Shubham Agarwal

Product Manager

Gurugram, Haryana, India10 yrs 1 mo experience

Most Likely To SwitchHighly Stable

Key Highlights

Scaled Insurance at INDmoney to ₹12 Cr ARR
Launched India's first pre-approved term insurance
Pioneered Loan Against Mutual Funds as a credit option

Stackforce AI infers this person is a Fintech Product Manager with a strong focus on customer-centric innovation.

Contact

Skills

Core Skills

Product StrategyGo-to-market StrategyProduct Management

Other Skills

Analytical SkillsBusiness AnalysisData AnalysisLeadershipMicrosoft ExcelMicrosoft OfficeMicrosoft WordPowerPointSQLTableauTeam ManagementWireframing

About

I love turning complex problems into simple, scalable products. Over the last 9 years, I’ve helped fintech brands like INDmoney launch multiple new business lines and grow them into multi-crore revenue streams. Highlights of my journey: • Built and scaled Insurance at INDmoney from 0 to ₹12 Cr ARR with products like InstaTerm & INDwheels. • InstaTerm – India’s first pre-approved term insurance, driving 40% higher conversions. • Pioneered Loan Against Mutual Funds, making it a go-to credit option. • Led automation and strategy in travel and risk management, boosting efficiency by over 400% in my early career. I thrive at the intersection of business, technology, and customer needs — building products that make a difference. Specialties: Product Strategy, B2C Growth, GTM, Customer-Centric Innovation 📩 agarwal101shubham@gmail.com

Experience

10 yrs 1 mo

Total Experience

2 yrs 7 mos

Average Tenure

5 yrs 6 mos

Current Experience

Indmoney

4 roles

Senior Product Manager - Lending

Apr 2025 – Present · 1 yr 1 mo

► Pioneering a New Lending Category – Spearheaded the development and scale-up of Loan Against Mutual Funds, transforming it from a niche offering into a mainstream credit product.
► Customer-Centric Disruption – Enabled thousands of users to access low-cost liquidity without redeeming their investments, positioning LAMF as the smart alternative to personal loans and credit cards.
► Leadership & Ownership – End-to-end responsibility for product strategy, regulatory alignment, tech integration, GTM execution, and P&L growth.

Go-to-Market StrategyProduct ManagementProduct StrategyLeadership

Senior Product Manager - Insurance

Promoted

Apr 2023 – Apr 2025 · 2 yrs

► Launched InstaTerm – Developed the industry’s first pre-approved term insurance flow leveraging INDmoney’s massive data lake to assess users’ financial and medical health. This innovation increased conversions by 40% and scaled the business to an annual run rate of ₹12 Cr.
► Built and launched INDwheels – a comprehensive vehicle management platform enabling users to track insurance, pollution certificates, challans, and current vehicle value.
► Scaled and Scaled Motor Insurance Vertical – Integrated 4 leading insurers, achieving an annual run rate of ₹2 Cr with conversion rate of 6.5%

Product ManagementProduct StrategyGo-to-Market StrategyData Analysis

Product Manager - Insurance

Promoted

May 2021 – Apr 2023 · 1 yr 11 mos

► Built the Insurance Vertical from Scratch – Successfully scaled it from 0 to 1, establishing a sustainable and growing business line.
► Developed High-Performing DIY Funnels for Health and Term Insurance
► Owned End-to-End Product Delivery – Led product strategy, roadmap, integrations, GTM, and business outcomes across multiple insurance products.
► Managed Cross-Functional Stakeholders – Collaborated with insurance partners, legal, compliance, content, leadership, design, tech, and other internal teams to ensure seamless execution.
► Launched 4 Major Products – Successfully delivered Term Insurance, Health Insurance, Health Super Top-Up, and Guaranteed Income products.

Product ManagementProduct StrategyWireframingGo-to-Market Strategy

Associate Product Manager

Nov 2020 – May 2021 · 6 mos

► Digitized the process to help users save on Home Loan EMIs by switching to lower-interest banks.
► Stakeholder Management: Banks and Credit Bureaus (i.e. CRIF and Experian)
► Reduced 27% of the total cost by Optimising credit refresh logic

Indialends

Associate Product Manager

Sep 2019 – Nov 2020 · 1 yr 2 mos · Gurugram, Haryana, India

► Improved fulfillment funnel by 14% through iterative product and process improvements. Along with digital initiatives like penny drop, oKYC, API integrations with fulfillment partners.
► Built Experian authentication flow for agents and users resulting in 1.2% increasing in disbursal.
► Building and improving journeys and flows for Pre-qualified Personal Loan for partners like HDFC, Bajaj Finserv and Tata.

Club holiday

Founding Member - Product & Partnerships

Oct 2017 – Aug 2019 · 1 yr 10 mos · Delhi Area, India

► Built custom itinerary planner and cost calculator increased productivity by 400%
► Envisioned and built Instant live quote generator for selective destinations to improve scalability and reduce response time; led to increase in revenue by 25%
► Led strategic collaboration with 200+ individual hotel owners, 20+ Hotel chains, and companies like Yatra, Rayna Tours etc.

Product ManagementData Analysis

Rms

Risk Analyst

Mar 2016 – Apr 2018 · 2 yrs 1 mo · Noida Area, India

► Improved analytical Insights and reporting productivity by 37.5% with annual saving of 525 working hours by various automations.
► Successfully managed 2 global accounts worth $210 million USD / annum
► Analyzed risk based on natural hazard, catastrophic trend and location details

Product ManagementLeadership