Karminder Singh Bhatia

Product Manager

Hamilton, Ontario, Canada4 yrs 1 mo experience

Key Highlights

  • 8+ years of experience in diverse domains
  • Expert in Agile methodologies and project management
  • Proven track record in delivering high-impact digital solutions
Stackforce AI infers this person is a Fintech and SAP expert with strong Agile project management capabilities.

Contact

Skills

Core Skills

Product ManagementAgile Project ManagementIt Business AnalysisSap Implementation

Other Skills

API IntegrationAPI TestingAgile CeremoniesAgile MethodologiesAgile TestingAnalytical SkillsBDD TestingBusiness AnalysisBusiness ProcessBusiness RequirementsConfluenceE2E Loan LifecycleE2E TestingFlow DiagramsFunctional Design

About

Dynamic and Versatile Techno-Functional Business Analyst, with 8+ years of Experience in using Waterfall, Agile- Scrum/Kanban methodology to provide software solutions and help businesses transform across highly reputed establishments in Retail, Banking, Insurance, and Telecommunication Domains. • Accomplished professional with established credibility in leading high visibility Digital IT projects, managing global project teams (onshore/offshore), hands-on developing Strategic Business Analysis plans & roadmaps aligned with the company’s mission & core objectives • Extensive documentation skills in preparing BRD (Business Requirements Document), FRD (Functional Requirements Document), FSD (Functional Specification Documents), NFRD (Non-Functional Requirements Document), SRD (Software Requirements Document), SDD (Software Design Document), and Data Specifications. • Skilled in writing and refining User Stories with Functional, Non-functional Requirements passing INVEST & DoR(Definition of Ready) in Acceptance Criteria, Effort estimation, and Story Mapping • Exhibit excellence in managing the various Scrum process & Ceremonies, strong knowledge of Scrum theory, rules, and best practices, removing impediments of cross-functional teams, Conflict Resolution and Stakeholder Management, and track team's productivity using Velocity and Burnup-Burndown charts. • Rigorous experience and extensive knowledge in different methodologies such as Waterfall and Agile- SCRUM and Kanban, Deep understanding of BA processes around Understanding of Scope, Current State and Future State of Business, Requirements gathering and Elicitation, Analysis, Verification, Validation, and Documentation. • Skilled at conducting GAP Analysis, Stakeholder Analysis, Root Cause Analysis, Requirement Analysis, Document Analysis, Feasibility Analysis, SWOT Analysis, System Analysis, Moscow, Fishbone diagram • Quality Assurance Knowledge- Expert in facilitating UAT (User Acceptance Testing) and System Integration Testing to support to QA team • Soft skills- Self-motivated with an ability to work in a fast-paced environment with minimal supervision, Strategical and Analytical Approach, Attention to detail, Organizing and prioritization skills, Decision making and troubleshooting skills, and a quick learner • Tool and Techniques- Skilled at working with JIRA, Confluence, SharePoint, LucidCharts, Draw.io Trello Board, SQL, API, Postman, UML diagrams, Process Diagrams, Wireframe, Mockups, Prototype, MS Office (Excel, Word, PowerPoint, and Access), POWER BI, MS Visio, MS Project, and MS Outlook

Experience

Goeasy ltd.

Product Owner

Jan 2024Present · 2 yrs 2 mos · Mississauga, Ontario, Canada · Hybrid

  • Led risk-related product initiatives by translating evolving credit and risk model changes into detailed user stories, ensuring seamless integration with customer-facing applications.
  • Delivered regulatory projects focused on high-cost province licensing and interest rate caps, ensuring compliance for unsecured lending products in alignment with legal mandates.
  • Spearheaded implementation of a KYC solution within the loan application process by integrating a third-party vendor, supporting FINTRAC compliance and improving onboarding efficiency.
  • Drove customer experience enhancements by launching digital payment history views for secured and unsecured lending products, reducing support call volume and increasing self-serve adoption across mobile app and web platforms.
  • Led integration of 3rd-party vendor APIs into GoEasy’s enterprise-grade mobile and web platform, transforming technical capabilities into secure, scalable, and intuitive customer experiences for thousands of loan customers.
  • Integrated a 3rd-party vendor’s Hosted Payment Page (HPP) into mobile and web platforms, defining secure transaction flows based on partner response codes and enabling real-time customer communications via SFMC.
  • Owned end-to-end product delivery by defining user stories in JIRA, documenting requirements in Confluence, and driving Agile ceremonies including grooming, stakeholder reviews, and sprint planning.
  • Collaborated with cross-functional teams (backend, frontend, data, QA) to support development, E2E testing, and release planning, ensuring timely and high-quality product launches.
  • Led feature release coordination by tagging stories to specific builds, enabling effective branching strategies and seamless deployment across mobile and web platforms.
  • Defined and implemented the RICE prioritization framework to evaluate feature impact, effort, and reach, enabling data-driven roadmap decisions.
User StoriesJIRAConfluenceAgile CeremoniesAPI IntegrationStakeholder Management+2

Td

Business Analyst

Jun 2023Jan 2024 · 7 mos · Toronto, Ontario, Canada · Hybrid

  • Working as a Business Analyst in Implementing Digital Vault in Salesforce .
  • Responsible for writing User Stories as per the BRD and Product Knowledge by working with Vendor in JIRA.
  • ● Worked on E2E solutioning for SSO Authentication of Users/Clients by setting up AD groups .
  • ● Worked closely with PO in setting up Prioritization for User Stories for Development .
  • ● Supported QA Team in writing E2E Test Scenarios along with Positive/Negative Test Cases.
  • ● Worked on setting up Test Data in Salesforce by setting up Dummy Clients & Users.
  • ● Responsible for working with Vendor in setting up LWC within salesforce along with Positioning & Layout .
  • ● Accountable for E2E Advisor & Client journey for a seamless experience in front end.
User StoriesSalesforceJIRAE2E TestingTest ScenariosIT Business Analysis+1

Cgi

Business Analyst - CIBC Bank

Sep 2021Jul 2023 · 1 yr 10 mos · Toronto, Ontario, Canada · Hybrid

  • Business Analyst nCino for CIBC Bank
  • Responsible for pre-discovery planning, analyzing and documenting business requirements, developing functional design and documenting technical specifications, and implementing salesforce / nCino configurations.
  • ● Assisted with configuration on Salesforce objects, roles, profiles, permission sets, Approval Process and Validation Rules ensuring that the POD is aligned with the user stories which follows the Definition of Done for every story.
  • ● Developed and implemented a functional design for a Business banking Lending Platform using concepts such as Leads, Opportunities, Product Packages , Credit Products ,Collateral types , Exception Rules ,Fees for Loan Products.
  • ● Understanding E2E Loan Lifecycle process in existing Lending Platform & digitally transforming it via Salesforce/nCino Platform by working with solution delivery team to develop design blueprint mapping to nCino features.
  • ● Understand how to make the platform work by using nCino unique features such as Universal Docman ,Credit Memos , E Signature and Loan processing of each stage.
  • ● Worked closely with PM, project stakeholders, SMEs, and team to understand the requirements and specifications for new applications along with re-engineering of the existing applications.
  • Business Quality Analyst
  • Working as a Lead Business Quality Analyst for Implementation of Service Cloud Salesforce.
  • ● Representing QA Team in Daily Stand ups and highlighting any key issues, major blockers or showstoppers which are hampering daily execution of Test Cases.
  • ● As a BQA, ensures that the POD is aligned with the user stories by ensuring respective tickets are assigned to the team which follows the Definition of Done story.
  • ● Ensuring accurate story points are assigned to each story associated with appropriate EPICs by participating in
  • grooming & discovery sessions
SalesforcenCinoBusiness RequirementsFunctional DesignE2E Loan LifecycleIT Business Analysis+1

Shell

Business Analyst

Apr 2019Sep 2020 · 1 yr 5 mos · Bengaluru Area, India

  • Worked for Aviation Industry specifically for Fuelling Compliance product with technology space as ReactJS for Front End and NodeJS for Backend with Cloud Platform as Microsoft Azure.
  • Gathered new requirements from Business Stakeholders and presented new Wireframes and Design to Product Team(Developers /Testers) in Adobe XD and Functional Design in Confluence by Following Agile Methodology of Development using Agile Principles of Sprint Planning and Capacity planning of Team.
  • Used JIRA for development of new features by putting Stories or any bugs reported by Business .Following Retrospective schedule after every Sprint and using the reviews for improving every Sprint.
  • Worked extensively on Data Extraction from Azure Cosmos DB for making meaningful Reports to Business . This gave business a clear picture of enormous reduction in 80% manhours and 100% accuracy with zero manual work after the implementation.
  • Performed BDD Testing on API's by writing Test Cases in Postman and automating it using Mocha Chai Framework and integrating with CI/CD pipeline to get the report . Worked on API documentation using Markdown file structure.
  • Handled UAT Testing with business followed by Go Live Deployment Plan as per the schedule releases by coordinating with Business for any downtime or production support issue.
ReactJSNodeJSMicrosoft AzureWireframesBDD TestingIT Business Analysis+1

Accenture

SAP Retail Functional Consultant

Jul 2016Mar 2019 · 2 yrs 8 mos · Bengaluru Area, India

  • Worked for one of the North America Retail Client in implementing SAP IS Retail solutions. Part of Store Solution Delivery team – responsible for Implementation and Design solutions by writing Functional Process Designs and Business Process designs document.
  • Gathered requirements from Business for implementing various Purchase Order types such as , Stock Transfer Order , Consignment Order, Store to Store , DC to Store. This reduced Manually Receiving of Orders and reduced 80% Man hours.
  • Worked on Scrapping of goods , Returns to Distribution center / Vendor. This helped to automate the selection of source type Vendor/DC based on article type for Returns and reduced wastage in Store by 65%.
  • Integrated the flow of Advance Shipment Notification from Vendor system to SAP systems. Clear understanding of Inventory Management: Goods receipt, Transfer Postings, Goods Issue, Movement types & Automatic account assignment. Implemented Physical Inventory Process on the basis of Planogram of the store which reduced 90% manhours , 100% manual intervention and 85% increase in accuracy .
  • Manually tested and configured all the IDOC/EDI messages to sync the flow between the systems into Application Interface Framework (AIF) to capture errors by working with ABAP Team. Handled Master Data: Material Master, Vendor Master, Info Record, Source List, LSMW .
  • Performed Regression Testing by Uploading Test Scripts, Test Cases in HPALM Test Center . Execution & Defect Tracking ,resolution in HPALM. Provided support to business users with document for User Acceptance Testing (UAT).
SAP IS RetailFunctional Process DesignsRegression TestingUATIDOC/EDISAP Implementation+1

Education

Seneca Polytechnic

Graduation Certificate — Business Analytics

Jan 2021Aug 2021

Thapar Institute of Engineering & Technology

Bachelor's degree — BTech Chemical Engineering

Jan 2012Jan 2016

Stackforce found 100+ more professionals with Product Management & Agile Project Management

Explore similar profiles based on matching skills and experience