Manuel M. — Product Manager
Most software projects don’t fail because of lack of talent. They fail because no one truly owns execution end-to-end. At a certain stage, companies already have customers, funding, and urgency but delivery slows down, decisions get diluted, and momentum disappears. That’s where I operate. For years, I’ve taken full responsibility for designing, modernizing, and delivering mission-critical platforms in highly regulated and high-scale environments from payment infrastructures connected to thousands of banks across Europe, to the core banking system behind Saudi Arabia’s first fully digital bank. I partner with founders and executives to carry the technical and delivery weight when execution becomes complex, risky, or stalled. What I actually do I own the problem from end to end: • Architecture decisions that won’t need to be rewritten in 12 months • Delivery under real constraints (scale, regulation, latency, reliability) • Turning fragmented teams and vendors into a single execution line • Shipping platforms that can grow without constant re-architecture Where this has been done I’ve led and delivered critical systems across fintech, payments, logistics, energy, and the public sector in Europe, the Middle East, and the U.S., including work with: British Airways, BBVA, Deutsche Bank, Santander (PagoNxt), Worldline, Ferrovial, Repsol, BMW, Nestlé, BASF, Zurich Insurance, Cecabank, Iberia, EU institutions, and national infrastructure programs. Platform Engineering Expertise Architecture & System Design Microservices, Distributed Systems, Event-Driven Architecture, Domain-Driven Design (DDD), High Availability, Fault Tolerance, Resilient Systems Languages & Frameworks Java, Kotlin, Python, Go, JavaScript / TypeScript, Spring Boot, Node.js Cloud & Infrastructure AWS, Serverless, Kubernetes, Docker, Terraform, CloudFormation Payments & Financial Systems Payments orchestration, Open Banking (AIS / PIS), PSD2, card processing, PSP integrations, real-time payments Data, Messaging & Streaming Kafka, RabbitMQ, Redis, PostgreSQL, MySQL, MongoDB, CQRS, asynchronous processing AI & Intelligent Systems LLMs, Retrieval-Augmented Generation (RAG), AI Agents, Autonomous Workflows, Vector Databases, Intelligent Routing, AI-driven orchestration Observability & Reliability Distributed Tracing, Metrics, Logging, SRE practices, Performance & Scalability tuning Security & Compliance IAM, OAuth2, OpenID Connect, PCI-DSS, Secure-by-Design Architectures If that sounds familiar, let’s have a short conversation and see if there’s a fit.
Stackforce AI infers this person is a Fintech Solutions Architect with extensive experience in cloud-native and AI-driven systems.
Experience: 18 yrs 4 mos
Skills
- Cloud Architecture
- Fintech Solutions
- Software Architecture
- Data Engineering
- Open Banking
- Banking Architecture
- Payment Systems
- Erp Development
- Software Engineering
- Platform Architecture
- Healthcare Solutions
- Big Data Engineering
- Financial Systems
Career Highlights
- Expert in delivering mission-critical fintech platforms.
- Proven track record in cloud-native architecture.
- Strong leadership in complex software delivery.
Work Experience
FinnectOS
Technical consultant | Solutions Architect (1 yr)
D360 Bank
Technical Consultant | Solutions Architect (1 yr 1 mo)
dotabit
Technical consultant | Solutions Architect (6 yrs)
ibanXS
Technical consultant | Solutions Architect (6 yrs)
DANA Indonesia
Senior Software Engineer | Tech Lead (1 yr)
Oracle
Senior Software Engineer II (1 yr 11 mos)
Stacks
Tech Lead | Application Architect (2 yrs 2 mos)
GFT
BigData Developer (8 mos)
Servicio Público de Empleo Estatal SEPE
Software Developer (5 yrs 10 mos)
