Aug 2024 – Dec 2024 · 4 mos

• Explored two AI-driven fintech ventures targeting distinct market gaps:
• 1. MSME digitalization through open source AI
• 2. Democratizing global investing for Indian retail investors. Built conversational AI platform featuring voice-controlled trading in International Markets and natural language financial advisory specific to non Indian stocks.
• The MSME initiative evolved into independent AI consulting service, while the investment platform achieved MVP status with architecture and regulatory validation with IBKR for international markets.
• Built with Google cloud run architecture, Meta Ads growth experiments, rigorous customer validation, and integration with Claude 3.5, Gemini 2, and GPT-3.5 APIs. Key insight: Failed to scale and create a crazy business however Proved technical feasibility and validated that customer readiness for international trades significantly lags technological capability. The rapid evolution of foundation models during this period validated an often-ignored truth - in fintech, timing market readiness matters more than technical sophistication.

Aug 2022 – Jul 2024 · 1 yr 11 mos · São Paulo, Brazil · On-site

• Led Vision, Strategy & Execution to build fundamentally different products at Nu leading Multiple Teams/Squads
• Drove internationalization and platform product development for Latin American customers at Nubank, a fintech leader with ~100M+ customers, ~80% activity rate and ~50% market share among Brazilian adults.
• Key Product Initiatives:
• Payments and Core Banking (8 months): Deposits, payments aggregation, PIX, SPEI, Mastercard authorization, card management
• Identity (8 months): Gov.br, oAuth, multiple access, identity and data collection APIs/platform
• Lending (8 months): Lending platforms, AI models, and policies for secured/unsecured products, new markets (Mexico, Colombia)
• Nubank Highlights:
• 100M+ customers, 94>NPS >70
• Valued at ~$80B, $2.4B revenue, $1.1B gross profit (latest FY)
• Primary Market in Brazil and Expanding rapidly in Mexico and Colombia, and beyond
• Comprehensive fintech offerings: banking, lending, credit cards, insurance, investments, crypto

May 2022 – Apr 2023 · 11 mos

• Mentored 3 early stage startups in strategizing Product efforts to Solve Problems.

Apr 2020 – Apr 2022 · 2 yrs · Mumbai, Maharashtra, India

• Built for 'Digital India' and 'Cashless India' to grow UPI users to 250 Mn and Transactions to 5.5 Billion a month, with Vision of 1 Billion Txn/Day.
• Led the team of Product Managers to solve problems around - UPI User Growth - UPI Customer Complaints- UPI Commercialization - UPI Merchant Acquiring- UPI Product Solutioning & Pricing- UPI P&L Ownership.
• Built and Managed relationships across RBI, Govt of India, 100+ Fintechs, 20+ Banks, Top 20 Merchants, and TPAPs such as Google Pay, Amazon Pay, Phonepe
• Unified Payments Interface is an instant real-time payment system developed by the National Payments Corporation of India facilitating inter-bank transactions. The interface is regulated by the Reserve Bank of India and works by instantly transferring funds b/w two bank accounts on mobile.

Aug 2018 – Mar 2019 · 7 mos · Indore Area, India

• End to End Product Management for Telecom Product - Foresight.
• Stakeholder Management for clients such as Jio-India, Rakuten- Japan, Smartfren- Indonesia.
• Product Manager for world's first end to end cloud Native network OSS Platform.
• Foresight is a real time analytics Product, which leverages and co-relates data from multiple sources, hence enables discovery and valuable insights about end-to-end Network. It not only enables Pro-active Diagnosis about network but also provides remediation. Product supports Multi-Vendor, Multi-technology and is closely integrated with each Network element, hence enabling end-to-end network visualization, configuration management, performance management and optimization. Single screen, single login platform for managing all network entities instead of multiple logins for each vendor/node/technology.

Nov 2016 – Aug 2018 · 1 yr 9 mos · Banglore

• Avanade is a joint venture between Accenture and Microsoft; It is Accenture’s engine for innovation and solutions with Microsoft.
• I led Product Management for the Commodity Trading Platform - Decision Support System.
• Owned key Product/Business Metrics, defined Road-Map, & Strategy.
• End-to-end Product Management - Ideation, Design, Prioritization, GTM, Stakeholder Management
• Closely consulted the HNIs, CEO, COO, CIO, CTO, and CMO of various trading organizations to drive continuous innovation.
• Elon is a crude oil trader. Elon is also a father and a golfer. Elon needs Global real-time oil & commodity prices, and global market updates, to make profitable trades. Elon tracks oil markets all the time, when he’s at work, with his son, or on the golf course. Priyank created and managed the product that Elon can use to track fast-moving market oil prices, news and charts, real-time on mobile or on web, from multiple global exchanges.

Dec 2015 – Oct 2016 · 10 mos · Jaipur, Rajasthan, India

• Client:- Experian
• Project:- Technology Consulting for Experian Credit Bureau's PowerCurve Decision System.
• Personally, handled complex requests from Experian Power Curve customers located in the Netherlands, Bulgaria, South Africa, Italy, Denmark, Malaysia, Dubai, Singapore, etc., and founded a multinational team of 28 diversely skilled engineers, in 50% less time.
• Conceptualized & Strategized changes in the delivery model of the EMEA Decision System, increasing operating profits for Experian by 25%, and presented the same in RFP for procurement, a deed that led to a 30% increase in revenues for Infosys Financial Services vertical.

Oct 2013 – Dec 2014 · 1 yr 2 mos

• Client:- Bank of America
• Project:- Automated Teller Machine
• Led the team of engineers to launch the first Video Teller Machine (VTM) for BOFA in California.
• Was responsible for Requirement analysis, designing, coding, status tracking, unit testing, integration testing, creating/reviewing deployment plans, and production deployment.

Jul 2011 – Sep 2013 · 2 yrs 2 mos

• Client:- Bank of America
• Project:- Channel Technology Mid-Tier (CTMT) - is an umbrella of 30 web-based java applications under the contact center channel of Bank of America.
• Developed and deployed web-based applications such as BMM, E-alerts, CCUT, Card solutions, and Web IV, using JSP, Servlets, Struts 1.1, JAX RPC, and JAX WS Web services.
• Recruited Engineers for Bank of America

Jul 2009 – Jun 2011 · 1 yr 11 mos

• Completed best-in-class training (Theory + Coding) with a 4.94 CGPA.
• Course:
• Basics of programming, DBMS, UNIX, Design and analysis of algorithms, User Interface design, Pl\Sql blocks, etc, Introduction to enterprise application development, Client tier using HTML and Java Scripts, Persistence tier using Oracle and JPA, Business Tier using POJO, Presentation tier using JSP and JSF, Integration and deployment of enterprise application.

Dec 2014 – Dec 2015 · 1 yr · United Kingdom

• Client:- FedEx
• Project:- Technology Consulting for FedEx Post €4.4 billion acquisition of TNT.
• Devised a 'Simplify and Transform' Technology Strategy to integrate TNT and FedEx Backends after one of the biggest mergers and acquisitions to realize $332.4m Pounds in cost synergies.
• Led the team to integrate TNT's existing CDB systems to FedEx CRM Salesforce.
• In 2015, FedEx acquired TNT Express, a Dutch delivery company, for €4.4 billion ($4.8 billion).
• Successful Integration: FedEx and TNT successfully integrated their operations, The integration process was completed on schedule, and FedEx was able to achieve the expected synergies and cost savings.
• Strong Financial Performance: The acquisition has been financially beneficial for FedEx, with the company reporting strong financial results since the integration. For example, in Q3 2021, FedEx reported revenue of $21.5 billion, an increase of 23% compared to the same quarter in the previous year.

Oct 2008 – Jan 2009 · 3 mos · Pune Area, India

• Developed a Work Flow Engine (Java) as an Intern.