Sreeram Narayan

Product Director

Delhi, India16 yrs 3 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • 16+ years of experience in fintech and payments.
  • Achieved 3-4x growth in active usage and monetization.
  • Expert in building scalable, data-driven products.
Stackforce AI infers this person is a Fintech expert with a strong focus on product strategy and growth.

Contact

Skills

Core Skills

Product StrategyGrowth Strategies

Other Skills

Ad TechAdTechAdvertisingAffordabilityAgile MethodologiesAnalytical SkillsArchitectureArtificial Intelligence (AI)Banking TechnologyBusiness GrowthBusiness InsightsBusiness LeadershipBusiness StrategyConflictConsulting

About

Product leader with 16+ years in fintech and payments, building platform-led, data-driven products that scale from 0→1→100. Love creating impact for thousands of customers with multi-billion-dollar GTV. I combine customer, partner, & market insights to shape product strategies that elevate engagement, efficiency, and monetization — driving XFN teams across product, design, and tech to deliver market-defining solutions. Strategic Capabilities Turning complex market and customer challenges into revenue-driving, adoption-ready product strategies. - Driving large-scale adoption through ecosystem alignment, market fit, and scalable platform architecture. - Blending first-principle thinking, customer-backwards design, and commercial acumen in pricing, GTM, and positioning to deliver high-impact solutions. - Orchestrating cross-functional execution to accelerate delivery, ensure adoption, and sustain long-term product value. Leadership Milestones Current role: Lead the design and scaling of omnichannel merchant experiences, self-service servicing platforms, and data-led growth engines — achieving 3–4x growth in active usage, accelerating monetization, and improving operational efficiency. Faced with fragmented tools, low adoption, and untapped data, architected unified, future-ready ecosystems for payments, commerce, and engagement. Previous decade: Built products across lending, core banking, payments, digital channels, and customer experience. Led API-first frameworks and Platform-as-a-Service initiatives, leveraging deep technology expertise to accelerate product decisions, reduce time-to-market, and enable widespread adoption across multiple geographies. Specialties Fintech & Payments: Payments, Lending, Core Banking, Embedded Finance, Merchant Growth Solutions, Growth & Monetization: Product Strategy & Monetization, AdTech, Ad Monetization, Monetization Platforms, Product-Led Growth, Data Monetization, Go-to-Market Design, Platforms & Technology: Data Platforms, API Platforms, Omnichannel Merchant Solutions, Merchant Experience, eCommerce GTM, Geo Expansion I enjoy mentoring product talent, fostering innovation frameworks, and building high-performing teams that consistently deliver market-shaping outcomes. I also share product and domain perspectives — from building scalable fintech platforms to architecting monetization strategies — in industry forums and welcome opportunities to contribute to conversations shaping the future of our space.

Experience

16 yrs 3 mos
Total Experience
4 yrs
Average Tenure
4 yrs 5 mos
Current Experience

Pine labs

2 roles

Director of Products, Growth Solutions, Payments & Data Monetization

Promoted

Oct 2024Present · 1 yr 8 mos

  • Leading product strategy, innovation, and execution for Pine Labs Growth Solutions and merchant engagement platforms, driving non payment monetization initiatives for India Payments business. Oversee a 50+ cross-functional team spanning Product, Design, and Engineering.
  • Key Product Initiatives
  • Merchant Growth through Data-Driven Personalization, Analytics & Ad/ Marketing Solutions – - Building product streams for enabling merchants with efficient ways to acquire & reach customers with precision and ROI. Spearheading MarTech, AdTech, and data monetization initiatives, enabling targeted campaigns and consumer spend intelligence solutions that led to a 6x growth in data and analytics revenue in 2 years.
  • Building conversion layer to turn Transaction Data into Actionable Intelligence – Envision and deliver a scalable consumer spend intelligence platform across payment modes and consumer profiles, enabling targeted offers, audience activation, and partner network monetization — resulting in 20% uplift in marketing-led revenue.
  • Accelerating Market Impact via Strategic Partnerships – Faced with build-vs-buy decisions and time-to-market pressures, led partnerships, integrations, ROI modelling, and vendor evaluations to expand capabilities faster while optimizing long-term value creation.
  • Institutionalizing Innovation – Introduced structured frameworks for new idea evaluation, business case prioritization, and cross-functional execution — ensuring the best opportunities moved from concept to launch with measurable ROI.
  • Scaling High-Performance Teams – Built and mentored a high-impact product and design organization, fostering first-principle thinking and customer-centric innovation across all initiatives.
Growth StrategiesProduct InnovationProduct StrategiesOnline MarketplaceFinancial TechnologyTeam Leadership+20

Associate Vice President / Group Product Manager – Omnichannel Merchant Platforms

Jan 2022Oct 2024 · 2 yrs 9 mos

  • Owned strategy, build, and scale of Pine Labs’ omnichannel merchant platforms, unifying payments, commerce, and engagement to drive growth, efficiency, and monetization. Led cross-functional teams across Product, Design, and Engineering.
  • Pine Labs One - Merchants needed a single, integrated interface to manage payments, commerce, and engagement. Conceived and scaled Pine Labs One — the flagship omnichannel super app and web platform — achieving 233% MAU growth and transforming operational efficiency for thousands of merchants while reducing servicing costs.
  • Analytics & Monetization – Built analytics capabilities that doubled VAS revenue by enabling self-serve journeys and optimizing the merchant platform, driving higher campaign adoption and upsell.
  • Designed and launched a centralized platform to streamline merchant engagement, servicing, and support workflows, reducing resolution times and creating foundational platform rails for self-service channels and adoption.
Growth StrategiesPoint of Sale (POS) SystemsSoftware as a Service (SaaS)DocumentationBusiness GrowthOperational Efficiency+27

Nucleus software

4 roles

Senior Product Manager - Technical and API Platform

Jun 2020Dec 2021 · 1 yr 6 mos

  • Driving Product Management Function in Areas of Technical product Management, Product Road-mapping, Driving Product Experience across Functions, Solution design & Architecture Building, Designing for Digitisation in Product Management, Crafting Product Go to Market and Product Positioning.
  • KPI*
  • Marshall cross functional teams toward unified goals to execute lateral initiatives and product KRAs
  • Develop the 360 degree product roadmap across user touchpoints and solution engagements, and build consensus on prioritization to work on product execution
  • Drive technical alliances with technology partners by way of evaluation, product alignment and solution validations
  • Manage technical framework and common product platforms for complex and highly scalable digital applications
  • Experience in execution of Innovation and Ideation related initiatives in areas of Digitisation, API experience, AI and technical platform.
  • Whole Product Experience and Revenue monetisation.
  • Run API governance and API platform experience
  • Product Owner responsibility for a strategic sales region of Middle East & Africa to define GTM plans, and coordinate with customer facing teams for right product positioning and fitment
Growth StrategiesSoftware as a Service (SaaS)DocumentationBusiness GrowthFinancial Data Management (FDM)Product Leadership+16

Senior Product Specialist

Promoted

May 2017May 2020 · 3 yrs

  • Responsible for execution of Product Strategy Goals, API Product management and technical roadmap.
  • KPI*
  • Define the vision (end goal, one year and beyond) and roadmap execution (how to achieve it) for the team.
  • Drive ideation, prioritisation, backlog grooming, customer feedback loop processes.
  • Define API designs, tooling & documentation around platform products and services to shape up developer experience (DX).
  • Building GTM strategy for API offerings through API monetisation models.
Growth StrategiesDocumentationFinancial Data Management (FDM)Product InnovationProduct StrategiesDefining Requirements+10

Product Manager

Promoted

Jun 2015May 2017 · 1 yr 11 mos

  • Closely working in the area of product lifecycle management (PLM) and development of flagship product FinnOne Neo™, an End-to-End Loan Lifecycle Management System, using an agile and customer-centric
  • KPI*
  • Establish and drive robust requirement-gathering processes to define product requirements as well as build continuous feedback mechanism to ensure that the business requirements are comprehended and translated in an accurate manner to all stakeholders
  • Strategize and prioritize product roadmap plan and successful execution of new development as per roadmap, track product development and develop product launch plans as per General Availability.
  • Engaging closely with the Engineering team to help determine the best technical implementation methods and reasonable execution schedules.
  • Creation and maintenance of various Product collaterals including product feature documents, release notes, value proposition documents, process mapping documents, product traceability matrix etc
  • Demonstration of Product modules to key customers and future prospects
  • Keeping a tab on regulatory and new business developments in relevant market area and gauging product – market fit aligned with roadmap plans
  • Lead a team of product analysts for a module to drive the product management activities including requirement documentations, reviews, and other ancillary support activities
Growth StrategiesDocumentationProduct InnovationProduct StrategiesLendingFinancial Technology+3

Product Analyst - Product Management Group

Nov 2013Jun 2015 · 1 yr 7 mos

  • Product management activities for a core banking/ lending product built on new age design and technology.
  • KPI*
  • Product Requirement Lifecyle planning
  • Requirement analysis/ Business analysis
  • Product Roadmap planning & execution
  • RFP cycle handling, response filling and review
  • Product trainings & Demos to stakeholders
  • Presales/ Sales support
DocumentationLending

Oracle financial services software ltd

3 roles

Associate Product Manager

May 2013Oct 2013 · 5 mos

  • Product Management Group - Flexcube Lending & Leasing (OFSLL)

Associate Software Consultant- Flexcube Core Banking Implementation

Dec 2011Apr 2013 · 1 yr 4 mos

  • On deputation from Oracle Financial Services Software Ltd for product suite implementation of Flexcube 4.4 release at Bank of Jilin, China.
  • The product suite includes Loans, Pricing, CASA, TD product enhancements for Bank of Jilin requirements.
  • A collaboration project between the bank, a local technology partner and Oracle is phased to integrate across systems and products to furnish a working banking technology suite for bank.

Associate Consultant (Banking Product Division) - Asia Pacific Region

Jun 2010Dec 2011 · 1 yr 6 mos

  • Working in APAC Consulting, my profile calls for studying client's requirements and design constraints, developing enhancements and customization on Flexcube release wrt SDLC process.
Software DevelopmentProduct Innovation

An education technology venture

Content Analyst

Oct 2009May 2010 · 7 mos

  • Content Building & Analysis according to US curriculum – Mathematics and English
  • Worked on SEO and SMM projects – Page rank optimization
Software Development

Education

Indian School of Business

General Management Program

Jul 2021Mar 2022

Institute of Management Technology, Ghaziabad

Master of Business Administration (M.B.A.) — Finance and Financial Management Services

Jan 2016Jan 2017

Maharshi Dayanand University

B.E — Electronics

Jan 2005Jan 2009

MIT Sloan School of Management

Innovation of Products and Services: MIT's Approach to Design Thinking — Industrial and Product Design

Jan 2019Present

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