Swagata Acharyya — Director of Engineering

Technical Director | Mobile & Fintech Innovator | Server‑Driven UI & No‑Code Platforms | Open to Consulting & Advisory Roles I am a technology leader with 18+ years of experience in mobile app architecture, digital banking solutions, and enterprise product development. Currently heading product development at Comviva, I drive the delivery of Mobiquity Pay apps (Android, iOS, Web) and have designed a No‑Code / Server‑Driven UI platform, reducing app delivery timelines by up to 90%. Core expertise: - Mobile Platforms: Android, Kotlin Multiplatform (KMP), Jetpack Compose, SDK design, Compose Multiplatform - Fintech Solutions: Digital banking, tap‑and‑pay systems, secure transactions, BFF (Backend for Frontend) architectures - Innovation & Delivery: No‑code/low‑code platform development, AI‑driven development (Copilot, Cursor, Claude), developer productivity accelerators - Security: TEE, StrongBox, SSL pinning, cryptographic key management, secure enclaves - Leadership: Mentoring teams, improving velocity (30%+), standardizing processes, and driving agile product delivery Highlights: - Cut mobile app delivery effort by about 60% with Kotlin Multiplatform adoption. - Boosted developer efficiency by 60% with AI‑assisted workflows and productivity tools. - Published multiple industry‑recognized articles on Server‑Driven UI, cryptography, and mobile security. - Awarded for people leadership, innovation, and delivery excellence. I thrive at the intersection of technology, product innovation, and team empowerment, building platforms that scale globally and deliver exceptional customer experiences. I am also open to consulting and advisory roles, leveraging my expertise to help organizations accelerate digital transformation and innovate effectively.

Stackforce AI infers this person is a Fintech Architect with expertise in mobile solutions and security.

Location: Bengaluru, Karnataka, India

Experience: 18 yrs 8 mos

Skills

Mobile Platforms
Fintech Solutions
Software Development

Career Highlights

Reduced app delivery timelines by up to 90%
Boosted developer efficiency by 60% with AI tools
Published industry-recognized articles on mobile security

Work Experience

Comviva

Director Technical (2 yrs 2 mos)

Solution Architect - Consultant (2 yrs 5 mos)

Mahindra Comviva (Consulting from Simpragma)

Consultant Architect (3 yrs 1 mo)

Simpragma Solutions

Solution Strategist (12 yrs)

Torry Harris Business Solutions

Software Engineer (4 yrs 6 mos)

Education

Master of Computer Applications (M.C.A.) at Institute of Management Studies, Dehradun

Swagata Acharyya

Director of Engineering

Bengaluru, Karnataka, India18 yrs 8 mos experience

Highly StableAI Enabled

Key Highlights

Reduced app delivery timelines by up to 90%
Boosted developer efficiency by 60% with AI tools
Published industry-recognized articles on mobile security

Stackforce AI infers this person is a Fintech Architect with expertise in mobile solutions and security.

Contact

Skills

Core Skills

Mobile PlatformsFintech SolutionsSoftware Development

Other Skills

AI-driven code review systemAPI interactionsAgile MethodologiesAmazon EC2Amazon S3Amazon Web Services (AWS)AndroidAndroid DevelopmentAndroid FrameworkAndroid SDKAndroid StudioApplication ArchitectureApplication Programming Interfaces (API)Architecture & product directionCD

About

Experience

18 yrs 8 mos

Total Experience

6 yrs 6 mos

Average Tenure

4 yrs 7 mos

Current Experience

Comviva

2 roles

Director Technical

Promoted

Apr 2024 – Present · 2 yrs 2 mos · Bengaluru, Karnataka, India

TL;DR: Technical Director / Frontend Architect leading mobile money & SDK platforms - owning architecture, security, and delivery for mobile wallet, HCE Tap-and-Pay, and a cross-platform SDUI stack.
What I own
Architecture & product direction: Core wallet platform and SDKs (incl. HCE Tap-and-Pay), plus a Server-Driven UI framework used across Android/iOS.
Shared layer engineering: Kotlin Multiplatform shared models/controllers feeding Jetpack Compose (Android) and SwiftUI (iOS).
Security leadership: SSL pinning, cert/public-key strategies, RASP (e.g., DexGuard), root/jailbreak detection, hardware-backed keystore (TEE/StrongBox), E2EE patterns.
Performance & reliability: Offline-first design, caching/versioning, metrics and perf tooling (Firebase Perf, Perfetto, macro-benchmarks), SLO-driven ops.
Developer experience: Trunk-based dev, CI/CD, RC tagging, rigorous code reviews (AI + human), documentation standards, and “build once, ship many” practices.
Stakeholder orchestration: Aligning product, security, compliance, and delivery teams; guiding customer deployments and audits.
Notable initiatives:
SDUI platform: Schema + renderer + caching strategy for rapid multi-tenant UI changes without app releases.
KMM-based API controller & encryption SDKs: Shared business logic and security primitives reused across apps.
HCE Tap-and-Pay wallet SDK: Production-grade NFC payments with strong client-side hardening.
Impact:
Faster multi-platform delivery with a smaller surface of duplicated code.
Stronger security posture suited to regulated DFS environments.
Lower release risk via SDUI/config-driven changes and robust CI/CD.

Architecture & product directionKotlin MultiplatformServer-Driven UISecurity leadershipPerformance & reliabilityDeveloper experience+3

Solution Architect - Consultant

Oct 2021 – Mar 2024 · 2 yrs 5 mos · Bengaluru, Karnataka, India

Led the development of a cutting-edge mobile front for a digital banking platform, collaborating with engineers and product stakeholders.
Implemented AI-driven code review system with GPT-3.5 Turbo, reducing review time and enhancing code quality.
Introduced Kotlin Multiplatform for Mobile to streamline API access and improve code reusability.
Enhanced CI pipeline with security scans to ensure code quality and adherence to best practices.

AI-driven code review systemKotlin MultiplatformCI pipeline enhancementMobile Platforms

Mahindra comviva (consulting from simpragma)

Consultant Architect

Mar 2018 – Apr 2021 · 3 yrs 1 mo · Bangalore

Play the role of architect for an innovative new product started by Mahindra Comviva as part of their digital banking experience offerings.
This new product enables financial houses provide customised experience to different segments of their users. With the help of some mobile SDKs any app can integrate to the platform to provide next gen customisation to their users.
Responsible for designing solution at all layers, viz. API interactions, database design, front end web app, and mobile SDKs (Android, iOS).
Responsible for timely delivery with good quality of delivery.

API interactionsDatabase designMobile SDKsFintech Solutions

Simpragma solutions

Solution Strategist

Mar 2012 – Mar 2024 · 12 yrs · Bangalore, India

I joined Simpragma right at its inception. I was directly responsible for carrying out numerous projects in Simpragma with almost end to end responsibility. Currently working as Mobile Application Architect my primary tasks in Simpragma are as follows:
- Handle product design, development and delivery for customer products.
- Hire and mentor new team members to increase staff skill levels and aid in retention.
- Play a key role in design and code reviews to ensure consistent and good quality code is produced.
- Brainstorm technical and workflow solutions with clients and developers and ensure the same is followed throughout the project.
- Introduced and implemented best practices throughout all projects to ensure high productivity and good quality product.
- Explore new things and share the knowledge with the team

Product designTeam mentoringTechnical solutions brainstormingMobile Platforms

Torry harris business solutions

Software Engineer

Sep 2007 – Mar 2012 · 4 yrs 6 mos · Bangalore, India

Proficiently developed and maintained various modules in an in an enterprise resource planning (ERP) application.
Played a key role in making some modules of the legacy ERP available for mobile applications.
Led the development team, ensuring projects were completed on time and under budget to exceed expectations.
Effectively contributed to resource planning, estimation and delivery to enhance project management.
Supported programming changes during quality assurance, user acceptance testing and post implementation to ensure integrity of features.

ERP application developmentProject managementResource planningSoftware Development