Ashwin Sekar

CTO

Bengaluru, Karnataka, India19 yrs 5 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Led Drafty to 100%+ YOY growth.
Managed UK's top lender in High Cost Short term Credit.
Passionate advocate for sustainable living.

Stackforce AI infers this person is a Fintech leader with extensive experience in product management and team leadership.

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Skills

Other Skills

AnalyticsBusiness AnalysisBusiness DevelopmentBusiness StrategyCredit RiskCustomer AnalysisData AnalysisData MiningFinancial ServicesLeadershipManagementPortfolio ManagementPredictive AnalyticsProduct DevelopmentProduct Management

About

I am responsible for the InCred Group’s Product, Engineering , IT and Operations teams spanning ~ 300 InCredibles, and am a member of the Executive Committee. Focused on creating and nurturing empowered teams that win in the market - via a combination of outcomes focus, a quirky (and fun) culture reinforced with a common vocabulary of behaviours and values. 20 years experience developing, launching and managing products in an entrepreneurial financial services tech environment. Previously: Developed, launched and managed Drafty from 2015 through 2020 growing 100%+ YOY with healthy unit economics. Developed and launched Lending Stream from the ground up in 2009. Was UK's top lender by revenue ( $100M+) in the High Cost Short term Credit space by 2015. B.Tech from the Indian Institute of Technology, Madras Passionate sustainable living evangelist. Have helped 5000+ families reduce their garbage footprint by over 75%, while boosting income levels for low income workers by close to 8%

Experience

Incred financial services

2 roles

Chief Product and Technology Officer

Promoted

Apr 2022 – Present · 3 yrs 11 mos

Head of Tech Products @ InCred

Nov 2020 – Oct 2022 · 1 yr 11 mos

Alternative Lending | Strategy & Execution | Grass roots organiser - sustainable living

Gain credit (formerly global analytics)

2 roles

Vice President Product - Drafty

Aug 2019 – Nov 2020 · 1 yr 3 mos

Sr Director, Product - Drafty.co.uk

Jun 2016 – Nov 2020 · 4 yrs 5 mos

Responsible for Drafty (www.drafty.co.uk) P&L - an alternate credit provider in the UK.
Create & tune strategies and partnerships to create a winning customer experience.
Test/iterate on product structure to scale portfolio achieve revenue targets with attractive unit economics
Focus on frictionless customer experience
Recruit, develop and lead team of product leaders for Global Analytics brands and world class lending platform

Global analytics inc,

6 roles

Sr. Director - Lending Stream LLC

Promoted

Jul 2014 – Jun 2016 · 1 yr 11 mos

Work with functional group heads to create and maintain the Product Development Road Map
Use road map to determine priorities of the engineering group and engineering release cycle/schedule
Direct reportage to P&L owner with end ownership for road map execution
Continue to own full delinquent portfolio management of Lending Stream LLC

Asst General Manager, Lending Operations

Promoted

Apr 2011 – Jun 2014 · 3 yrs 2 mos

Responsible for creating scalable operations architecture to support high revenue growth targets.
Set up customer experience function and develop analytics driven strategies for improving customer experience across multiple contact channels.
Lead teams to drive automated contact strategies to maximize conversions at the front end and liquidation at the back end
Help create targeted cross sell campaigns, aid development of new product(s), and improve lending platform design based on customer feedback as well as behavioral insights
Help manage entire collections portfolio of UK lending subsidiary.

Sr Manager, Head of UK Operations

Aug 2008 – Mar 2011 · 2 yrs 7 mos

Project Lead

Sep 2007 – Jun 2008 · 9 mos

Managed the underwriting and data teams for our US Joint venture on short term lending.
Led team that helped grow the book (portfolio) size by a large multiple and cut bad debt significantly