Sep 2023 – Feb 2025 · 1 yr 5 mos · India · Hybrid

• Was the founding member and owned the P&L of the lending stack at the Fintech SaaS arm of Jio Platforms Limited, SwiffyLabs.
• SwiffyLabs is a global financial services SaaS company. Headquartered in Bangalore, the company is building a full-stack technology platform to empower institutions to launch and scale diverse financial solutions. We are obsessed with tech that adapts, not crumbles.
• Our lending and payment solutions are designed for flexibility and scalability, allowing financial institutions to create customer solutions that fit their needs.
• The ready-to-deploy infrastructure caters to both established players and emerging fintech innovators, ensuring they have the tools and support needed to thrive in a competitive market.
• At SwiffyLabs, we champion a core belief: Build Banking and financial technology that stays relevant.

Sep 2022 – Aug 2023 · 11 mos · Gurugram, Haryana, India

• Helping customers earn rewards by saving money towards large ticket purchases such as Jewellery, Electronics and Travel

Apr 2021 – Sep 2022 · 1 yr 5 mos

• Responsibilities
• Owned the complete ZestMoney product stack which includes customer facing products, merchant
• facing products, lender integrations, platform products and risk management products.
• Managed a team of 31 product managers and designers that span across the above areas of product
• Drove the overall product vision and strategy
• Impact
• The ZestMoney BNPL product suite was used by over 1.1 Million customers monthly across E-
• commerce, In-store, Electric vehicles and Ed-tech categories
• The ZestMoney BNPL and EMI solutions were integrated on the checkout of over 10K E-commerce
• merchants and over 100K in-store retail touch points
• The ZestMoney platform was used by 26+ institutional lenders to build their unsecured loan books

Oct 2019 – Mar 2021 · 1 yr 5 mos

• Scaled the product team from a 9 member team to a 22 member team
• Expanded the ZestMoney product offering to include short term BNPL in addition to EMIs
• Ideated and launched a virtual credit card on UPI rails
• Launched ZestMoney's first native android App
• Integrated OEM brand subvented schemes to ZestMoney on In-store channels
• Set-up product analytics on MixPanel and Marketing automation via Salesforce Marketing Cloud and
• MixPanel
• Launched digital solutions to loan restructuring and moratorium

Oct 2018 – Oct 2019 · 1 yr

• Led the integration of ZestMoney with PineLabs - the largest POS distributor in India
• Led the integration of ZestMoney with top e-commerce merchants - Amazon, Flipkart, MakeMyTrip,
• Myntra among others
• Introduced insurance bundling with ZestMoney loans contributing to upto 50 bps of additional revenue

Sep 2017 – Sep 2018 · 1 yr

• Integrated ZestMoney with top payment aggregators - RazorPay, Billdesk, CashFree
• Integrated and scaled the first set of Edtech merchants for ZestMoney

Nov 2015 – Sep 2017 · 1 yr 10 mos · Mumbai Area, India

• Owned and managed the 1-click invest mutual fund product on Chillr
• Owned and managed the micro-loans product on Chillr

Feb 2015 – Nov 2015 · 9 mos · Mumbai Metropolitan Region

• - Entrepreneurial driver of "Scrooge" App - automated savings and investments - acqui-hired by the Chillr team

Jul 2014 – Dec 2014 · 5 mos

Apr 2014 – Jul 2014 · 3 mos

Apr 2013 – Jun 2013 · 2 mos · Mumbai Metropolitan Region