Jan 2024 – Mar 2025 · 1 yr 2 mos

• Uni Cards is a new-age fintech transforming consumer credit. Led growth of key products Uni Loans (personal loans), Paychek (early salary subscription / BNPL), and Pay 1/3rd Card (credit cards): scaling AUM to USD 144 million with 10%+ month-over-month growth.
• Product Lead - Consumer Lending
• 1) Directed the product vision, roadmap, and execution of the Personal Loan product, built an in-house Loan Management System (LMS) from the ground up. Achieved a USD 45M loan book in just 4 months
• 2) Managed six lending/banking partners associated with Uni and oversaw integration, product development, supply planning, reconciliation, reporting, and compliance. Collaborated closely with the BD team to onboard new supply partners and lenders for Uni.
• 3)Recruited and groomed a high-performing team consisting of a PM and two analysts. Fostered a culture of learning andgrowth, empowering team members to excel in their roles and contribute meaningfully to the overall success of the team
• 4) Conceptualised and launched Unicash (an instant small loan product) from 0-1-10, contributing over 20% to lending revenue and with user base of 600k+

Jul 2022 – Jan 2024 · 1 yr 6 mos

• Product Lead - BNPL & Engagement
• 1) Conceptualised and launched Paychek (an early salary subscription) based entirely on data-driven decisions and customer empathy, contributing over 70% to lending AUM ($100mn) with a user base of 600k+
• 2) Launched Uni Store (an e-commerce marketplace for rewards redemption), scaled the product from 0 to 10,000+ orders in 6 months. Collaborated with 20+ engineers and other cross-functional teams to launch the product

Jul 2021 – Jul 2022 · 1 yr

• Product Manager - Pay 1/3 Credit card
• 1) Engineered Grand Uni Carnival, a personalised gamification product, which increased customer wallet share on our credit cards by 25%, and engaged over 65% of users. Later, productized the initiative to drive card spends.
• 2) Built Offer and Rewards Engine platforms powering 100+ personalised offers and loyalty programs for credit cards; Conducted 300+ interviews to power product research.

Mar 2021 – Jun 2021 · 3 mos

• 1) Increased on app customer engagement and app sessions by 30% by developing Feed Engine that powers personalised and dynamic home page feeds for users.
• 2)Launched contextual app rating nudges to increase and maintain app rating from 3.4 to 4.5 on play store & App Store
• 3) Analysed multiple customer retention, analytics and UX journey platforms and integrated Moengage for CX communication and retention.

Jun 2018 – Jan 2022 · 3 yrs 7 mos · Bangalore

• At Within Nutrition we are building an effective and delightful products to solve wellness problems like hairfall, stress, sleep, etc. from within. Our mission is to make nutrition easy to consume and easy to understand so that people can pursue good health without compromise.
• 1) Raised $250K in seed funding and executed end-to-end product and GTM strategy, scaling the business to $500K ARR and 12K+ paid customers in <1 year.
• 2) Led cross-functional team of 10 across product, tech, growth, and ops; increased conversion by 70% through funnel improvements, did 50+ landing page experiments, and reduced CAC by 30%.
• 3) Oversaw product launch, scalable manufacturing, and logistics, reducing delivery TAT from 7 to 3 days and acheived 30% retention through data-driven optimisation.

May 2018 – Feb 2019 · 9 mos · Bangalore Urban, Karnataka, India

May 2017 – Jul 2017 · 2 mos · Bengaluru Area, India

• 1)Led the 4 member FOT(Friends of Treebo) Team; increased the coverage of hotel quality audits gradually from 30% pm to 100% pm in 3 months across the portfolio.
• 2)Target was to lower down the Budget of FOT program from Rs. 40 lakh pm to Rs. 2.5 lakh pm where we manage to reduce it to Rs. 1.28 lakh pm.
• 3)Launched a Micro Audit experiment that not only helped in cutting FOT audit cost by 85% but also replaced the QAMs 40% bandwidth on checking real time quality of properties; proved to be the biggest cost saving experiment for the Central Quality Team for that quarter.

Nov 2016 – Jan 2017 · 2 mos · Gurgaon, India

• 1)Reduced order cancellations by 4.5%; by analysing 90k cancellations data and solved for some low hanging fruits.
• 2)Reduced the TAT on order delivery by 36 hours that ameliorated the experience of 48% delayed orders.
• 3)Saved 50% of price difference hit that company was bearing by just affecting 0.5% orders.
• 4)Deep analysis on customer attrition after 1st order (78%); improved retention rate by 6.8%.

May 2016 – Jul 2016 · 2 mos · Mumbai Area, India

• 1)On-boarded 4 mentors and 2 industry partners for a Data analysis program.
• 2)Created an alliance with 2 affiliate marketing partners for a “Start-up with Upgrad program.”
• 3)Played a pivotal role in launching a new program on Android app development; conducted various Market research and Market Sizing analysis.
• 4)Worked on creating a new segment on corporate training programs.

Feb 2015 – Aug 2015 · 6 mos · Jaipur Area, India

• Spearheaded a Team of 3 members aiming towards creating a target marketing platform for student centric product and service based companies.

Jan 2015 – May 2016 · 1 yr 4 mos · Roorkee

• Active Member at E-cell IIT Roorkee. Organised and managed various institute level events including Global Entrepreneurship Conclave,Guest lecture sessions, TEDx IIT Roorkee, Venture Unplugged, Prerna Yatra, panel discussions, Workshops, etc. I took an initiative of connecting Researchers and their research with upcoming Entrepreneurs to promote research-based start-ups in our campus and to promote the culture of start-ups in core departments.

Jan 2015 – Apr 2016 · 1 yr 3 mos

• My major task is to organize B-fest in cognizance for the first time a fest where we have a foot fall of 20,000 people and my second work is to convince various HR and marketing head of companies to associate with us as sponsors.