Jahnavi Agrawal

Operations Associate

Bilaspur, Chhattisgarh, India8 yrs 7 mos experience

Most Likely To Switch

Key Highlights

MBA graduate from IIM Ranchi with strong analytical skills.
Experience in risk management and product development.
Successfully managed financial strategies for credit card portfolios.

Stackforce AI infers this person is a Fintech professional with expertise in risk management and product development.

Contact

Skills

Core Skills

Risk ManagementProduct DevelopmentAutomation

Other Skills

Analytical SkillsArduinoCommunicationData AnalysisLeadershipMicrosoft ExcelMicrosoft OfficeMicrosoft PowerPointNegotiationProgrammingPython (Programming Language)ResearchSQLTeam Management

About

I am a 2022 MBA graduate from IIM Ranchi and currently working as a Fraud Risk Analyst for the Card Present Segment in Proprietary cards of American Express. During my MBA, I interned with ICICI Bank in the Personal loan department with the work focused on product development and was offered a PPO. During my tenure at ICICI Bank, I worked as Portfolio Manager for Amazon Pay ICICI Bank Credit Card where I managed the financial health of the card by implementing different strategies. I have a professional experience in Strategy development, Product development, and Risk management.

Experience

American express

2 roles

Assistant Manager - Fraud Risk Strategy

Nov 2024 – Present · 1 yr 4 mos · Gurugram, Haryana, India

Risk Management Analyst

Jan 2023 – Nov 2024 · 1 yr 10 mos · Gurugram, Haryana, India

Icici bank

2 roles

Portfolio Manager

Apr 2022 – Jan 2023 · 9 mos · Mumbai, Maharashtra, India

Managed the financial portfolio of Amazon Pay ICICI Bank Credit Card by implementing various strategies:
1. Engagements
▪ Executed 100+ campaigns in different merchant categories at both online and offline channels
▪ Maintained a Card In Force (CIF) rate of around 70% for better customer experience & engagement
▪ Strategized engagements with merchants as per ROI, Number of customers redeemed & TPV
▪ Coordinated with various partners to increase the velocity of the card
2. Management Reporting
▪ Formulated P&L every month to understand the financial health of the card
▪ Analyzed pain areas of the card business and Strategized solutions to increase the profitability
▪ Expanded business by including PLCC products for non-bank customers, increasing profit by 10%

CommunicationData AnalysisAnalytical SkillsNegotiationRisk ManagementProduct Development

Intern

Apr 2021 – Jun 2021 · 2 mos · Mumbai, Maharashtra, India

Designed an end-to-end process for consumption loans along with the subvention model for point-of-sale purchase
▪ Fabricated a novel card-less EMI consumption loan product for ICICI online merchant partners
▪ Designed an exhaustive process for point-of-sale purchase of personal loans in various industries
▪ Modeled an increase of 12% in online point-of-sale requests by developing a subvention model

Microsoft ExcelMicrosoft PowerPointAnalytical SkillsResearchProduct Development

Iim ranchi ungc-prme

Senior Executive Member

Mar 2021 – Mar 2022 · 1 yr

Council for student affairs, iim ranchi

Student Representative

Mar 2021 – Mar 2022 · 1 yr

Alumni and international relations committee, iim ranchi

Senior Executive Member

Mar 2021 – Mar 2022 · 1 yr

Bhabha atomic research centre ( barc )

Intern

May 2019 – Jul 2019 · 2 mos · Mumbai, Maharashtra

▪ Developed an automatic trigger circuit to activate the Ignitron switch by coding in Arduino Uno
▪ Eliminated the need for manual intervention for creating differing time delays for different loads