Jan 2024 – Present · 2 yrs 2 mos

• AI powered video telematics platform.

Jan 2024 – Present · 2 yrs 2 mos

• AI-powered conversational search engine.

Apr 2023 – Present · 2 yrs 11 mos · Noida, Uttar Pradesh, India

Dec 2021 – Mar 2023 · 1 yr 3 mos · Noida, Uttar Pradesh, India

• Co-founded isPAY to bring the traditional payments experience with cryptocurrencies. Led the technology for the company. Designed, architected and led the development of the product. Successfully piloted with a beta version rolled out on Play Store.

Apr 2020 – Dec 2021 · 1 yr 8 mos · Noida, Uttar Pradesh, India

• Led a generic Machine Learning based product, Reno-Secure (https://www.renovite.com/reno-secure) with primary use case to manage Payments Fraud and Risk.

May 2017 – Jun 2019 · 2 yrs 1 mo · Noida Area, India

• Product Development - Reno-Issuer*
• ๏ Spearheaded a new product Reno-Issuer an Issuer Authorization System’s development from the ideation phase.
• ๏ Responsible for the Product Roadmap, Requirement analysis, Business/Functional design, Product Backlog and Development.
• Product Development - Reno-HSM*
• ๏ Worked with engineering team to redesign and develop a shared HSM service which supports both FutureX and Thales specifications. Built to provide cryptographic capabilities to all the solutions under Renovite’s Product suite.
• Professional Services - PayPal CBO*
• ๏ Worked with three teams of combined size 15+ to build multiple payment Switch Connectors for PayPal’s Payment Gateway PayFlow corresponding to various payment processors partners.
• ๏ Primary point-of-contact for integration certification of PayFlow Switch Connectors with major payment processors (FirstData, TSYS, Chase Paymentech, Amex, Worldpay, Moneris, Elavon, Vantiv, Merchant eSolutions, Global East Payments) of USA.
• ๏ On day-to-day basis wore multiple hats, worked as a Product Owner and Scrum Master.

Jun 2019 – Apr 2020 · 10 mos · Noida Area, India

• Led a team of Product Managers ensuring Product Management functions for gamut of Pine Labs’ products.
• ๏ POS (Traditional EDC, Smart/Android, ePOS, Paper POS)
• ๏ Payment Gateway
• ๏ Prepaid and Loyalty (Gifting and Rewards)
• ๏ Affordability (Consumer Finance), Capitol Loan (Merchant Lending)
• ๏ UPI, QR, Bharat QR, Wallets

Jan 2015 – Apr 2017 · 2 yrs 3 mos

• ๏ As a Subject Matter Expert responsible for analysis and identification of Payment System Industry regulations’ impact on our product suite ‘PRIME’.
• ๏ Prepare high level design for changes to be developed in order to comply with Payment Scheme’s requirements.
• ๏ Optimized practices and planning in the SME group which reduced SLA defaults by 80%.
• ๏ Spearheaded the Payment System Certification workstream which aimed to centralize knowledge and processes for better efficiency. Successfully managed 3DS v1.0.2 and PA-DSS v3.1 certification projects for multiple products.
• ๏ Additionally piloted the Prime DevCloud Research team towards the initiative to adapt (AWS) cloud infrastructure for PRIME product suite.
• Key Skills: Product Management, Payment SME, Requirement Analysis, R&D

Apr 2012 – Dec 2014 · 2 yrs 8 mos

• ๏ Primarily responsible for project planning and execution along with close handle on requirement analysis, technical design, development, review, delivery and support to 100+ clients across the globe.
• ๏ Directly managed a global team of 20+ people located in 4 countries.
• ๏ Rebuild team from scratch coached and mentored them. Within two years propelled it to become the best team in the business vertical, accoladed by COO and titled as “Standard of Excellence”. Also in annual client survey team rises from bottom to top spot.

Jul 2010 – Mar 2012 · 1 yr 8 mos

• ๏ Responsible to provide end-to-end solution on a Authorisation product, which includes prepare/review technical designs.
• ๏ Led a team for development, delivery and support.
• ๏ Automated client delivery patch preparation, which reduced efforts by 60% and errors by 85%.

Jan 2010 – Jun 2010 · 5 mos

• ๏ Performed as an Acting lead and primarily responsible to provide Production support to 80+ client spreads across the globe (Latin America, Europe, Russia, Middle East, Africa, South East Asia & India).

Jan 2008 – Dec 2009 · 1 yr 11 mos

• ๏ As a key member of Major Projects team, was responsible to develop, deliver and support solution as per the requirements from new and existing clients.
• ๏ Worked for clients like BNP Paribas, Sony Finance International, Japan Travel Bank, HNB Bank, Axis(then UTI) Bank, ICICI Bank etc.

Jul 2006 – Dec 2007 · 1 yr 5 mos

• ๏ Was part of project ETMS to manage Export/Import business of CONCOR India.
• ๏ Responsible for new developments, enhancements and production support.