Sana Alvi

Product Director

Gurgaon, Haryana, India8 yrs 7 mos experience
Most Likely To SwitchAI ML Practitioner

Key Highlights

  • Led significant product strategies in Fintech.
  • Transformed lending portfolios with data-driven insights.
  • Demonstrated strong leadership in product innovation.
Stackforce AI infers this person is a Fintech Product Manager with expertise in data-driven lending strategies.

Contact

Skills

Core Skills

Product StrategyDigital TransformationLendingConsumer LendingData AnalysisRisk Management

Other Skills

Credit CardsBNPLSNPLSME BankingSMEGrowth StrategiesDigital Product DevelopmentProduct InnovationCommunicationPresentationsFinTechProject ManagementStakeholder ManagementBusiness AnalyticsFinancial Services

About

Experienced Product Manager with a demonstrated history of working in the Banking/Fintech industry with a blend of technical understanding, financial acumen, strong communication and leadership skills to drive innovative products and navigate a complex regulatory landscape. Core Competencies include Understanding User Needs, Market Trends, Data-Backed Decision Making and Collaboration in a rapid growth environment.

Experience

8 yrs 7 mos
Total Experience
2 yrs 10 mos
Average Tenure
5 yrs 3 mos
Current Experience

Paytm

4 roles

Director of Product

Promoted

May 2025Present · 1 yr 1 mo

Credit CardsBNPLSNPLSME BankingSMELending+5

Senior Product Manager - Merchant (SME) Lending

May 2023Apr 2025 · 1 yr 11 mos

  • Transforming Paytm's Merchant Lending 2.0
Product StrategyLending

Product Manager - Consumer Lending and BNPL

Apr 2022Apr 2023 · 1 yr

  • Led the Credit Product Strategy for Buy Now Pay Later at Paytm.
  • ~ orchestrated the product vision for sub-1% GCL while increasing the business.
  • ~ led the product strategy to increase the monthly disbursals from ~150Cr to ~2500Cr
CommunicationPresentationsFinTechProject ManagementStakeholder ManagementProduct Strategy+1

Executive Manager - Consumer Lending

Dec 2020Mar 2022 · 1 yr 3 mos

  • Building India’s largest Profitable Portfolio of Buy Now Pay Later (BNPL) at Paytm by
  • providing Analytical Solutions & Strategies to solve for business problems across Product, Growth and Portfolio Risk
CommunicationPresentationsFinTechProject ManagementStakeholder ManagementProduct Strategy+1

Freecharge

2 roles

Manager - Product and Data Science

Apr 2020Dec 2020 · 8 mos

  • Reported to Head of Data Science & delivered projects on Product Growth, Acquisition and Portfolio Management for Digital Subsidiary (Freecharge) of Axis Bank
  • 1.) Clocked ~15Cr of Personal Loan disbursal digitally in 6M by designing policy and underwriting framework adhering to loss appetite
  • 2.) Saved ~18Cr by Optimising Costs across Marketing & Acquisition using Machine Learning Models
  • 3.) Reduced Cost of Engagement and Retention by ~25% by building Customer Price Elasticity Models
  • 4.) Saved 50% in SMS Cost by leveraging Uplift Modelling for Growth Campaigns
  • 5.) Managed Engagement with Business Stakeholders to drive Financial Services Digital Growth in collaboration with Axis Bank
  • 6.) Led an insights team of 3 for delivering projects on Consumer Lending Growth, Product Analytics & Portfolio Management
CommunicationPresentationsFinTechProject ManagementStakeholder ManagementProduct Strategy+1

Deputy Manager - Product Analytics

Dec 2018Mar 2020 · 1 yr 3 mos

  • 1.) Developed Product & Business Strategy for Risk Management and New Product Launches
  • 2.) Built 1st Generation Risk Scorecard for Unsecured Portfolio by Leveraging Alternate Data
  • 3.) Built significant data capabilities around Alternate data for designing robust Risk Models, Lending Programs , Segmentation Frameworks & Optimising Costs
  • 4.) Recognised for Big Data driven Analytical Solutions
Data AnalysisRisk Management

Manappuram finance limited

Manager - Product and Strategy

Jun 2017Nov 2018 · 1 yr 5 mos · Mumbai, Maharashtra, India

  • Reported to the Group CFO and delivered analytics projects for the growth of financial services
  • 1.) Clocked ~120 Cr of Home Loan disbursal by formulating Cross Sell Strategy
  • 2.) Strategized to carve out the target segment from 20Mn Customer Base for Cross Sell of Financial Products
  • 3.) Partnered with Stakeholders to deliver advanced, detailed & persuasive analysis of key metrics
  • 4.) Developed & Evaluated Indices to strategize Market Entry of Personal Loans
  • 5.) Built Strategic Relationship with Technical Vendors & Knowledge Partners

Indian council for research on women

Research Associate Intern

Jun 2016Jul 2016 · 1 mo · Delhi Area, India

World health organization

Intern

Jun 2013Aug 2013 · 2 mos

Education

Delhi School of Economics

Master's degree — Economics

Lady Shri Ram College For Women

Bachelor's degree — Economics

Carmel Convent School - India

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