Prajjwal Goswami — Product Manager

I specialize in developing fintech products that streamline lending and supply chain financing (SCF). With a background in software engineering, I bridge the gap between business, technology, and user experience to create impact-driven solutions. What I Do: Managed ₹400 Cr+ loan origination volume, streamlining SCF workflows for faster & more efficient processing. Led automation initiatives, reducing underwriting time by 30% and improving loan approval rates. Designed & implemented data-driven LOS & lending products, integrating GSTN, banking APIs & real-time analytics. Collaborated with Aditya Birla Finance (ABFL) to optimize digital lending & credit risk processes Work at the intersection of technology, business, and user experience to enhance financial workflows. Strengths: Product Strategy: Designing market-fit solutions, workflow automation & API integrations. Fintech Expertise: Deep understanding of lending, GSTN, banking APIs, dedupe, ITR & GSPs. Tech-First Approach: Strong foundation in C++, Python, React, and API design, enabling structured problem-solving. I thrive on solving complex fintech challenges, leveraging data & automation to scale digital lending products. Always open to networking and discussing fintech, product-led growth, and AI applications in lending. Let’s connect! I regularly seek challenges to work outside my comfort zone to help develop my personality and to grow as a person. I am pretty eager and open to learning new skills and technologies which would allow me to broaden my knowledge area as well.

Stackforce AI infers this person is a Fintech Product Manager with strong expertise in digital lending and automation.

Location: Noida, Uttar Pradesh, India

Experience: 1 yr 10 mos

Skills

Product Strategy
Fintech
Product Development
Business Analysis
Frontend Development
Cloud Computing
Open Source Contribution

Career Highlights

Managed ₹400 Cr+ loan origination volume.
Reduced underwriting time by 30% through automation.
Designed data-driven lending products with real-time analytics.

Work Experience

FINAGG Technologies Private Limited

Associate Product Manager (1 yr 5 mos)

Business Analyst (5 mos)

AITIUM INC

Software Engineer Intern (3 mos)

Celebal Technologies

Summer Intern (4 mos)

Google Developer Student Clubs

Google DSC Program Manager (10 mos)

Google Cloud Community India

Google Cloud Ready Facilitator Program (2 mos)

DigitalOcean

Open Source Contribution (0 mo)

Education

Bachelor of Technology - BTech at Dr. A.P.J. Abdul Kalam Technical University

Intermediate at Pragati Public Senior Secondary School

Matriculation at Boys' High School & College

Prajjwal Goswami

Product Manager

Noida, Uttar Pradesh, India1 yr 10 mos experience

Most Likely To SwitchAI ML Practitioner

Key Highlights

Managed ₹400 Cr+ loan origination volume.
Reduced underwriting time by 30% through automation.
Designed data-driven lending products with real-time analytics.

Stackforce AI infers this person is a Fintech Product Manager with strong expertise in digital lending and automation.

Contact

Skills

Core Skills

Product StrategyFintechProduct DevelopmentBusiness AnalysisFrontend DevelopmentCloud ComputingOpen Source Contribution

Other Skills

A/B TestingAcoustic GuitarAgile & Waterfall MethodologiesAgile MethodologiesAmazon Web Services (AWS)Analytical SkillsCC (Programming Language)C++Cascading Style Sheets (CSS)Client RelationsCloudCloud SecurityCloud StorageCommunication

About

Experience

1 yr 10 mos

Total Experience

1 yr 10 mos

Average Tenure

1 yr 10 mos

Current Experience

Finagg technologies private limited

2 roles

Associate Product Manager

Promoted

Jan 2025 – Present · 1 yr 5 mos · Noida, Uttar Pradesh, India · On-site

As an Associate Product Manager, I drive product strategy, development, and execution for digital lending and supply chain financing (SCF) solutions. I work at the intersection of technology and business to optimize financial workflows, enhance integrations, and deliver scalable fintech products.
Key Responsibilities:
Product Development & Enhancement – Lead end-to-end product lifecycle, ensuring seamless integration with IT systems and improving operational efficiency.
Stakeholder Collaboration – Work closely with Aditya Birla Finance Limited (ABFL) to refine policies, implement business requirements, and create tailored solutions.
Cross-Functional Leadership – Align business, engineering, and finance teams to deliver automation-driven and data-backed lending solutions.
Process Optimization – Enhance underwriting, digital documentation, and decision-making frameworks to streamline loan origination.
Strategic Growth Initiatives – Manage P&L, partner relationships, and SCF workflows, ensuring seamless digital lending execution.

Software Product ManagementProduct StrategyFinTech

Business Analyst

Jul 2024 – Dec 2024 · 5 mos · Noida, Uttar Pradesh, India · On-site

As a Business Analyst, I played a key role in the design and implementation of Aditya Birla Finance Limited (ABFL) Supply Chain Financing (SCF) Loan Origination System (LOS)—a digital platform enhancing credit underwriting, digital documentation, and loan disbursement.
Key Contributions:
1. Product Development & Market Fit – Led the development of a scalable, data-driven LOS, ensuring automation-first lending processes.
2. Stakeholder & Client Engagement – Collaborated with ABFL teams to gather requirements, define policies, and enhance loan origination workflows.
3. Operational Efficiency – Optimized SCF integrations, process automation, and IT system alignment to reduce manual intervention and accelerate loan processing.
4. Business Strategy & P&L Management – Managed financial operations, partner MIS, and workflow optimization to improve decision-making and efficiency.
5. Seamless Digital Integration – Ensured smooth interoperability between underwriting models, digital documentation, and real-time data analytics for better risk assessment.

Management Information Systems (MIS)JiraSoftware DocumentationProduct DevelopmentFinTechResource Management+6

Aitium inc

Software Engineer Intern

Jul 2023 – Oct 2023 · 3 mos · Austin, Texas, United States · Remote

Developed highly responsive and visually engaging web and mobile interfaces using React, Next.js, JSON, AJAX, and REST APIs.
Built custom reusable components and APIs, optimizing front-end performance and reducing development time.
Integrated cloud services (AWS, Cloud Storage, Cloud Security) to enhance application scalability and security.
Actively contributed to end-to-end product development, streamlining workflows and accelerating time-to-market.
Maintained comprehensive documentation and regularly released updates for continuous UI/UX improvements.
Kept up with latest UI/UX trends and technologies, ensuring a seamless and modern user experience.

Redux.jsCloud ComputingAmazon Web Services (AWS)Cloud StorageNext.jsCloud Security+1