BI & Reporting Tool, Tableau
  • 6. Spark Scala, Big Data and Analytics, Hadoop, MapReduce and HDFS, Spark SQL, Spark Streaming
  • 7. Caching : Redis, Aerospike Caching
  • 8. Serverless Architecture, Lambda Functions.
Cloud NativeKubernetesDockerMicro-ServicesAWSGoogle Cloud Services+28

Niolytics

Founder & CEO

Jan 2022Jan 2023 · 1 yr · Gurugram, Haryana, India · On-site

  • Innovating Digital Lending & Payment Solutions to make finance and financial service online.
  • Chief Technology Officer with a deep understanding of Payment Gateways, Integration with different Payment Aggregators(Cybersource, MasterPass) and National Switches, Settlement and Reconciliation processes,
  • A deep understanding in creating and innovating Digital Lending Product from scratch including major components like LMS, LOS, Business Rule Engine, KYC, Credit Scoring & Credits, Creating cross platform financial products from scratch.
  • Experience Leader with business impacting Leadership skills across Technology, Architecture, Design, Product and Business.
  • Successfully launched the Product with Major banks with a major Business of US $4 Millions in first six months and current impact on 300,000 MSME and disbursement of $100M.
  • Product Success Stories:
  • https://shega.co/post/coops-uncollateralized-digital-lending-product-michu-disburses-200m-br-loans-in-6-months/
  • https://coopbankoromia.com.et/
  • https://www.linkedin.com/showcase/michu-uncollateralized-digital-lending/posts/?feedView=all
  • https://www.linkedin.com/posts/michu-uncollateralized-digital-lending_introducing-michu-ethiopias-first-uncolaterlized-activity-6886946949690388480-MIBC?utm_source=share&utm_medium=member_desktop
  • ML, AI and Gen AI
  • 1. Created a predictive model for credit scoring of MSME with more than 50 parameters.
  • Expertise in technologies like :
  • 1. Cloud Native : Kubertenes, Docker, Micro-Services
  • 2. Cloud: AWS, Google Cloud Services, Google APIs
  • 3. Language : Core JAVA, J2EE, Spring Boot, Hibernate, Multi-threading
  • 4. DB : MySQL, NoSQL DBs like Cassandra, MongoDB, Scylla DB etc, Elastic Search,
  • 4. Queue : Apache Kafka, SQS, SNS, Active MQ,
  • 5. Tools : Pentaho BI & Reporting Tool, Tableau
  • 6. Spark Scala, Big Data and Analytics, Hadoop, MapReduce and HDFS, Spark SQL, Spark Streaming
  • 7. Caching : Redis, Aerospike Caching
  • 8. Serverless Architecture, Lambda Functions.
Cloud NativeKubernetesDockerMicro-ServicesAWSGoogle Cloud Services+28

Wynk limited

Senior Principal Engineer

Jan 2020Jan 2022 · 2 yrs · Bangalore Urban, Karnataka, India · Remote

  • Building highly scalable and highly available systems to make streaming experience flawless for the India's Leading Streaming application.
  • Working as Senior Principle Engineer/Technical Architect, involved high level decision making, technical designs, problem solving, working on scalable problems, big data, spark, graph database, cassandra, mongo db, aws, containers, docker, kubernetes and serverless architecture.
Big DataSparkGraph DatabaseCassandraMongoDBAWS+5

Paytm

Technical Lead

Jun 2018Feb 2020 · 1 yr 8 mos · Gurgaon, India

  • Technically leading a team and working on high traffic and highly scalable systems using technical stacks like Java, Spring Boot, HIbernate, Nodejs, MongoDB, MySQL, Oracle, Micro Service Architecture, Big Data, Hadoop, Spark, Spark SQL, Scala, AWS, Kafka, Aerospike Caching, Pentaho ETL.
JavaSpring BootHibernateNodejsMongoDBMySQL+12

Cointribe technologies

Technical Lead

Jul 2017Jun 2018 · 11 mos · Gurgaon, India

  • Team Handling with new product design and development including technologies like Java, J2EE, Multi-Threading, Spring MVC, Spring Boot, Hibernate, MongoDB, MySQL, Oracle, Micro Service Architecture, Big Data, Hadoop, Analytics and Business Intelligence, Map Reduce, HDFS, HIVE, Sqoop, Spark and Scala.
JavaJ2EEMulti-ThreadingSpring MVCSpring BootHibernate+15

Blackngreen

Technical Lead

Jun 2016Jul 2017 · 1 yr 1 mo · Gurgaon, India

  • Managing the team with new task to make a more efficient and more powerful product to handle high traffic including technical skills like Java, J2EE, Multithreading, Collection, Spring MVC, Hibernate, Mongo DB, Voice Assistance, Machine Learning, Artificial Intelligence, Big Data, Hadoop, HDFS, HIVE etc.
JavaJ2EEMultithreadingCollectionSpring MVCHibernate+9

Polaris consulting & services ltd

Consultant

Jun 2015Jun 2016 · 1 yr · Gurgaon, India

  • Deployed at Royal Bank of Scotland and working on Investment Banking project. Technically using Java, J2EE, Spring MVC, Spring Batch, Spring Boot, Hibernate, Tomcat, JBoss, Pentaho
JavaJ2EESpring MVCSpring BatchSpring BootHibernate+4

Jaarwis technology group

Technical Lead

Feb 2014May 2015 · 1 yr 3 mos · Gurgaon, India

  • Leading the project technically to provide the domain knowledge to sub-ordinates.
  • Scheduling business meeting and requirement gathering from client and making deliverable in scheduled deadlines.
  • Strategic Consulting and development of modules under pressurized conditions.
  • Comprehensive database management and server side logic handling.
  • Team management and managing work breakdown among team.

Lucid infotech

Software Engineer(JAVA/J2EE)

Oct 2011Oct 2013 · 2 yrs · Gurgaon, India

  • Designing, coding and handling the customizations and new enhancements for software and the project being developed.

Education

Maharshi Dayanand University

Engineer's Degree — Computer Science

Jan 2007Jan 2011

RKSD Sr. Sec Public School

Senior Secondary Education — Computer Science

Jan 2005Jan 2006

Tagore Public School

High School — Computer Science

Jan 2003Jan 2004

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