Nilay G.

Business Development Executive

Mumbai, Maharashtra, India7 yrs 6 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Expert in risk management and portfolio optimization.
Proven track record in developing innovative financial products.
Strong analytical skills with a focus on customer experience.

Stackforce AI infers this person is a Fintech professional with expertise in risk management and data analytics.

Contact

Skills

Core Skills

Risk ManagementProduct DevelopmentData AnalyticsStrategyApplication Development

Other Skills

LeadershipManagementMicrosoft OfficeNetworkingREST APIsSASTableauUI Development

About

In the dynamic landscape of the finance sector, I leverage a combination of analytical expertise and strategic acumen to optimize portfolio metrics and devise risk management strategies at Visa, drawing on valuable experiences gained during my tenure at American Express. My approach is founded on thorough analysis and innovative problem-solving, with the ultimate goal of enhancing the customer experience and streamlining operational processes. With an MBA from IIM Calcutta and an engineering background from COEP, I adeptly navigate the complexities of finance by integrating cutting-edge technology solutions. My vision is to revolutionize financial practices, placing a stronger emphasis on client-centricity and operational efficiency. Are you interested in collaborating on groundbreaking financial innovations? Let's connect and exchange insights.

Experience

Visa

2 roles

Senior Client Consulting Manager

Promoted

Jul 2025 – Present · 8 mos · Mumbai, Maharashtra, India

Lead credit and debit card growth for issuers by designing new products, value propositions, optimising co‑brand partnerships, and revival programs that deliver measurable revenue and volume uplifts.

Risk ManagementProduct Development

Manager - Visa Consulting & Analytics

Apr 2022 – Jun 2025 · 3 yrs 2 mos · Mumbai, Maharashtra, India

Engaged in fraud risk management and portfolio optimization projects for credit and debit card portfolios of issuers and fintechs within India and South Asia, leveraging data analytics to refine spending strategies.
Focused on enhancing transaction approval rates, and devising engagement and retention strategies to optimize portfolio performance.

Data AnalyticsRisk Management

American express

2 roles

Assistant Manager - Strategy, Credit Risk

Promoted

May 2021 – Mar 2022 · 10 mos

Part of the US Commercial Portfolio Risk Strategy team.
Developed 30+ early warning signals to reduce exposure at default for high-balance corporate clients.
Initiated and implemented real-time approaches for evaluating signal outcomes and subsequent interventions.

Risk ManagementStrategy

Analyst - Strategy, Credit Risk

Apr 2019 – Apr 2021 · 2 yrs

- Part of the US Commercial Portfolio Risk Strategy team developing early warning signals to reduce credit risk for corporate and Small Business portfolios.

Risk ManagementStrategy

Oracle in financial services

Application Developer 1

Jul 2016 – May 2017 · 10 mos · Pune, Maharashtra, India

Worked as an applications developer to develop a modular and scalable digital solution for trade finance segment of the banking product 'Oracle Banking Digital Experience
Created multiple REST APIs to connect backend systems to frontend and also developed UI using open-source tool KnockoutJS

Application Development

Tata consultancy services

Summer Intern

May 2015 – Jul 2015 · 2 mos · Pune, Maharashtra, India

Created scalable interface for infotainment systems of a leading car manufacturer to interact with available social media (Facebook, Twitter, Google POI) library/APIs