Ayush Gupta

Product Manager

Bengaluru, Karnataka, India4 yrs 6 mos experience

Key Highlights

  • 4+ years in credit analytics and risk modeling.
  • Manager at Tiger Analytics driving credit product strategy.
  • Expert in SQL, Python, and Machine Learning.
Stackforce AI infers this person is a Data Science professional specializing in Credit Risk Management within the BFSI sector.

Contact

LinkedIn

Skills

Core Skills

Credit Risk ManagementData AnalysisMachine LearningRisk Analytics

Other Skills

AWS SageMakerAmazon Web Services (AWS)AutoCADCC++Credit Card Product AnalyticsData CollectionData ScienceData-Driven InsightsFinancial ConsultingGNU OctaveGNU/LinuxHTMLHiveQLJava

About

Data science professional with 4+ years of experience in credit analytics, risk modeling, and strategy across global BFSI. Currently a Manager at Tiger Analytics, delivering data-driven insights in credit product strategy. Skilled in SQL, Python, and ML, with a focus on high-ownership, impact-oriented roles.

Experience

Tiger analytics

Manager

Jul 2025 – Present · 8 mos · Bengaluru, Karnataka, India

  • Credit Card Product Analytics & Strategy for a leading Investment Banking Company
Credit Card Product AnalyticsStrategyData-Driven InsightsCredit Risk ManagementData Analysis

American express

Senior Analyst - Data Science

Jun 2024 – Jun 2025 · 1 yr · Gurugram, Haryana, India

  • Part of Commercial Decision Sciences underwriting team for prospects for US Small Business segment
  • Spearheaded multiple Research projects for enhancement of next generation of underwriting model
  • Led the execution of multiple BAU exercises ensuring effective model governance & compliance
Data ScienceUnderwriting Model DevelopmentResearch ProjectsModel GovernanceMachine LearningRisk Analytics

Exl

2 roles

Consultant II

Jan 2023 – May 2024 · 1 yr 4 mos · Remote

  • Underwriting ML model development for credit cards for US-Based Retail Bank
Machine LearningUnderwritingModel DevelopmentCredit Risk ManagementData Analysis

Consultant I

Jun 2021 – Dec 2022 · 1 yr 6 mos · Remote

  • Financial Consultant for US-Israeli Fintech company in Credit Risk Management domain for Auto and Card loans
  • Model Lifecycle Management for US-based Global Consumer Bank in FP&A and CCAR domain
  • Exceeded all performance criteria and expectations with an annual aggregate rating of 4.5/5
Financial ConsultingModel Lifecycle ManagementCredit Risk ManagementRisk Analytics

Education

Indian Institute of Technology, Kanpur

B.Tech - M.Tech Dual Degree — Civil Engineering

Jan 2016 – Jan 2021

St. Stephen's School, DumDum

Senior Secondary

Jan 2013 – Jan 2015

St. Stephen's School, DumDum

High School

Jan 2000 – Jan 2013

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