Ruchi Kumari — Associate Partner
With over eight years of experience in the Banking and Financial Services industry, I bring a strong blend of sales leadership, credit risk understanding, and data-driven decision making. My career has evolved at the intersection of analytics and revenue growth, enabling financial institutions to make informed lending decisions while driving sustainable business expansion. I have worked closely with stakeholders across risk, credit, and business teams to translate data insights into actionable commercial strategies. Currently serving as Associate Director - Sales at Finbox, I focus on building strategic partnerships and accelerating growth within the digital lending ecosystem. Core strengths: • Enterprise & Institutional Sales • BFSI & Digital Lending • Credit Risk & Underwriting Insights • Data Analytics & Business Strategy • Relationship & Stakeholder Management
Stackforce AI infers this person is a Fintech sales leader with a strong focus on digital lending and analytics.
Location: Mumbai, Maharashtra, India
Experience: 9 yrs 3 mos
Skills
- Enterprise & Institutional Sales
- Bfsi & Digital Lending
- Data Analytics & Business Strategy
- Credit Risk & Underwriting Insights
Career Highlights
- Over eight years in Banking and Financial Services.
- Expertise in data-driven decision making and credit risk.
- Strong background in building strategic partnerships.
Work Experience
FinBox
Associate Director (6 mos)
Digitap.ai
Senior Sales Manager (1 yr)
Enterprise Sales (11 mos)
Karza Technologies
Corporate Sales Manager (2 yrs 3 mos)
Tata Capital
Manager - Analytics (1 yr)
ASSISTANT MANAGER - DIGITAL AND ANALYTICS (1 yr 9 mos)
L&T Financial Services
Assistant Manager - Risk Analyst (2 yrs 2 mos)
Intern (4 mos)
Education
Master of Business Administration - MBA at ITM Group of Institutions
Bachelor of Business Administration - BBA at Sam Higginbottom Institute of Agriculture, Technology & Sciences, Allahabad
SHIATS university at Jean Paul's Senior Secondary school
