Parixit Nakum

Associate Partner

United States8 yrs 6 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Expert in risk assessment and mitigation strategies.
Proficient in leveraging data analytics for decision management.
Strong leadership in managing large-scale banking engagements.

Stackforce AI infers this person is a Fintech expert specializing in risk analytics and digital marketing strategies.

Contact

Skills

Core Skills

UnderwritingCredit ManagementRisk AnalyticsDigital Marketing

Other Skills

Analytical SkillsBusiness AnalysisBusiness Case PreparationBusiness DevelopmentBusiness StrategyChemical EngineeringCritical ThinkingData analyticsExcelLoansManagementMarket ResearchMicrosoft OfficePortfolio Performance AnalysisPowerPoint

About

Experienced in Retail Banking and credit card industry with demonstrated history of working in the consulting industry for US based retail bank. Worked on various strategies for risk assessment and mitigation, decision management and digital marketing by leveraging analytical tools like SAS, SQL, Microsoft Excel and PowerPoint. Strong background with Bachelor’s Degree in Chemical Engineering from IIT(BHU)

Experience

Exl

6 roles

Senior Engagement Manager (Sr. AVP)

Promoted

Oct 2025 – Present · 5 mos

Engagement Manager (Asst. Vice President)

Promoted

Aug 2023 – Oct 2025 · 2 yrs 2 mos

Leading an engagement of 12 responsible for supporting large US based student loan lender in managing underwriting and collections strategy leveraging data driven solutions

UnderwritingCredit ManagementTeam LeadershipBusiness Case PreparationLoansPortfolio Performance Analysis

Senior Manager

Jul 2021 – Aug 2023 · 2 yrs 1 mo

Supported client in reducing the manual intervention in their acquisition policy and improve STP rate to reduce the operational risk from the system by identifying and automating the process gaps

LoansPortfolio Performance AnalysisRisk Analytics

Manager

Promoted

Jan 2020 – Jul 2021 · 1 yr 6 mos

Risk analytics:
1. Developed 2 strategies for OCL authorisation: Covid induces recession ready policy and back to market policy with improving macro-economic conditions
2. Devised a strategy to reduce the excess exposure from highly under-utilised segment
Decision Analytics:
Developed a look alike model to predict the best retail banking product for credit card-only customer by leveraging kNN algorithm

LoansPortfolio Performance AnalysisRisk Analytics

Lead Assistant Manager (Consultant 2)

Jan 2019 – Jan 2020 · 1 yr

Decision analytics:
1. Designed multiple incentive campaigns based on customers' digital propensity to improve the bank's digital penetration in the Traditionalist segment.
2. Developed an ROI calculator
3. Recommended the customer journey changes to reduce the cost and enhance the digital penetration rate.

Assistant Manager & Consultant

Apr 2018 – Jan 2019 · 9 mos

Digital marketing:
1. Developed the strategy to enhance digital penetration by improving the paperless statement rate
2. Forecasted the annual paperless enrollment and de-enrollment rates to facilitate the overall forecasting process
3. Devised trigger campaigns for dynamic customer targeting
4. Validating and reporting the campaign performance using Data analytics softwares like SAS, Sql, Excel, Powerpoint.

Capgemini

Associate Consultant

Aug 2017 – Mar 2018 · 7 mos · Hyderabad Area, India

Worked as Associate consultant in Financial service sector under insurance domain, having a thorough experience of Insurance industry and GuideWire tool.

Oil and natural gas corporation ltd

Summer Intern

May 2016 – Jun 2016 · 1 mo · Mumbai Area, India

Basically ONGC deals with exploration and production of crude and natural gas.It does not deals with the downstream refining.So my job over there was to assist executive engineer so that the problems faced during the extraction and transportation of oil and gas can be stopped before-hand or solved if already exists.
I had worked on the multi-phase pump which was getting tripped because of the high temperature of the oil that was coming out of the pump.And the another project done was on the Gas Dehydration Unit in which the glycol loss was to be minimized.