Nitin Kumar

Senior Software Engineer

Bengaluru, Karnataka, India12 yrs 11 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Led successful launch of Coinbase in India.
Integrated major banks and payment systems.
5+ years of experience in fintech product management.

Stackforce AI infers this person is a Fintech professional with expertise in payment systems and product management.

Contact

Skills

Core Skills

Software ArchitectureEngineering ManagementTechnical LeadershipProduct LaunchProduct ManagementLeadershipSoftware DevelopmentBackend DevelopmentEngineering

Other Skills

Agile DevelopmentAgile MethodologiesAmazon SQSAmazon Web Services (AWS)Apache KafkaArchitectural PatternsArchitectureBack-End Web DevelopmentBuilding ServicesCibilCoaching & MentoringCode DesignCoding PracticesContainerizationContinuous Integration and Continuous Delivery (CI/CD)

About

Leading Payment and Onboarding/Compliance work at Coinbase to enable customers access to crypto globally as a first step towards economic freedom in the world. Enhancing user buy sell experience by making changes across stack incl Onboarding, Adding Payment Methods. In last project, Led MUDRA project to enable IN users to Buy via UPI and Sell via IMPS. Currently working on payments project for a different geography. Previously, Led products to enable users in India have Credit via technology across Education, Health, Consumer verticals. Experience in integrating with 1.Top Banks incl HDB, Kotak; NBFCs incl ABFL, Avanse, Fullerton, DMI Finance. 2. Merchants incl Byjus, Toppr, Livspace. 3. Vendors : Aadhaar for EKYC, Digio for ENach, Perfios for Banking. 4. Credit Bureaus : TUCIBIL, Experian, CRIF, Equifax 5+ years reporting directly to highly experienced, Industry veteran founders. Technically skilled in JAVA, Golang, Python and PHP Experienced in Product & Project Management, Distributed systems and micro services Led Lender/Merchants integrations to closure. Designed the core architecture, integrated various Banks/NBFCs systems for Loan Origination and Management. Product Management with direct discussions with the founders and then prioritization and driving it to closure.

Experience

12 yrs 11 mos

Total Experience

2 yrs 1 mo

Average Tenure

4 yrs 10 mos

Current Experience

Coinbase

2 roles

Senior Software Engineer

Mar 2024 – Present · 2 yrs 3 mos · Remote

Payments Platform Team

LeadershipMentoringSoftware ArchitectureReact.jsSystems DesignEngineering Management+30

Senior Software Engineer

Jul 2021 – Feb 2024 · 2 yrs 7 mos · Remote

INTL Team
3rd Engineer in Coinbase India, helped setup CB India site by interviewing, bootcamp, onboarding engineers.
Led MUDRA project to launch Coinbase in India 🇮🇳. Fortunate to lead the mega launch in my 1st year of Coinbase
1. Launched Coinbase in India in a Multi Quarter project leading a team of 10 engineers involving 12 micro services and 1 monolith code base to enable users in India to start Buys (using UPI) and Sells (using IMPS)
2. Created Documentation to enable any new payment rail in CB stack
3. Integrated with Global Payment Vendor to enable payment rails via UPI in India
4. Part of International Expansion team working on enabling world for crypto access and making small efforts to increase Coinbase share of crypto market.
Worked on enabling Fiat Deposits via OpenBanking for Coinbase UK Users 🇬🇧
Worked on enabling PayPal for direct buys for Coinbase UK 🇬🇧 & DE 🇩🇪 users.
Enhancing Onboading experience for next generation of crypto users in EU markets
100+ interviews, working on team culture and cohesion.
Engineering Bootcamp for new joinees
3 spot bonuses for High Impact
Star Award for exceptional work within org

Technical LeadershipLeadershipMentoringSoftware ArchitectureSystems DesignDistributed Systems+39

Ezcred private limited

Engineering and Product

Jun 2017 – Jul 2021 · 4 yrs 1 mo · Bengaluru Area, India

Joined as 3rd employee within the company.
Worked across product, engineering with business operations and sales team to launch new products and new verticals for credit for different customer segments across lenders including major leading Banks and NBFCs in India.
Integrated with Aadhaar for KYC, CIBIL, CRIF, Equifax, Experian for Credit Checks, Setup autopayment of EMIs via ENach (via Digio).
Built Rule Engine to filter lenders based on customer segment and risk checks
Launched with success major lender integrations.
Integrated in HDB, Kotak, ABFL, Fullerton, Avanse as part of multi quarter project
Integrated with Byjus, Toppr, Livspace to enable credit for their customer
Part of strategy and planning of company's roadmap with founders.
Documentation for merchants to integrate in EzCred platform.

Technical LeadershipLeadershipSoftware ArchitectureSystems DesignDistributed SystemsEngineering Management+45

Finomena

Engineering

Sep 2015 – Apr 2017 · 1 yr 7 mos · Bengaluru, Karnataka, India

Joined as 5th employee in an early stage Fintech startup.
Built core loan product from scratch with designing DB, services and multi layered system.
Enhanced credit under writing system for Credit Risk Officers
Integrated with AXIS bank as Loan partner
Integrated with Aadhaar for KYC, Perfios for Banking, TU Cibil for credit checks.

LeadershipMentoringDistributed SystemsResource AllocationREST APIsMySQL+17