Mohammed Kolsawala

Associate Consultant

Mumbai, Maharashtra, India5 yrs 8 mos experience

Most Likely To Switch

Key Highlights

Over 4 years of experience in credit risk analysis.
Published 20 SME industry reports monthly.
Strong analytical skills with comprehensive database management.

Stackforce AI infers this person is a Financial Analyst with expertise in Credit Risk and Compliance.

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Skills

Core Skills

Risk ManagementFinancial AnalysisCredit AnalysisFinancial ReportingCompliance ManagementResearch AnalysisCash ManagementMarket ResearchConsumer Insights

Other Skills

Account ReconciliationAccountableAnalytical SkillsAttention to DetailBalance Sheet ReviewBalance SheetsBank StatementsBankingBudgetingBusiness AnalysisBusiness Case PreparationBusiness ContinuityBusiness Continuity PlanningBusiness DevelopmentBusiness Management

About

Highly motivated research and risk analyst with extensive experience of over 4 years in Research, Sectorial and Credit Report writing, ensuring legal compliance. Proven expertise in credit risk analysis, financial analysis and research report writing, with a passion for delivering insightful credit risk recommendations. Ideated, executed, and published a monthly 20 SME industry reports of various sectors such are Charitable trust, Automobile, FMCG, E- commerce, NBFC, Energy and Real estate, providing critical insights into market and company dynamics and trends. Strong analytical skills and a track record of maintaining and managing comprehensive databases. With proven ability to collaborate effectively across teams in diverse roles, seeking opportunities in finance as a credit, risk, research, financial analyst and in operations as a compliance, operations analyst.

Experience

5 yrs 8 mos

Total Experience

1 yr 10 mos

Average Tenure

2 yrs 5 mos

Current Experience

Dawat-e-hadiyah

Risk Manager (Cosultant)

Jan 2024 – Present · 2 yrs 5 mos · Dubai, United Arab Emirates · On-site

Review of financial performance of the Trust, identify risk factors and provide risk mitigation solutions
Co-ordinate with project managers to enhance and improve performance of the Trust.
Ensure compliance with regulatory requirements and ethical standards in financial advising practices
Built business models to forecast variance in revenue based on changing market conditions
Build and maintain strong relationships through effective communication, trust- building, and ongoing support

Critical ThinkingFinance TransformationInvestment DecisionsOperations ProcessesBank StatementsLiquidity+49

Crisil limited

Credit Rating Analyst

Nov 2021 – Dec 2023 · 2 yrs 1 mo · Mumbai, Maharashtra, India

Assess credit worthiness for mid and large corporates in Auto, FMCG, E- commerce, NBFC, Energy and real estate, analysing financial business and management performance comprehensively
Collecting information from analyst calls transcripts and other publicly available data for identifying industry trends and preparing detailed reports including cross sectional analysis
Understanding of business model, financial statements, analysing various risks based on quantitative & qualitative parameters
Assign grading and prepare reports that cogently capture the rationale behind the grading
Handled mandates of companies whose turnover ranged from 50 billion USD to 1 million USD.
Making presentations and recommendations before the grading committees

Critical ThinkingFinance TransformationInvestment DecisionsOperations ProcessesCorporate CreditAnalytical Skills+65

Link group (lnk)

Compliance Analyst

Sep 2020 – Nov 2021 · 1 yr 2 mos · Mumbai, Maharashtra, India

Engage in comprehensive research on the London Stock Exchange to stay abreast of market developments and updates pertinent to our company
Prepare tailored letters of Authorities for diverse clients in strict accordance with their specific requirements and regulatory standards
Liaise with reputable custodian institutions such as JP Morgan, The Bank of New York, Goldman Sachs, etc., to procure essential information essential for the formulation of priority lists
Address client and custodian inquiries promptly and efficiently, demonstrating a commitment to providing high-quality service and support

Critical ThinkingOperations ProcessesCross-functional CollaborationsBusiness DevelopmentRelationship BuildingChecklists+24

Adinath traders

Cash Manager

Jul 2019 – Dec 2019 · 5 mos · Mumbai, Maharashtra, India

Oversee the meticulous management of the cash ledger and billing processes, ensuring accuracy and adherence to financial regulations
Orchestrated efficient inventory management practices to maintain optimal stock levels while minimizing carrying costs and obsolescence risks
Prepared timely and accurate financial reporting and analysis

Demand PlanningBusiness DevelopmentStatutory Accounting Principles (SAP)Relationship BuildingBudgetingGoods and Services Tax (GST)+25