Smriti D.

Business Analyst

Bengaluru, Karnataka, India7 yrs 11 mos experience
Highly Stable

Key Highlights

  • Expert in credit risk assessment and analysis.
  • Strong background in financial modeling and equity research.
  • Proven ability to translate complex data into actionable insights.
Stackforce AI infers this person is a Credit Analyst with expertise in Financial Services and Risk Management.

Contact

Skills

Core Skills

Credit AnalysisFinancial AnalysisEquity Research

Other Skills

Analytical SkillsDigital ArtFinanceFinancial MarketsFinancial ModelingMicrosoft ExcelMicrosoft OfficeMicrosoft PowerPointNegotiationOperations ManagementPresentation SkillsPublic SpeakingResearchTableauTeam Coordination

About

I’m a credit analyst at Standard Chartered with a background in financial risk and analysis from HSBC, ICICI and Aditya Birla. My work focuses on assessing credit risk, ensuring strategic lending decisions, and analyzing market trends. I’m passionate about translating complex data into actionable insights, and I pride myself on clear communication and relationship-building with clients and colleagues alike. When I'm not analyzing credit portfolios, you can find me exploring new places or perfecting my coffee brewing skills. Let’s connect!

Experience

Standard chartered india

Credit Analyst

Oct 2024Present · 1 yr 5 mos · Bangalore Urban, Karnataka, India

credit analysisfinancial analysiscommunicationCredit AnalysisFinancial Analysis

Hsbc

2 roles

Associate

Mar 2024Oct 2024 · 7 mos · Bangalore Urban, Karnataka, India

Credit Analyst

Oct 2021Mar 2024 · 2 yrs 5 mos · Bangalore Urban, Karnataka, India

  • Credit Analysis Unit

Icici bank

Account Manager

May 2021Sep 2021 · 4 mos

Aditya birla capital

Finance Intern

Apr 2020Jun 2020 · 2 mos

  • ◑ Project on comparative and fundamental analysis of major pharmaceutical players in Indian market and prepared an equity research report and financial model of major Pharmaceutical companies.
  • ◑ Make relative valuation comparison and investment recommendation to portfolio management team.
  • ◑ Actively tracked global financial markets, macro-economic scenarios and its impact on pharmaceutical companies.

National service scheme

Volunteer

Jul 2017Jun 2018 · 11 mos

Rotaract district organisation 3080

Club Literacy Council Chairman

Jul 2016Jun 2017 · 11 mos

Way foundation

Student Volunteer

Jan 2016Feb 2016 · 1 mo

National cadet corps - india

Cadet

May 2015May 2018 · 3 yrs

Education

Symbiosis Institute of Management Studies

Master of Business Administration - MBA — Finance

Jan 2019Jan 2021

MCM DAV College - India

Bachelor of Commerce - BCom

Jan 2015Jan 2018

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