Saranya Shankarraman

Product Manager

Bengaluru, Karnataka, India9 yrs 6 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Expert in product management and strategy.
Proven track record in launching fintech products.
Strong background in machine learning applications.

Stackforce AI infers this person is a Fintech Product Manager with expertise in machine learning and product strategy.

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Skills

Core Skills

Product ManagementProduct StrategyMachine LearningAccount ManagementProject ManagementData Analysis

Other Skills

A/B TestingApache PigBusiness AnalysisBusiness DevelopmentBusiness StrategyCC++ClusteringCustomer Experience AnalyticsCustomer Relationship Management (CRM)ForecastingHadoopJavaMicrosoft ExcelMicrosoft Office

Experience

9 yrs 6 mos

Total Experience

3 yrs 2 mos

Average Tenure

5 yrs 1 mo

Current Experience

Lazypay

2 roles

Senior Product Manager

Promoted

Dec 2023 – Present · 2 yrs 6 mos

Leading Growth for "XpressLoans" (LazyPay's instant personal loan)

Product StrategyNew Business DevelopmentAccount ManagementCustomer Relationship Management (CRM)Stakeholder ManagementProduct Management

Product Manager

May 2021 – Dec 2023 · 2 yrs 7 mos

Launched and scaled LazyPay's instant loan product "XpressLoans"
Built unique, 100% digital underwriting approach which doesn't require submission of bank statements to avail a loan (alternate data - SMS, internal product usage)
Used ML models to verify identity & prevent fraud (cross-reference user details across multiple sources - PAN, KYC, bureau, bank statement)
Built end-to-end loan application and repayment experience on iOS and Android apps
Built line of credit construct (periodic limit increases + enabled multiple simultaneous withdrawals)
Launched insurance for loan repayments, partner referrals for declined users

Product StrategyMachine LearningProduct LaunchProduct DesignProduct DevelopmentSoftware Project Management+1

Paysense

Product Manager

May 2020 – Apr 2021 · 11 mos · Bengaluru, Karnataka, India

Built ML models / algorithms to parse and detect salary credits, loans in bank statements submitted by users for loans applications; automated 70% manual intervention in underwriting process
Managed end-to-end integration & launch of 2 new lending partners (IDFC First Bank, Credit Saison India)
Launching API-based lending product and onboarded 2 lead sourcing partners (~3Cr / 300 new loans per month)

Machine LearningData AnalysisBusiness DevelopmentProduct Management