Jyoti Sharma

Product Manager

South Delhi, Delhi, India2 yrs 1 mo experience

AI EnabledAI ML Practitioner

Key Highlights

Expert in credit risk management and financial analysis.
Proficient in leveraging AI for financial processes.
Strong background in quantitative finance and economic analysis.

Stackforce AI infers this person is a Fintech expert specializing in credit risk management and data-driven financial insights.

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Skills

Core Skills

Credit AnalysisFinancial Risk Management

Other Skills

Artificial Intelligence (AI)Cloud ManagementComputer VisionConvolutional Neural Networks (CNN)Data AnalyticsData ScienceDeep LearningFeature EngineeringFeature SelectionGitGitHubMachine LearningMicrosoft ExcelNatural Language Processing (NLP)Operating Systems

Experience

Natwest group

Senior Credit Risk Analyst

Feb 2024 – Present · 2 yrs 1 mo · Gurugram, Haryana, India

Part of the implementation is conducting thorough analysis of financial statements, credit reports and other relevant data to assess the credit worthiness of individuals and businesses.
Continually assessing the risk associated with extending credit and make recommendations for credit approvals and rejections.
Monitoring and managing the credit exposure of existing borrowers by reviewing financial statements and conducting periodic risk assessments.
Collaborating with other departments such as sales and underwriting to gather and analyse necessary information for credit evaluations.
Communicating issues, root causes and potential risk to control the credit risk.
Prepared detailed credit reports and summaries for internal and external stakeholders.

Credit AnalysisFinancial Risk ManagementPortfolio Risk ManagementData AnalyticsPythonSQL