Malik Mohd Mubashir

CEO

Anantnag, Jammu & Kashmir, India14 yrs 3 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Proven leadership in banking operations and team management.
  • Expertise in credit management and market risk evaluation.
  • Successful navigation of regulatory challenges like GST implementation.
Stackforce AI infers this person is a seasoned professional in Fintech with strong expertise in banking operations and risk management.

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Skills

Other Skills

AccountingBrand ManagementBusiness AnalysisBusiness DevelopmentBusiness IntelligenceBusiness PlanningBusiness StrategyCRMCompetitive AnalysisCustomer Relationship Management (CRM)Customer ServiceKey Account ManagementMISManagementMarket Analysis

About

A seasoned professional banker with a comprehensive educational background and a wealth of experience across various facets of the banking industry. My extensive qualifications, includes a B.Sc in Electronics, MBA in Marketing and finance, Master's in commerce and multiple certifications in finance and management, highlights my commitment to continuous learning and growth. With a proven track record in leadership roles, I have effectively managed critical operations and teams, ranging from overseeing the smooth functioning of clearing houses to directing government business portfolios. My expertise spans credit management, market risk evaluation, and underwriting loans. Notably, I have successfully navigated challenging periods like demonetization and GST implementation, demonstrating adaptability and focus. My recent role as a Branch Head further showcases my strategic mindset, ensuring quality lending, NPA reduction, and regulatory compliance while fostering growth in business, loans, and deposits. My understanding of electronic systems, marketing strategies, international business, and risk management underpins my ability to make informed decisions that drive positive outcomes. Overall, my skill set, diverse experience, and commitment to excellence position me as a valuable asset in the field of professional banking.

Experience

J&k bank

6 roles

Branch Manager

Promoted

Apr 2023Present · 2 yrs 11 mos · Anantnag, Jammu & Kashmir, India · On-site

Manager credit

Oct 2021Mar 2023 · 1 yr 5 mos · Anantnag, Jammu & Kashmir, India · On-site

Market Risk Manager

Promoted

Dec 2019Sep 2020 · 9 mos · On-site

  • Market risk analysis of bank

Assistant Manager

Apr 2019Dec 2019 · 8 mos · On-site

Credit Underwriter

Promoted

Aug 2016Apr 2019 · 2 yrs 8 mos · On-site

  • Credit Underwriting and portfolio management.

Assistant Manager

Jul 2013Jul 2016 · 3 yrs · On-site

Islamic university of science & technology, pulwama

Assistant Professor

May 2013Jul 2013 · 2 mos · awantipora

Videocon telecommunications ltd

BUSINESS & MARKETING ANALYST

Mar 2011May 2013 · 2 yrs 2 mos · Mumbai Area, India

  • PRODUCT PLANNING FOR LCD,CRT N NTV

Onida

MARKETING EXECUTIVE

Jan 2010Sep 2010 · 8 mos

  • DISTRIBUTION NETWORK

Education

University of Kashmir

M.B.A — MARKETING & FINANCE

Jan 2007Jan 2009

Indira Gandhi National Open University

M.Com international business — International Business/Trade/Commerce

Jan 2014Jan 2016

Indira Gandhi National Open University

Post Graduate Diploma In International Business Operations — International Business

Jan 2014Jan 2014

Indian Institute of Banking & Finance (IIBF)

Diploma in Treasury

Jan 2017Jan 2017

Indian Institute of Banking & Finance (IIBF)

Diploma in International banking and finance — International Finance

Jan 2019Jan 2019

Indian Institute of Banking & Finance (IIBF)

Certified Credit Professional — Credit Management

Jan 2017Jan 2017

Indian Institute of Banking & Finance (IIBF)

Financial risk level 1

Mar 2024Present

Indian Institute of Banking & Finance (IIBF)

Certificate in MSME finance — Credit Management

Jan 2017Jan 2018

Indian Institute of Banking & Finance (IIBF)

Certified Associate of the Indian Institute of Bankers — Banking and Financial Support Services

Jan 2014Jan 2014

Indian Institute of Banking & Finance (IIBF)

Junior Associate of the Indian Institute of Bankers

Jan 2014Jan 2014

University of Kashmir

B.SC. — ELECTRONICS AND MATHEMATICS

Jan 2004Jan 2006

CITZENS BOYS HIGH SCHOOL

High school — Elementary Education and Teaching

Jan 1996Jan 2000

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