Nirbhay Kumar

Software Engineer

Bengaluru, Karnataka, India4 yrs 2 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Built 5+ live products in FinTech.
Achieved 80%+ test coverage on critical APIs.
Won Employee of the Month 5 times.

Stackforce AI infers this person is a Fintech Backend Developer with strong microservices and system design expertise.

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Skills

Core Skills

MicroservicesSpring BootSpring SecurityFull-stack Development

Other Skills

API DevelopmentAWSAWS SQS/SNSAgile MethodologiesAlgorithm AnalysisAlgorithmsAmazon DynamoDBAmazon Web Services (AWS)Analytical SkillsAptitudeBack-End Web DevelopmentBitbucketBootstrapC (Programming Language)C++

About

SDE-2 with 3+ years of FinTech experience in building scalable and secure applications. 5+ Live Products Built Within 3 Years 👇 Digital Gold { Buy | Sell | SIP | e-commerce | Invoice | Transaction | Monolith -> Microservices} Payments { Razorpay + Cashfree Integration } Two Factor Authentication { Notification Microservices} Referral Program Microservices Loyalty rewards Microservices NCD 3.0 Microservices Insurance Payments Integration { Standalone + Checkout } LAP Payments Integration Lead Gen Encryption/ Decryption GLFH { Account Statement } Skilled in Core Java, Spring Boot, Microservices, MySQL, AWS. Strong in System Design (LLD/HLD), Design Patterns, and DSA. Proficient in delivering robust, production-ready solutions with CI/CD, Docker, Jenkins, and test-driven development. Goal In Life ? See below Building Products ++🙌 Problem solving skills ++🙌 Learning & Development ++🙌

Experience

4 yrs 2 mos

Total Experience

2 yrs 1 mo

Average Tenure

3 yrs 9 mos

Current Experience

Muthoot fincorp one

2 roles

Software developer engineer 2

Promoted

Feb 2025 – Present · 1 yr 4 mos · Bengaluru, Karnataka, India

Loyalty rewards Microservices : rewards calculator, tier upgrades, point burns, and ledger summaries.
Built Referral Microservices with Spring Security, JWT auth, and RBAC as sole contributor.
Achieved ¡300ms (P95) API latency using Redis caching, indexing, and pagination.
Reduced DB load by 35% via optimized queries, projections, and fetch strategies.
Digital Gold { Monolith -> Microservices}
Payments { Razorpay + Cashfree Integration}
NCD 3.0 { Microservices }
Insurance Payments Integration { Standalone + Checkout }
LAP Payments Integration

Core JavaData StructuresAlgorithmsSpring BootMicroservicesMySQL+6

Software developer engineer 1

Sep 2022 – Feb 2025 · 2 yrs 5 mos · Bengaluru, Karnataka, India

Built end-to-end flows: Buy/Sell Gold, SIP, Gifting, e-Commerce, and Payments.
Designed event-driven services with AWS SQS/SNS for Cashfree/Razorpay integrations.
Built secure, encrypted (AES-256) customer APIs and Spring Security-based RBAC Admin panel.
Migrated Digital Gold to microservices; containerized and decoupled from monolith.
Kept critical APIs under 350ms (P95); achieved 80%+ test coverage.
Won Employee of the Month (5x) for backend delivery and system design.

JavaData StructuresAlgorithmsLow-Level DesignHigh-Level DesignMySQL+7