Ranjeeta kaur

Associate Consultant

Wellington, Wellington, New Zealand13 yrs 3 mos experience
Highly Stable

Key Highlights

  • Over 12 years of consulting experience.
  • Expertise in governance, risk, and compliance.
  • Proven track record in data management and analytics.
Stackforce AI infers this person is a seasoned consultant in Finance and Healthcare sectors with a strong focus on data governance.

Contact

Skills

Core Skills

Customer ServiceHealth InsuranceData GovernanceData ManagementRisk ManagementData QualityCompliance

Other Skills

AnalyticsAzure Data FactoryBusiness AnalysisBusiness AnalyticsCreditData AnalysisData AnalyticsDatabricksDebateFraud AnalysisInternal AuditMail SortingMicrosoft ExcelMoney ManagementPerformance Consulting

About

Management Consultant and Business Analyst with more than twelve years of experience in providing advice and consulting. Experienced in performing end to end Banking Financial, Healthcare and insurance related consulting projects focused on governance risk and compliance, enterprise risk management, business improvements, internal audits, business transformation, process design and implementation, business analytics, in an agile and fast paced environment to solve a diverse range of complex organisational issues and achieve strategic objectives for clients across a range of industries and geographies.

Experience

Kiwibank

Data Governance Specialist

Nov 2025Present · 4 mos · Wellington, New Zealand · On-site

Accuro health insurance

Member Experience Specialist

Feb 2025Apr 2025 · 2 mos · Wellington, New Zealand · On-site

  • Collaborated with internal teams to ensure smooth policy processing and timely resolution of
  • customer requests.
  • Delivered frontline support by responding to customer inquiries regarding health insurance
  • products and services via email, phone, and written communication.
  • Processed policy adjustments, including additions, cancellations, and new health plan
  • enrollments for both individual and group policies.
  • Gained practical insight into insurance operations and customer-facing processes, contributing
  • to a broader understanding of system and process efficiencies.
  • Maintained accurate records of customer interactions and policy transactions, supporting data
  • integrity and operational compliance.
Customer ServiceHealth Insurance

Exl

Senior Consultant

Dec 2021Sep 2024 · 2 yrs 9 mos · Gurugram, Haryana, India

  • Consulted business and tech managers in Healthcare Insurance Data Management and Governance processes.
  • Facilitated end to end stakeholder management by gathering business and compliance
  • requirements
  • Gathered requirements and translated them into technical solutions, coordinating between
  • business users and IT teams.
  • Data Analysis, Mapping, Modelling, Transformations and architectural modifications.
  • Expertise in Analysis, Design, Development and deployment of data solutions on Azure Data
  • Factory (ADF) and Azure Synapse. Expert solutioning using metadata framework for ETL process.
  • Onboarding data from SFTP into ADLS through ADF pipelines, data transformations using SQL
  • and JSON metadata in Databricks and loading the formatted data into the target layer for
  • reporting consumption (Power BI).
  • Proven ability and insightful experience in project management including scope, estimation,
  • resourcing, risk analysis, finalization of requirements.
  • Grown and managed teams, upskilling and turning team into highly performing team.
  • Daily Scrum handling across the teams, maintaining progress of the team.

Bank of america

3 roles

Senior Business Analyst Team Lead

Sep 2019Dec 2021 · 2 yrs 3 mos

  • Project: Treasury Data Management
  • Assist in maintaining Data Lineage to ensure users can reliably trace data back to its origin and
  • identify any quality issues in data pipelines using BCBS-239(Principles for effective risk data
  • aggregation and risk reporting)
  • Developed and implemented data governance workflows, business glossaries, metadata
  • catalogs, and data lineage documentation using Collibra to ensure traceability and transparency.
  • Led risk and compliance reporting for Treasury finance processes, collaborating on CAB meetings,
  • performing Business Impact Analyses, and conducting UAT for change control activities.
  • Created KPI dashboards and operating models to measure maturity and effectiveness of business
  • processes within the GRC framework.
  • Sub-Project: Enterprise Incident Management (Data Quality)
  • Played a key role in incident management (eDIM project)—reviewing and resolving stakeholder
  • raised data risks and issues related to data quality with clear documentation, follow-ups and
  • workarounds.
  • Coordinating with the On-shore Partners for the requirement gathering and understanding of
  • compliance regulation regularly.

Business Analyst Team Developer

Promoted

Jun 2016Sep 2019 · 3 yrs 3 mos

  • Project: Enterprise Independent Testing
  • Spearheaded governance and data quality initiatives across Banking financial and insurance
  • domains, aligning solutions with regulatory frameworks such as ISO 31000 and GDPR.
  • Facilitated end to end stakeholder management by gathering business and compliance
  • requirements, translating them into technical solutions, coordinating between business users and
  • IT teams.
  • Maintained and improved data quality metrics, implemented business rules via Excel/SQL scripts,
  • and ensured completeness and accuracy of critical data.
  • Strong understanding of managing Operational Risk & Compliance at enterprise level.
  • Independently conducting compliance reviews of Global and Consumer LOB's. Identify, Mitigate
  • and Control operational and regulatory risk associated with various in-house key controls.
  • Execute testing on LOB procedures and communicate findings to the Senior Leadership Team.
  • Highlight and investigate Self-Identified Audit Issues. Presents final report in monthly Risk
  • Governance forum with LOB.
  • Provide Independent oversight & evaluation of compliance by performing test execution on LOB
  • provided tests scripts approved by LOB compliance, scoping key federal US laws/ regulations.
  • Works with IT developers to translate business rules into data quality rules and implement them.
  • Monitors, tracks and reports ongoing data quality levels. Providing samples collected from the
  • population as per the test requirements in Excel / SQL using EIT’s sampling Methodology for
  • bank’s work stream.
  • Coordinating with the On-shore Partners for the requirement gathering and understanding of
  • compliance regulation regularly.
  • Implementing and suggesting changes to policy and process to improve quality, accuracy, and
  • timeliness of captured data

Senior Team Member

Oct 2011Jun 2016 · 4 yrs 8 mos

  • Served as a part of the pilot process with a team of 15 Fraud Analysts.
  • Meeting all targets for the business and targets assigned by the Management
  • Transactional quality routines followed to ensure consistent performance of the team.
  • Managing Client calls – Weekly Ops call, Weekly Quality Call and Business Review.
  • Facilitating Value-Add projects to the business by suggesting ideas to reduce transaction handling
  • time, decreasing errors, reducing dollar loss, fraud domain training, etc.
  • Taking a lead at shop level(6 processes) to streamline the processes and operational procedures
  • by rolling out the “Operations Playbook” as a governance document to streamline processes from
  • following perspectives: - Risk, Process Procedures, People Management etc. (This is to ensure
  • readiness for any upcoming process audits)

Education

Victoria University of Wellington

Master's degree — Business Analysis

Nov 2024Feb 2026

Barkatullah University, Bhopal

Master's degree — Biotechnology

Jan 2006Jan 2008

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