Isha Malik

Product Manager

Delhi, India6 yrs 7 mos experience

Key Highlights

Expert in managing end-to-end product development.
Strong focus on customer experience in fintech.
Proven track record in launching digital banking products.

Stackforce AI infers this person is a Fintech Product Manager with expertise in digital banking and user experience.

Contact

ishamalik82@gmail.com LinkedIn

Skills

Core Skills

Product ManagementProduct DevelopmentData-driven Decision MakingUpi Payments

Other Skills

ABAPAgile Application DevelopmentAgile EnvironmentAnalytical ReasoningAngularJSApplication DevelopmentApplication Programming Interfaces (API)AptitudeBourse gameBusiness RequirementsC (Programming Language)C++Consumer ProductsCorporate FinanceDatabases

About

🚀 Product @ Airtel Payments Bank | Fintech Enthusiast | Focused on Customer Experience & Meaningful Digital Journeys Previously, I worked at Network18 (Moneycontrol), where I launched and managed end-to-end lending journey for Personal & Business loans. Before that, I gained hands-on experience at a leading private bank and a new-age payments bank, where I had the opportunity to lead the development of two digital products from the ground up: 🔹 FinoPay 🔹 YES PAY NEXT I care deeply about solving real problems, and believe that great products come from listening to users, acting on insights, and evolving with empathy. 📱 I treat my mobile app as the apple of my eye—because every touchpoint matters. 💬 I share my thoughts often on the evolving world where finance meets technology, and I continue to learn through every conversation and collaboration. Let’s connect if you’re building in this space—or just curious about where fintech is headed next.

Experience

6 yrs 7 mos

Total Experience

1 yr 3 mos

Average Tenure

1 yr 3 mos

Current Experience

Airtel payments bank

Product Manager

Jan 2025 – Present · 1 yr 3 mos · Gurugram, Haryana, India · On-site

✅Minor Savings Bank Account
✅Investment products:
Fixed Deposits
Mutual Funds

WireframingProduct DevelopmentProduct LaunchProduct ManagementProduct MarketingProduct Lifecycle Management+8

Moneycontrol.com

Product Manager

Sep 2023 – Dec 2024 · 1 yr 3 mos · Mumbai, Maharashtra, India · On-site

Digital lending

Product Lifecycle ManagementBusiness RequirementsData-driven Decision MakingQuantitative DataProduct LaunchProduct Operations+6

Yes bank

Product Manager

Nov 2022 – Sep 2023 · 10 mos · Mumbai, Maharashtra, India

Product manager for UPI App, Yes Pay Next
UPI Payments
BBPS
Gift Card
Gift Voucher
UPI app management

UPIBusiness RequirementsEmerging PaymentsData-driven Decision MakingQuantitative DataTechnical Understanding+5

Fino payments bank ltd

Product Manager

May 2021 – Oct 2022 · 1 yr 5 mos · Mumbai, Maharashtra, India

Product Manager for UPI app FinoPay
UPI Payments
Prepaid Cards
Api banking
App management
Digital Gold
Mutual Funds
Travel booking

Product Lifecycle ManagementBusiness RequirementsEmerging PaymentsData-driven Decision MakingQuantitative DataProduct Launch+10

Moneyboxx finance limited

Credit Risk Intern

Aug 2020 – Oct 2020 · 2 mos · New delhi

Developed a Collection Scorecard for Micro customers.
Analysed collection pattern of the borrowers and classified future delinquency if any and on the basis of that made a logit model for scorecard development using relevant independent variables .
Used Bayes theorem to define z-score for good and bad accounts and variable wise default probability

Finlatics

Equity Research Intern

Aug 2020 – Oct 2020 · 2 mos · Mumbai, Maharashtra, India

Portfolio management and Equity Research.
Generated INR 2,70,000 from INR 2,00,000 by trading and was successful to maintain a Finscore of 100 out of 100.
Made 9.5% as the highest return on a stock in intraday trading.
Researched on Banking and Pharmaceutical sector using SWOT analysis and Porter’s five forces model.