Yuvraj Chandra Mauli Singh

Operations Associate

Gautam Buddha Nagar, Uttar Pradesh, India4 yrs experience
Highly Stable

Key Highlights

  • Over 3 years of experience in retail banking operations.
  • Successfully managed home loan portfolios up to ₹1.5 crore.
  • Expert in compliance and risk management strategies.
Stackforce AI infers this person is a Fintech professional with expertise in credit risk and compliance operations.

Contact

Skills

Core Skills

Credit Risk ManagementCompliance Operations

Other Skills

Customer Relationship Management (CRM)Mortgage UnderwritingCompliance MonitoringAnalyze InformationPossess strong analyticalRegulatory ReportingRegulatory AnalysisRegulatory RiskStakeholder ManagementCompliance ReportingTransaction MonitoringRisk ComplianceFinancial ResponsibilitiesOperational ExcellenceAnalytical Skills

About

Banking professional with 3+ years of hands-on experience in retail banking operations, home loan recovery, and portfolio management. Currently working as Deputy Manager, I have independently handled secured home loan accounts ranging from ₹80 lakhs to ₹1.5 crore, focusing on timely recovery, delinquency control, and customer resolution while maintaining compliance with internal policies and regulatory guidelines. My role involves borrower engagement, recovery strategy planning, coordination with legal and operations teams, and ensuring portfolio health through proactive follow-ups. I also support credit processes, documentation checks, and post-disbursement monitoring. Known for my analytical mindset, ownership attitude, and disciplined execution, I consistently balance business objectives with risk control and customer experience. I am actively exploring opportunities in Credit Risk, Financial Control, Banking Operations, NBFCs, PSUs, and Regulatory Institutions, where I can add value through strong execution and compliance-oriented thinking.

Experience

4 yrs
Total Experience
4 yrs
Average Tenure
4 yrs
Current Experience

Hdfc bank

Deputy Manager

Jun 2022Present · 4 yrs · Gautam Buddha Nagar · On-site

  • Managed and recovered high-value secured home loan portfolios (₹80L – ₹1.5 Cr)
  • Handled delinquent and stressed accounts with structured recovery plans
  • Conducted borrower negotiations and ensured timely resolution of overdue cases
  • Coordinated with legal, credit, operations, and collection teams
  • Ensured strict adherence to RBI norms, internal credit policies, and compliance standards
  • Supported credit appraisal, documentation scrutiny, and disbursement processes
  • Improved portfolio quality through proactive monitoring and follow-ups
Customer Relationship Management (CRM)Mortgage UnderwritingCredit Risk ManagementCompliance Operations

Education

Amity University

Master of Business Administration — Marketing and Finance

May 2022May 2022

IMS Ghaziabad (University Courses Campus)

Bachelor of Business Administration - BBA — Marketing

Aug 2017Sep 2020

IMS Ghaziabad

Bachelor of Business Administration

Aug 2020Present

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