Vimal Vijayakumar

Co-Founder

Bengaluru, Karnataka, India16 yrs 3 mos experience
Highly Stable

Key Highlights

  • Launched Asia's first neo-banking platform in 8 months.
  • Achieved 95% payment success rate at Teachmint.
  • Spearheaded India's first All-in-One payment stack for developers.
Stackforce AI infers this person is a Fintech Product Management expert with extensive experience in payment solutions.

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Skills

Core Skills

Product ManagementPaymentsFintech

Other Skills

AndroidBusiness DevelopmentBusiness ModelingCloud ComputingCompetitive AnalysisConsumer Wallet ServicesCustomer Experience ManagementGo-to-Market StrategyMarket ResearchMerchant AcquisitionMerchant Tools DevelopmentMobile ApplicationsMobile CommerceMobile CommunicationsMobile Devices

About

Startup hustler and product management professional with experience in digital payments and Neo-Banking. Founding team member at Open - Asia's first neo-banking platform for SMBs and startups, Co-founder of Zwitch - India's first All-in-One payment stack for developers. Instrumental in developing payment acquiring & processing platform from scratch for Zwitch & Transerv. Strong understanding in FinTech, neo-banking, payment gateways, UPI, consumer wallets, acquiring gateways, third party processors, chargebacks risk & fraud management.

Experience

Infino

Co-Founder

Jul 2022Mar 2025 · 2 yrs 8 mos · Bengaluru, Karnataka, India · On-site

Teachmint

Head of Payment Products

Sep 2021Aug 2022 · 11 mos

  • Launched Teachmint's payments module.Developed a seamless payment experience through a dynamic switching and rule engine for payment checkout interface.Improved payment collection and settlements, achieving a 95% payment success rate and reducing payment-related customer complaints by 30%.
PaymentsProduct DevelopmentProduct ManagementCustomer Experience Management

Open financial technologies

VP & Head- Products

Jul 2017Jan 2021 · 3 yrs 6 mos · Bangalore Urban, Karnataka, India

  • Part of the founding team at Open - Asia’s first neo-banking platform for SMBs and startups and was responsible for product development and management.
  • Launched Asia's first neo-banking platform in just 8 months.Defined product roadmap aligned with market opportunities, competition, and customer feedback. Built and led a high-performing team, resulting in successful platform development and a 75% increase in customer adoption rate. Streamlined the product lifecycle process, reducing time-to-market by 30% and onboarding over 200,000 businesses with a current account deposit of 2 billion INR. Achieved PCI DSS certification and processed over 1 billion transactions in 4 months.
Product DevelopmentProduct ManagementStakeholder ManagementOperations ManagementFinTech

Payu

Product Owner

Oct 2016Jul 2017 · 9 mos · Bangalore Urban, Karnataka, India

  • Led the successful launch of PayUNow mobile and web app, enabling non-tech-savvy customers to create websites with built-in payment gateways. Conducted market research and competition analysis for product ideation. Developed and executed go-to-market strategy, resulting in over 50,000 downloads.
Product DevelopmentMarket ResearchGo-to-Market StrategyProduct ManagementPayments

Citrus payment solutions pvt. ltd

Associate Vice President, Products

Oct 2015Jul 2017 · 1 yr 9 mos · Mumbai, India

  • Responsible for product innovation and development. Spearheaded the development of Sellfie, a contextual commerce platform for long-tail merchants. Planned and implemented go-to-market strategy, resulting in a 50% increase in monthly revenue. Managed product specifications, UX/UI development, and operational modules.
Product InnovationProduct DevelopmentOperational ManagementProduct ManagementFinTech

Udio- a product from transerv

Associate Vice President, Products

Sep 2014Sep 2015 · 1 yr · Mumbai Area, India

  • Launched payment gateway and prepaid consumer wallet service, processing 1500 crores of transactions in the first year. Scaled the platform to over 3000 merchants which include Payumoney (wallet), Bookmyshow, Quickr and acquired over half a million customers.
Payment Gateway DevelopmentConsumer Wallet ServicesMerchant AcquisitionPaymentsFinTech

Zwitch payments

Co-Founder & Head of Products

Jul 2012Aug 2014 · 2 yrs 1 mo · Bangalore

  • As Co-Founder & Head of Products, I was responsible for product conceptualization and launch of Zwitch Payments, India's first All-in-One payment stack for developers. Zwitch platform enabled the end customer to pay on a merchant website or mobile app without getting redirected, resulting in a higher conversion rate. Apart from payment gate and mobile SDK, Zwitch also had multiple payment collection tools for non-tech savvy merchants which required no integration.
  • Key Roles and Responsibilities :
  • Productized and launched Zwitch developer platform & payment collection tools.Detailing product requirement documentation with detailed flows, mock screens, use cases and coordinating with internal marketing & UX teams for communications and design.Coordinated with banks and acquiring gateways for APIs, contracts & day to day operational matters.Defining the product roadmap and feature prioritization. Worked closely with the development team to implement key features like self-onboarding for merchant's native web and mobile SDKs etc. Reengineered existing products to gain scale and efficiency in conjunction with market expansion.
Product ConceptualizationPayment ProcessingMerchant Tools DevelopmentProduct ManagementPayments

Icube global solutions ltd

Co-Founder

Mar 2006Apr 2009 · 3 yrs 1 mo · London, United Kingdom

Tele2

Senior Sales Consultant (Contract)

Nov 2004Jan 2007 · 2 yrs 2 mos · London, United Kingdom

Education

University of Wales

Postgraduate — Master of Business Administration

Sree Narayana Guru Polytechnic College

Diploma in Electronic & Telecommunications

Sree Valluvanad Vidya Bhavan

CBSE 10th

Jan 1999Present

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