Harshit Dhingra

Product Manager

Mumbai, Maharashtra, India6 yrs 11 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Led cross-functional teams to drive product innovation.
Achieved significant revenue growth through strategic initiatives.
Expert in leveraging data for informed product decisions.

Stackforce AI infers this person is a Fintech Product Manager with expertise in data-driven solutions.

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Skills

Core Skills

Product ManagementProduct StrategyData AnalysisSales Management

Other Skills

Direct SalesFraud DetectionKYC AutomationMarketingMicrosoft ExcelMicrosoft Power BINLPOperational EfficiencyPartner ManagementPolicy ManagementPresentation SkillsProduct DevelopmentPython (Programming Language)Revenue GrowthRoot Cause Analysis

About

Core Strengths (5+ years of cross-functional experience) Digital Lending Expertise: 3+ years of experience in MSME fintech lending, building scalable and data-driven platforms to drive automation, operational efficiency and profitability. Data & Insights Product Management: Leverage data to identify problems worth solving and build a solid case by turning insights into actionable strategies that drive informed product decisions and measurable outcomes I Just love solving problems be it business related or social issues. Constantly curious to learn what, why and how of something. Currently working in the product team of a Fintech startup with a vision to solve the problem of seamless loan accessibility to the entire MSME industry of India

Experience

6 yrs 11 mos

Total Experience

1 yr 9 mos

Average Tenure

4 yrs

Current Experience

Flexiloans

Product Manager

Apr 2022 – Present · 4 yrs · Mumbai, Maharashtra, India · Hybrid

Spearheaded the Auto-Lending initiative, reducing manual underwriting by 60% through NLP-driven bank classification, KYC automation and LLM based underwriting summary
Designed and deployed Fraud Detection systems, identifying INR 12 Cr in fraud without manual intervention
Led Creation of a configurable policy engine as a 0-1 product, reducing policy deployment TAT by 3 months and maintaining loan approval rate above 60% and NPA < 5%
Built scalable partner onboarding framework, doubling YOY cross-sell revenue and integrating 7+ partners, contributing INR 15 Cr additional annual revenue
Led a cross-functional product team (10 developers, 4 QA, 1 designer) and mentored new Product Managers

Technological InnovationStakeholder ManagementProduct ManagementProduct Strategy

Better

Analyst

Jun 2021 – Mar 2022 · 9 mos · Gurugram, Haryana, India

Improved mortgage title validation TAT by 20% by identifying workflow inefficiencies and proposing automation
Created performance MIS and collaborated with Product/Engineering on system enhancements

Root Cause AnalysisOperational EfficiencyData AnalysisProduct Management

Sbi life insurance co. ltd.

2 roles

Assistant Manager Retail Agency

May 2020 – May 2021 · 1 yr

Launched & Managed sales incentive programs/contests, driving achievement of annual sales targets
Achieved 123% YOY sales target on cashiering in Retail Agency Ahmedabad region
Created MIS reports to monitor budgets, resources, and performance metrics

Direct SalesSales StrategySales Management

Management Trainee

Jun 2019 – May 2020 · 11 mos

Learnt the overall functioning of an insurance company by getting exposure of each and every department in the company at the Regional level.
Sales: Achieved 155% MOM new business target under bancassurance channel during on the job sales
training.

Iball india

Marketing Intern

May 2018 – Aug 2018 · 3 mos · Mumbai, Maharashtra, India

Work along with Team Lead to identify and approach software solution providers for partnership opportunities for the Tablet PC segment.
Identify B2B segments and respective companies where Tablet PC can be a perfect solution fit in terms of
ROI, later on contact and pitch them with customized solutions for the same. Successfully converted a lead of 200 Tablet PC solution.

Stryker

Technical Intern

May 2017 – Jul 2017 · 2 mos · Gurgaon, India

Developed an industry standard cross platform application "The Library" using Xamarin Forms along with a
team of 3 members to cater both android as well iOS users. Dynamic grid view and custom animations were the key features.