Aman Raj

Operations Associate

Mumbai, Maharashtra, India7 yrs 1 mo experience
Most Likely To Switch

Key Highlights

  • Over 4 years of experience in Credit Risk Analytics.
  • Expertise in Collection Strategies and Loss Mitigation Programs.
  • Strong analytical skills with proficiency in SAS and SQL.
Stackforce AI infers this person is a Credit Risk Analytics professional with a focus on financial services.

Contact

Skills

Other Skills

Analytical SkillsAutoCADBusiness Intelligence (BI)C (Programming Language)CNC LatheCNC MillCommunicationCritical ThinkingFluid SimulationFluid SimulatorMatlabMicrosoft ExcelMicrosoft PowerPointNI LabVIEWProgrammable Logic Controller (PLC)

About

Analytics professional with over 4 years of applied experience in Credit Risk and Collection Analytics. • In HSBC, I worked in the Risk Default Analytics team with focus on Collection Strategies and Loss Mitigation Programs. Managed collection strategies across diverse retail products - Credit Card, Line of Credit, Mortgage, and Personal Loan. • In Barclays, As Collections Strategy Analyst for Barclays Payments - Issuing and Acquiring SME business, developed key insights to manage the cards portfolio. • Currently working for the Non -Scoring Modelling team for Citi Retail Services. With prime focus on the Strategy Models for Private Label and Co- Brand Cards across the customer life cycle ( Acquisition, Existing Customer Management & Collection) , also working with the Scoring Modelling team on behavioural score card model development. • Graduated as Mechanical Engineer from NITK Surathkal • Avid Reader & Traveler

Experience

Citi

2 roles

Manager - Credit Abuse Strategy

Promoted

Jan 2025Present · 1 yr 2 mos

Assistant Manager-Non Scoring Modelling

Jun 2023Jan 2025 · 1 yr 7 mos

  • Responsible for Strategy Model Monitoring across credit life cycle for CRS portfolio.

Barclays

Collections Strategy Analyst

Jul 2022May 2023 · 10 mos · Noida, Uttar Pradesh, India

Hsbc

Credit Risk Analyst

Aug 2020Jul 2022 · 1 yr 11 mos · Bengaluru, Karnataka, India

  • Worked in Risk Default Analytics Team on retail products for US.

Thermax limited

Intern

May 2019Jul 2019 · 2 mos · Pune Area, India

  • Project Title: "Thermal Design and Specifications of on going project with HL-Agro".
  • Outcome: FGET (Flue Gas Exit Temperature) and Overall Heat Transfer Coefficient
  • of economizer and basic understanding of AFBC boilers and related calculations.

National institute of technology karnataka

Placement Coordinator

Dec 2018Jul 2020 · 1 yr 7 mos · Dakshina Kannada, Karnataka, India

  • POC between recruiting companies and the Career Development Center of NITK. Organized and facilitated smooth recruitment drive.

Bharat heavy electricals limited

Trainee

May 2018Jun 2018 · 1 mo · New Delhi Area, India

  • 4 weeks Vocational Training in Power Plant Familiarization in CPP (Captive Power Plant) department in Industrial Sector, New Delhi.

Education

National Institute of Technology Karnataka

Bachelor of Technology - BTech — Mechanical Engineering

Jan 2016Jan 2020

Sri Chaitanya College of Education

High School — Science

Jan 2014Jan 2016

Holy Cross School Tadong, Gangtok, Sikkim, India

Middle Schooling

Jan 2010Jan 2014

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