Sarmin Saha — Co-Founder

I am a Credit Risk Analyst with over four years of experience in credit assessment, exposure monitoring, and portfolio risk management. My professional work has focused on understanding counterparty behavior, evaluating creditworthiness, and monitoring exposure against approved limits to support structured risk decisions. I have hands-on experience in credit limit reviews, Early Warning Signal (EWS) identification, ageing and delinquency analysis, exception handling, and risk MIS reporting, working closely with business and finance teams. This experience helped improve portfolio visibility and contributed to stronger credit discipline. To strengthen my financial and accounting foundation, I am currently pursuing CA and CMA, which has deepened my understanding of financial statements, controls, governance, and analytical rigor. This academic journey complements my practical experience and supports my transition into a more regulated financial services environment, such as banking, risk advisory, or consulting. I am particularly interested in opportunities related to Credit Risk, Portfolio Risk, Wholesale Credit, and Risk Advisory, where analytical thinking, governance, and judgment play a central role. Alongside my corporate experience, I currently work as an Academic Mentor in commerce, finance, and quantitative subjects. In this role, I support learners through one-to-one and small group sessions, helping them build conceptual clarity in accounting, finance, numerical analysis, and problem-solving. Beyond my professional and academic pursuits, I also enjoy content creation on Instagram, focusing on fashion, lifestyle, and travel. Content creation is a creative outlet for me and helps me express ideas visually, stay consistent, and connect with audiences authentically. I see this as a complementary interest that strengthens communication, discipline, and perspective, while balancing analytical work with creativity. At this stage of my career, I am focused on learning, growth, and alignment — continuing to build depth in risk and finance while remaining open to experiences that help me grow as a well-rounded professional.

Stackforce AI infers this person is a Credit Risk Analyst with strong expertise in Fintech and risk management.

Location: Bengaluru, Karnataka, India

Experience: 8 yrs