Rajnikant Joshi šŸ“Š

Business Development Executive

Delhi, India3 yrs 4 mos experience
AI ML PractitionerAI Enabled

Key Highlights

  • Reduced loan appraisal time by 67% across 35 branches.
  • Developed advanced risk analytics models for policy improvement.
  • Expert in transforming data into actionable insights.
Stackforce AI infers this person is a Fintech analytics expert with a strong focus on risk management and data-driven decision support.

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Skills

Core Skills

Risk AnalyticsData VisualizationData Analysis

Other Skills

AdvertisingAnalytical SkillsBusiness AnalysisBusiness DevelopmentBusiness ProcessBusiness-to-Business (B2B)Career Development CoachingChannel SalesCoaching & MentoringCommunicationComputer LiteracyConsultingCustomer ServiceData ManagementDataStage

About

Business analytics is more than numbers—it's about driving real impact. šŸ“Š I’m an analytics and risk policy expert specialized in transforming financial organizations through actionable data insights and strategic decision support. With hands-on experience at Shriram Finance Limited and SMC Finance, I’ve helped streamline operations across 35 branches, reduced loan appraisal times by two-thirds šŸš€, and surpassed asset management targets by leveraging advanced analytics, visualization tools, and policy implementation. My approach combines technical skill in SQL, Power BI, Tableau, and Excel šŸ’” with a deep understanding of business strategy. I solve critical problems such as operational bottlenecks, inefficient reporting, and risk management by building data-driven solutions that enhance process efficiency and optimize workflows. I work closely with stakeholders to translate complex datasets into clear decisions, driving measurable results in collections, risk minimization, and overall success. An advocate for continuous learning šŸŽ“, I hold a BSc in Science from Indira Gandhi National Open University and professional certificates in Data Science—empowering me to stay ahead of industry trends. Whether you’re seeking robust analytics, policy expertise, or someone to unlock value from your organization’s data, I bring a unique mix of technical depth, consultative experience, and a collaborative spirit šŸ¤. Let’s connect if you’re looking for a partner passionate about making data work for your business and unlocking new opportunities together. #Data #Analytics #PowerBI #Tableau #Looker #Finance

Experience

3 yrs 4 mos
Total Experience
1 yr 8 mos
Average Tenure
1 yr 10 mos
Current Experience

Smc finance (moneywise financial services pvt ltd)

Assistant manager Risk and Policy Analytics

Aug 2024 – Present Ā· 1 yr 10 mos Ā· Delhi, India Ā· On-site

  • Led development and execution of advanced risk analytics models, directly supporting business policy improvement and compliance.
  • Streamlined underwriting and risk assessment processes, resulting in faster and more accurate loan decisions.
  • Collaborated with cross-functional teams to deliver dashboards and actionable insights using Power BI and Excel, enabling a 20% increase in process efficiency.
Risk AnalyticsPower BIExcelData Visualization

Shriram finance limited

3 roles

Business Analyst

Promoted

Feb 2023 – Aug 2024 Ā· 1 yr 6 mos Ā· On-site

  • Drove analytics transformation for 35 branches, reducing loan appraisal time by 67%—dramatically enhancing operational efficiency.
  • Exceeded asset management targets by deploying innovative reporting and visualization solutions in SQL, Excel, and Tableau.
  • Formulated and enforced data-driven risk and collection policies, contributing to minimized lending risk and improved collections.
  • Skills: Data Analysis, Visualization (Excel, Tableau), Risk Analytics, Process Optimization
Data AnalysisSQLTableauExcelData Visualization

ZTM Branch Operations

Feb 2023 – Aug 2024 Ā· 1 yr 6 mos Ā· On-site

Business Analysis and Strategy

Feb 2023 – Aug 2024 Ā· 1 yr 6 mos Ā· On-site

Aatmnirbhar bharat webinar series

Intern

Jul 2020 – Dec 2020 Ā· 5 mos Ā· India

Education

Indira Gandhi National Open University

Bachelor of Science - BS

Aug 2016 – Sep 2022

unext learning

Full Stack Data Science Course — data analytics

Sep 2021 – Sep 2022

Central Board of Secondary Education

High school — Non Medical

Jan 2015 – Jan 2016

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