Santosh Raut

Operations Associate

Delhi, India13 yrs 9 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Expert in mortgage compliance and document analysis.
Proficient in handling fraud cases for major credit cards.
Strong background in KYC and AML checking.

Stackforce AI infers this person is a Fintech professional specializing in mortgage compliance and fraud prevention.

Contact

santosh_59659@hotmail.com LinkedIn

Skills

Core Skills

Mortgage ComplianceDocument AnalysisMortgage ProcessingFraud HandlingKyc Checking

Other Skills

AML CheckingBankingBanquet OperationsBranch BankingBusiness DevelopmentCheque clearanceClearingCommercial BankingCompliance ReportingCurrency chestCustomer Due Diligence (CDD)Customer ServiceDitechDue DiligenceEncompass Software

About

1. Checking the compliance rated to mortgage, Post Closing (From initial 1003 to CD) 2. Analyzing mortgage documents and index them. Analyzing borrower information’s such as assets, Liabilities’, Credit report. 3. Per form Quality Mortgage & Run Compliance Report 4. Analysis & Validate all fees and charges 5. Index all documents 6. POST CLOSE Loans Such as FHA loans , VA Loans, ARM LOANS, Conventional Unis and Conventional INS loans 7. Working on Encompass Software for Loan documents. 8. LE Review for all the loans 9. Kyc documents. 10. Handling visa and MasterCard fraud and non fraud cases. 11. Kyc verification

Experience

Confidentail

Manager

Jan 2023 – Present · 3 yrs 2 mos · Delhi NCR · On-site

Situsamc

Senior Process Associate

Apr 2021 – Dec 2022 · 1 yr 8 mos · Noida, Uttar Pradesh, India · On-site

1. Checking the compliance rated to mortgage, Post Closing (From initial 1003 to CD)
2. Analyzing mortgage documents and index them. Analyzing borrower information’s such as assets, Liabilities’, Credit report. Etc.
3. Per form Quality Mortgage & Run Compliance Report
4. Analysis & Validate all fees and charges
5. Index all documents
6. Working in POST CLOSE Loans documents- FHA loans , VA Loans, ARM LOANS, Conventional Unis and Conventional INS loans
7. Working on Encompass Software for Loan documents and in Breeze application.
8. LE and CD Review for all the loans
9. Purchase Review .Verify all the mortgage documents as per the client checklist, and run the compliance on all govt Loans as well as in conventional loans .
10. Kyc documents

Mortgage ComplianceDocument AnalysisQuality MortgageCompliance ReportingFee ValidationEncompass Software+1

Fiserv

Professional

Apr 2018 – Apr 2021 · 3 yrs · Noida Area, India

Worked In Fiserv in US mortgage (residential mortgage) handling post closing documents for all the loans ( fha, va, conventional and arm loans). and also working for US banks in Card Services for Visa Card and Master Card handling fraud and non- fraud cases. Kyc documents verification.

Mortgage ProcessingFraud HandlingKYC Verification

Oracle financial services software limited

Asssociate Consulatnt

Jul 2014 – Apr 2018 · 3 yrs 9 mos · Gurgaon, India

us mortgage 1. Checking the compliance rated to mortgage, Post Closing (From initial 1003 to CD)
2. Analyzing mortgage documents and index them. Analyzing borrower information’s such as assets, Liabilities’, Credit report. Etc.
3. Per form Quality Mortgage & Run Compliance Report
4. Analysis & Validate all fees and charges
5. Index all documents
6. POST CLOSE Loans Such as FHA loans , VA Loans, ARM LOANS, Conventional Unis and Conventional INS loans
7. Working on Encompass Software for Loan documents.
8. LE Review for all the loans
9. Kyc documents

Mortgage ComplianceDocument AnalysisQuality MortgageKYC