Shubham G.

Operations Associate

Gurugram, Haryana, India7 yrs 11 mos experience

Most Likely To SwitchAI Enabled

Key Highlights

6.5 years of experience in banking industry.
Expert in model risk management and financial analysis.
Strong analytical and problem-solving skills.

Stackforce AI infers this person is a Fintech professional with expertise in model risk management and data analytics.

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Skills

Core Skills

Model Risk ManagementCredit Risk ManagementData Management

Other Skills

CC++Cascading Style Sheets (CSS)Credit Risk Model CalibrationCredit score ModellingData AnalysisData AnalyticsData ReconciliationData VisualizationDatabasesExcelExcel DashboardsGenerative AIGoogle Data StudioGoogle Docs

About

Highly motivated and results-driven professional with 6.5 years of experience in the banking industry. Skilled in model risk management, financial analysis, and project management. Strong attention to detail and ability to work effectively in a team environment. I am committed to continuous learning and professional development and thrive in dynamic and challenging environments. My strong analytical and problem-solving skills, coupled with my ability to collaborate effectively with cross-functional teams, have enabled me to successfully manage complex projects and deliver optimal outcomes.

Experience

7 yrs 11 mos

Total Experience

2 yrs 7 mos

Average Tenure

3 yrs 11 mos

Current Experience

Exl

2 roles

Lead Assistant Manager

Jan 2025 – Present · 1 yr 5 mos · Gurugram, Haryana, India · Hybrid

Assistant Manager

Jul 2022 – Jan 2025 · 2 yrs 6 mos · Gurugram, Haryana, India · Hybrid

Develop and monitor statistical models for secured and unsecured portfolios, including mortgages, credit cards, loans, and advances, using SAS programming.
Conduct model performance tests, sensitivity analysis, KS, MAPE, PDO, PSI, etc., to ensure models meet regulatory standards.
Interact with model governance teams for model build, monitoring, ad-hoc investigations, cohort analysis, and model documentation.
Collaborate with cross-functional teams, including business stakeholders, model validation, and governance teams, to deliver high-quality client services within expected timeframes.
Demonstrate strong problem-solving and communication skills, and work independently to complete tasks.
Work closely with the Vice President on consumer validation models such as FICO and PYMES, ensuring they meet regulatory and business requirements.
Develop credit scoring models, including acquisition and ECM models, to support business objectives.
Generate performance reports using SAS language with proc freq, proc means, and proc univariate, utilizing permanent data sets.
Monitor model performance and identify areas for improvement, assessing good and bad performance to make recommendations for model adjustments.
Maintain documentation and adhere to model development and monitoring policies and procedures.
Assist the Model Risk Management (MRM) team with various aspects of model risk management and regulations, including model performance, sensitivity, and cohort analysis.
Manage documentation, including Operational Procedure Agreement (OPA), Annual Model Review (AMR), Model Development and Deployment Tracking (MDDT), and Revalidation.
Continuously learn and stay up-to-date with industry best practices and emerging technologies in modeling and monitoring.
Deliver presentations to stakeholders, including senior management and regulators, on model development, monitoring, and performance.

SAS ProgrammingModel DevelopmentModel ValidationCredit Risk Model CalibrationStatistical Modeling and AnalysisPerformance Monitoring+4

Wipro

SAS Consultant

Aug 2021 – Jul 2022 · 11 mos · Hyderabad, Telangana, India

Scope: SAS/BASE, SAS/SQL, SAS/MACRO, Advance Excel
Monitoring the massive amount of banking information while ensuring uniform data across
multiple systems.
Preparing daily/weekly/monthly/quarterly banking reports, designed 10+ and revamped 50+ reports for PAN India
Supporting 50+ stakeholders fixing 2-3 data issues/daily by executing queries and comparing
monthly data with baseline extraction of dbtracker,omniflow
Extracted raw data from an Oracle database and used SAS/ACCESS to read it and run the
statistical analysis using SAS/STAT.
Involved in analysis, development, testing, implementation, and provided technical support to
business needs using SAS in SAS EG environment Extracted data using Proc SQL and Pass-Thru
SQL to Create SAS Analysis Data Sets.
Stored Procedures were extensively used.
Advanced analytics and reports were created based on the criteria provided.

SAS ProgrammingData AnalysisSQLReport ProductionData Management

Globallogic india

Senior Analyst

Jul 2018 – Aug 2021 · 3 yrs 1 mo · Gurugram, Haryana, India

Dashboard, operation team’s Growth Report, All Operation Reports MTD, QTD, YTD wise.
ERP Data Process handling.
Dashboard will be created using PL/SQL queries
Dashboard will be created in Google data studio and Google Plx Sql Script
Manipulating, cleansing & processing data using Excel, and SQL.
Coordination with the operation team & MIS team.
Customer Order processing, Data handling & Analysis.
DPR, Handling Day to day Activity and Generating the Report Monthly, Quarterly & Yearly.
DB Search / Repository & Allocation.
Operation Team Performance Audit of MIS Reports.
Attendance Tracker.
Business Loss / Leakage Analysis.
Target Planning and Tracking & Weekly Updates.
Designing, developing and implementing new functionality.
Database maintenance and updating.
Other support Division.