Subham Subhasis

AI Researcher

Austin, Texas, United States5 yrs 10 mos experience

Key Highlights

Developed high-impact classification models for financial services.
Led initiatives that saved millions in operational costs.
Expertise in automating complex onboarding processes.

Stackforce AI infers this person is a Fintech professional with strong expertise in data analytics and risk management.

Contact

zsubhasis52@gmail.com LinkedIn

Skills

Core Skills

Digital Product AnalyticsLending Risk ManagementImage Processing

Other Skills

AnalyticsAngularJSArtificial Neural NetworksAutomationBadmintonCCascading Style Sheets (CSS)Credit Risk ManagementDBeaverDanceDashboard DevelopmentData AnalysisData ScienceDecision TreesDigital Electronics

About

With 6 years of experience in the financial services industry, I demonstrate proficiency in Digital Product Analytics, Lending Risk Management, Astute Problem-solving, Communication, Mentoring, and possess technical acumen in Python, SQL, Big Data Analytics, Predictive Modelling and Excel/PowerPoint.

Experience

5 yrs 10 mos

Total Experience

2 yrs 11 mos

Average Tenure

Current Experience

Dell technologies

Data Science Intern

May 2025 – Present · 1 yr 1 mo · Austin, Texas, United States · On-site

American express

Senior Analyst

Aug 2021 – Jul 2024 · 2 yrs 11 mos · Gurugram, Haryana, India · Hybrid

> Developed a classification model utilizing digital data and geo-location information to identify high-value prospects on the website, resulting in Amex Personal Savings balance growth.
> Increased website funnel conversion rates for Consumer Banking Shop pages by identifying opportunities for hypothesis testing, designing tests and providing learnings from readouts, driving a value of $4M revenue annually.
> Automated new accounts digital onboarding processes for Amex Business Checking Account applications, reducing manual intervention for compliance checks, resulting in $450M incremental deposit balance annually.
> Led the enterprise Digital-First Initiative by resolving frictions in the Online Card Enrollment journey through data backed insights, ultimately minimizing inbound calls from customers and saving $2M in operational costs annually.

Digital Product AnalyticsLending Risk ManagementData SciencePredictive ModellingAutomation

Exl

3 roles

Senior Consultant (Manager)

Promoted

Apr 2021 – Aug 2021 · 4 mos

> Developed underwriting eligibility policy of a new initiative in Personal Loans for Deposit customers bringing in
incremental revenue of ~$275M annually.
> Implemented eligibility policy changes for a short-term loan product based on observed bureau profile trends and
expected financial stress due to COVID-19.
> Built automated reports and performance dashboards for Credit Line Management treatments for existing credit
card customers.

Lending Risk ManagementData AnalysisPolicy Development

Consultant II (Lead Asst. Manager)

Promoted

Aug 2019 – Apr 2021 · 1 yr 8 mos

Supported our clients with insightful analysis and recommendations on various policy changes of different lending products and CLI (Credit Line Increase) programs.

Data AnalysisPolicy Recommendations

Consultant I (Asst. Manager)

Aug 2018 – Jul 2019 · 11 mos

Neurocomputing lab - dept. of electrical engineering, iit delhi

Research Intern

May 2017 – Jul 2017 · 2 mos · Greater Delhi Area · On-site

> Built a classification model that determines the age of the patient from their Hand X-ray images by using Image Processing algorithms to achieve bones segmentation and feature extraction of the segmented blobs which were then fed into Softmax Multiclass Neural Networks to perform classification of X-ray images in different age buckets.