Meenal Shandilya

Software Engineer

Bengaluru, Karnataka, India7 yrs 8 mos experience

Highly Stable

Key Highlights

Over eight years of experience in software development.
Expertise in backend systems and risk technology.
Proficient in developing scalable microservices.

Stackforce AI infers this person is a Backend-focused Software Engineer with strong expertise in Fintech.

Contact

Skills

Core Skills

Backend SystemsRisk TechnologyRisk Evaluation ServicesMicroservicesData IngestionEligibility ComputationJavaFlask

Other Skills

AWSAWS LambdaAmazon Elastic Container Registry (ECR)Amazon S3Android developmentC (Programming Language)C++CIBIL Bureau ServiceDockerDocker ProductsGitGlide Image LoaderLeadershipLinuxManagement

About

With over eight years of experience as a Software Developer Engineer-3, I have contributed to building core backend modules for customer risk analysis and loan eligibility, working on the risk team to enable consumer lending from scratch. I collaborated with product, data, and lending units to establish a scalable and efficient foundation for lending services. Over the course of my career, I have demonstrated expertise in backend systems, risk technology, and consumer lending domains. My experience includes managing risk evaluation services, developing microservices, and delivering merchant-specific risk flows. Proficient in AWS Step Functions and DB Optimisation, I am passionate about creating scalable and cost-efficient solutions.

Experience

7 yrs 8 mos

Total Experience

2 yrs 6 mos

Average Tenure

Current Experience

Phonepe

Software Engineer

Apr 2023 – Nov 2023 · 7 mos · Bengaluru, Karnataka, India · On-site

Part of the risk team, enabling Consumer Lending from scratch. Built core backend modules for customer risk analysis and loan eligibility, collaborating across product, data, and lending units to establish a scalable foundation for lending

backend systemsrisk technologyconsumer lending

Zestmoney

3 roles

Software development Engineer - 3

Promoted

Oct 2021 – Apr 2023 · 1 yr 6 mos · Bengaluru, Karnataka, India · Hybrid

I successfully led a tech team to architect a customised risk evaluation service that streamlined data integration and processing.
Managed scrum planning and code reviews, ensuring high-quality code delivery.
Built and maintained risk evaluation flows tailored to merchant needs, enhancing service efficiency.
Leveraged Python's Flask framework and asynchronous processing tools for optimal performance.
Developer and deployed micro services using Docker, Jenkins, GitHub, ECS, and ECR on AWS.

risk evaluation servicesscrum planningcode reviewsmicroservicesDockerAWS

Software Development Engineer - 2

Promoted

Mar 2021 – Oct 2021 · 7 mos · Bengaluru, Karnataka, India · Hybrid

End-to-end ownership of the CIBIL Bureau Service and Personal Loan Service, including bureau data ingestion, eligibility computation. Delivered merchant-specific risk flows ahead of deadlines. Contributed loan restructuring programs, and consistently shipped BAU tasks on time. Developed cron-based pre-computation pipelines to improve system performance and reduce customer-facing latency.

CIBIL Bureau ServicePersonal Loan Servicedata ingestioneligibility computation

Software development Engineer

Sep 2019 – Mar 2021 · 1 yr 6 mos · Bengaluru, Karnataka, India · Hybrid

Iam+

Software Engineer

Sep 2015 – Mar 2019 · 3 yrs 6 mos · Bengaluru Area, India · On-site

Rebuilt the Gallery App using the Glide Image Loader library, which significantly improved the app's load time. The technology stack used was Java.
Email Intelligence : This Flask application categorises emails using a dual classification system: GloVe-based text analysis and user-specific models. Used Mongodb as a datastore.
APIs handling : Implemented different microservices like sports news, food recipe and stocks, handihife using Ruby. The main purpose was data fetching, processing and response formatting to feed data to home built voice assistant.

Glide Image LoaderJavaFlaskMongoDBRuby