Vipul Sharma

Founder

Gurgaon, Haryana, India19 yrs 11 mos experience

Highly Stable

Key Highlights

Top 30 Open Banking Influencers in India
Expert in customer experience and technology integration
Proven track record in leading financial product development

Stackforce AI infers this person is a Fintech leader with extensive experience in banking and financial services.

Contact

Skills

Core Skills

Product DevelopmentBusiness DevelopmentSales ManagementProduct ManagementRisk ManagementProcess ImprovementMarketing

Other Skills

BankingBusiness StrategyCRMChannelCreditCredit AnalysisCredit CardsCredit RiskCross SellingCustomer ExperienceDigital Financial ServiceDirect SalesDistribution ExpansionEfficiency ImprovementFinance

About

Top 30 Open Banking Influencers in India - Built and led teams across Retail Assets & Insurance - I am passionate about customer experience and the interplay of technology and people in helping achieve customer delight.

Experience

Chqbook.com

Founder & CEO

Jan 2017 – Dec 2025 · 8 yrs 11 mos · Gurugram · On-site

Chqbook is a Digital Financial Service Provider for Micro MSME's. We provide current accounts, lending and insurance through our partnerships with Banks, NBFC's and Insurance companies. Our goal is to provide India's Micro MSME's world class banking and insurance products

Digital Financial ServiceLendingInsuranceCustomer ExperiencePartnershipsProduct Development+1

Bankbazaar.com

Vice President of Sales

Nov 2014 – Jan 2016 · 1 yr 2 mos · Mumbai Area, India

Member of the BankBazaar management team
Head of the Sales Vertical for Loans, Credit Cards, Insurance & Liability products

SalesLoansCredit CardsInsuranceLiability ProductsSales Management+1

Indusind bank

VP & Product Head - Assets

Feb 2011 – Nov 2014 · 3 yrs 9 mos · Gurgaon, India

P&L ownership of the LAP and HL Business of the Bank
Profitable from Month 2 - the business is now a high ROA unit for Consumer Bank
Tasked with distribution expansion, improving efficiencies and IT enablement initiatives in the coming FY

P&L ManagementDistribution ExpansionEfficiency ImprovementIT EnablementProduct ManagementRisk Management

Hdfc bank

Product Manager - Mortgages

Apr 2006 – Mar 2011 · 4 yrs 11 mos · Mumbai

DSA CoA, productivity, ROI and plan achievement
Responsible for ROI , productivity and meeting plan number for 6 internal channels
Technology, IT and new system development and implementation for Mortgages
Marketing, customer segmentation, contact strategy and marketing CoA for Mortgages
Process improvement and definition
Policy definition, staff performance review and changes

MortgagesROIProductivityMarketingProcess ImprovementProduct Management

Citibank

Relationship manager

Jan 2005 – Apr 2006 · 1 yr 3 mos

Icici prudential

Assistant sales manager

May 2003 – Jan 2006 · 2 yrs 8 mos

Part of the 2003 management trainee batch - stints in both Banca and Tied divisions as a Banca manager and unit manager in Chennai and Mumbai

Pepsico

Summer Trainee

May 2002 – Aug 2002 · 3 mos

Summer Trainee with PepsiCo India in Coimbatore
Part of the YLDP (Young Leaders Development Program)
Project title: Market Segmentation of Bakeries in Coimbatore and marketing strategies for them