Rahul Kanotra

CEO

Abu Dhabi, United Arab Emirates18 yrs 5 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Expert in digital transformation in financial services.
  • Led successful product strategies in FinTech startups.
  • Strong background in AI and automation integration.
Stackforce AI infers this person is a Fintech expert with a strong focus on digital banking and product innovation.

Contact

LinkedIn

Skills

Core Skills

Digital TransformationProduct StrategyPayments InnovationFintech Product DevelopmentOpen Banking IntegrationPayment SolutionsPayment ProcessingConsultingClient Solutions DeliveryFraud PreventionSoftware DevelopmentApplication Migration

Other Skills

Agile MethodologiesAlternative PaymentsApplication DevelopmentApplication Programming InterfacesAuthorizationB2B2CB2CB2C MarketingBankingBanking-as-a-ServiceBilling SystemsBusiness AnalysisBusiness-to-Business (B2B)Client SolutionsConsultancy

About

I’m passionate about redefining the future of financial services — where AI, design, and data converge to create seamless, human-centered financial experiences.As Head of Digital Channels, I lead digital transformation across retail and corporate banking — building ecosystems around digital banking, BNPL, cards, SME lending, and open banking.Beyond the enterprise world, I also work as a FinTech startup advisor, helping early-stage founders accelerate product-market fit, refine go-to-market strategies, and scale globally. I bridge the gap between corporate innovation and startup agility, guiding teams to move from idea to execution with speed, compliance, and vision.My expertise sits at the crossroads of:💡 Strategy & Product Design – translating business intent into scalable digital platforms.🤖 AI & Automation – integrating intelligence into lending, payments, and customer journeys.🏦 Finance & Innovation – connecting legacy infrastructure to future-ready ecosystems.I actively share insights on: • How AI is reshaping global financial ecosystems. • The rise of embedded finance, digital currencies, and open banking. • Playbooks for building and scaling FinTech products worldwide.💬 Whether it’s mentoring a founder, designing an AI-driven product, or driving a bank’s digital roadmap — my goal is the same: build the next generation of financial innovation, globally.Let’s connect if you’re shaping the future of FinTech, AI in Banking, or Digital Transformation.

Experience

18 yrs 5 mos
Total Experience
2 yrs 7 mos
Average Tenure
3 yrs 7 mos
Current Experience

Finance house

Head - Digital Channels

Oct 2022 – Present · 3 yrs 7 mos · Abu Dhabi Emirate, United Arab Emirates · On-site

  • I am managing product team linked with digital banking products for both retail and corporate customers. Products involve - Current & Saving Accounts, Investments, Remittance, Fixed Deposit, Lending (Secure and Insecure) and Debit/Prepaid/Credit card
Digital BankingProduct ManagementTeam ManagementDigital TransformationProduct Strategy

Tamara

Product Lead

Dec 2021 – Sep 2022 · 9 mos · Dubai, United Arab Emirates | Munich, Germany

  • As the Product Lead of the core team, my main area of responsibility centered on formulating strategies and overseeing the development of crucial products related to payments, wallets, rewards, and Alternative Payment Methods (APMs). Furthermore, I took charge of market analysis to identify prospects for future offerings, particularly in the field of Buy Now Pay Later (BNPL) and other core products, with the aim of enhancing engagement, driving revenue growth, and forging strategic partnerships.
PaymentsMarket AnalysisProduct DevelopmentProduct StrategyPayments Innovation

Dock financial

Product Manager

Oct 2020 – Jan 2022 · 1 yr 3 mos · Munich, Bavaria, Germany

  • I was working on the launch of the following products/solutions -
  • Banking-as-a-Service(BaaS) offering to B2C and B2B Fintechs
  • Open Banking integration to provide PIS (Payment initiation Services) and AIS (Account Information Services).
  • Multi-currency Account for Business Client.
  • Expense and Card Management Dashboard & Application including expense receipt management.
  • B2C Onboarding using real-time ID verification
  • Virtual Cards for both B2C and B2B customers.
Banking-as-a-ServiceOpen BankingProduct ManagementFintech Product DevelopmentOpen Banking Integration

Wirecard

Product Manager/Solution Consultant

Nov 2015 – Sep 2020 · 4 yrs 10 mos · Dubai, United Arab Emirates | Munich, Germany

  • I was responsible for leading product team handing Wirecard Issuing & Acquiring Product offering for B2C, B2B, and B2B2C. I was leading a cross-functional team handling Multicurrency Corporate Offering, PSPs, APMs, wallets, Fintech Apps, Bin sponsorship offering & authorization forwarding model.
Product ManagementCross-Functional Team LeadershipProduct StrategyPayment Solutions

Capgemini

Senior Consultant (Payment Products)

Sep 2012 – Oct 2015 · 3 yrs 1 mo · Oslo, Norway | Mumbai, India

  • I was responsible for consultancy of Credit Processing Product (TSYS Prime & Online) for Entercard, Scandinavian Region.
  • I was also involved in the launch of Entercard integration with Meniga Rewards Program, in-house gateway & integration of Entercard authorization system with Falcon Fraud Monitoring System (FICO).
Credit ProcessingConsultancyIntegrationPayment ProcessingConsulting

Tsys

Senior Analyst

May 2010 – Sep 2012 · 2 yrs 4 mos · Noida Area, India | Nicosia, Cyprus

  • I was working as a senior analyst under TSYS for Prime/ONLINE. I was responsible for delivering the solution for clients such RAK Bank (UAE), NBAD (Abu Dhabi), RBTT (RBC Subsidiary), UNB (Abu Dhabi) and ICICI Bank.
Client SolutionsFraud MonitoringClient Solutions DeliveryFraud Prevention

Ibm global services

Software Developer

Sep 2007 – May 2010 · 2 yrs 8 mos · Noida Area, India | Madrid, Spain

  • I worked for Vodafone, Spain, as an application developer for billing related application of Vodafone, Spain. I have developed various quarterly releases. I was solely responsible for handover and migration of three billing application related to balance transfer from GFI (Spain) to IBM (India).
Application DevelopmentBilling SystemsSoftware DevelopmentApplication Migration

Education

Vellore Institute of Technology

BTech

Jan 2003 – Jan 2007

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