Utkarsh Varshney — Software Engineer

I’m a passionate and performance-driven Software Developer with hands-on experience building scalable fintech systems, automating payments, and designing data pipelines that power reconciliation and settlement at scale. At Nakad and Credgenics, I’ve engineered solutions that process millions of daily entries and transactions, reduced operational bottlenecks, and improved adoption across high-growth fintech platforms. 🔧 Core Strengths 1. Architecting and implementing resilient backend systems 2. Designing and optimizing large-scale ingestion pipelines with Kafka, RabbitMQ, Redis, S3, and PostgreSQL 3. Building secure payment and settlement systems with encryption + event-driven monitoring 4. Enhancing financial platforms with multi-gateway routing, reconciliation automation, and big data ingestion 5. Translating complex financial workflows into scalable, reliable technical solutions 🚀 Key Achievements 1. Developed an eNACH auto-debit module handling 1L+ loans per batch, stabilized via distributed rate limiting 2. Automated ingestion of 1L+ daily entries and processed 3Cr+ historic records, cutting reprocessing time significantly 3. Engineered a secure settlement ingestion service (AES-256 + SFTP), reducing processing time by 30% with sub-ms latency 4. Built a manual reconciliation system with PostgreSQL state management, reducing reconciliation effort by 30% 5. Architected a Payment & Webhook Onboarding platform, reducing onboarding time by 40% for 30+ companies 🔍 What I’m Looking For I thrive in fast-paced environments where technology is the core business driver. I’m seeking opportunities to build and scale high-impact backend systems, real-time data pipelines, and financial infrastructure, where security, performance, and reliability are mission-critical. 💡 Let’s connect if you’re working on systems that demand scale, precision, and impact.

Stackforce AI infers this person is a Fintech Backend Developer specializing in scalable payment systems and data pipelines.

Location: Faridabad, Haryana, India

Experience: 1 yr 10 mos