Jun 2025 – Present · 11 mos · Jakarta, Indonesia

• Tasked with building Indonesia’s leading financial ecosystem, I lead the strategy, growth, and execution of our financial services across the GoPay and Gojek apps, serving millions of consumers and businesses across Indonesia.
• I oversee the GoPay app, a mass-market financial platform designed for simplicity and inclusion. It enables users to manage payments, transfers, savings, insurance, and investments seamlessly. In parallel, I drive the integration of financial journeys within the Gojek app—ensuring that financial services are embedded into everyday use cases like transport, food delivery, and logistics.
• I also lead our digital lending business, which has become GoTo Financial’s primary profitability driver. With strong execution across credit, risk, and distribution, the business reached adjusted EBITDA profitability in Q4 2024, marking a critical milestone in our financial turnaround.
• Additionally, I oversee our merchant ecosystem, including the GoPay Merchant App and Midtrans, one of Indonesia’s largest payment gateways, which serves both MSMEs and enterprise merchants. We continue to expand adoption, improve product depth, and deliver unified infrastructure to power digital commerce at scale.
• My focus is on building a scalable, inclusive, and profitable financial ecosystem that delivers long-term value across the broader GoJek and GoPay platforms.

Jun 2025 – Present · 11 mos · Jakarta, Indonesia

• Appointed to the Board of Directors of GoTo, one of Indonesia’s top 10 publicly listed companies by market capitalization. As a Director, I contribute to strategic oversight, corporate governance, risk management, innovation steering, and public market engagement across the company’s core businesses—Gojek, Tokopedia, and GoTo Financial.

Jul 2022 – Jun 2025 · 2 yrs 11 mos · Jakarta, Indonesia

• As Head of Consumer Payments at GoPay, I led the development and rapid expansion of the GoPay app—designed specifically for Indonesia’s mass market. Within its first year, the app reached over 15% of the country’s population, quickly becoming a household name.
• Built to be lightweight and accessible, the app delivers a seamless user experience even on low-spec devices—critical in a market with diverse smartphone capabilities. It integrates all six essential financial activities—Paying, Transferring, Saving, Borrowing, Insuring, and Investing—into a single, intuitive platform.
• GoPay’s design emphasizes inclusivity, simplicity, and trust. From instant transfers and flexible savings to micro-loans, insurance, and beginner-friendly investment tools, the app empowers users to manage their financial lives regardless of income level or financial literacy. It not only enables transactions but promotes long-term financial planning and access.

Nov 2020 – Jun 2022 · 1 yr 7 mos · Jakarta, Indonesia

• Led product and engineering for GoTo Financial’s payments platform, scaling it to support over 300 million transactions per month, making it one of the largest and most reliable e-wallet infrastructures in Indonesia. Focused on building a resilient, high-throughput architecture to support rapid user growth, merchant expansion, and evolving regulatory needs—laying the foundation for future innovations across consumer payments.

Aug 2018 – Nov 2020 · 2 yrs 3 mos · Jakarta, Indonesia

• Led product strategy and execution for GoFood, which became the largest food delivery platform globally outside China. Under my leadership, GoFood scaled to over 500,000 restaurants across 80+ cities in Indonesia, Thailand, and Vietnam. Focused on building a reliable, merchant-friendly platform and delivering a seamless user experience at scale, while laying the groundwork for expansion into additional Southeast Asian markets.

Sep 2016 – Aug 2018 · 1 yr 11 mos · Jakarta, Indonesia

• Led the platform and mobile engineering teams at Gojek during a period of hypergrowth—scaling 300x in just 12 months. Focused on building the core infrastructure and mobile frameworks that powered Gojek’s super app experience across 18+ products, including transport, payments, food delivery, and logistics. Drove initiatives to enhance performance, reliability, and developer velocity while delivering a unified and intuitive experience for millions of users.