Lucky Agrawal — Data Scientist

Data-driven Credit Risk Modeler having 5+ years of experience in building and deploying risk assessment frameworks for lending products. Currently at TransUnion, I design and implement credit risk models that enhance decision-making for credit cards and other portfolios. Previously at Bajaj Finance, I developed propensity models and risk scorecards for personal loans, optimizing approval rates while minimizing defaults. Earlier at CEAT Tyres, I applied fraud analytics to detect and prevent fraudulent tire insurance claims, improving loss prevention. Core Skills: Credit Scoring | Risk Strategy | Machine Learning (Python/R/Spark) | Model Validation | Fraud Analytics | Portfolio Risk Management

Stackforce AI infers this person is a Credit Risk Analyst with strong expertise in Fintech and data-driven decision-making.

Location: Pune, Maharashtra, India

Experience: 7 yrs