Akhil Dubba

Business Development Executive

Bengaluru, Karnataka, India7 yrs 1 mo experience

Key Highlights

7 years of experience in credit analysis and underwriting.
Expert in managing end-to-end credit processes.
Proven track record in training and team management.

Stackforce AI infers this person is a Fintech professional with strong expertise in credit analysis and transaction management.

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Skills

Core Skills

Transaction ManagementCredit AnalysisTrainingLoan VerificationCredit UnderwritingRisk Assessment

Other Skills

Asset VerificationAttention to DetailBankingBusiness LoansCommunicationCredit ManagementCredit RiskData AccuracyFinanceFinancial AnalysisFinancial Transaction ProcessingInterpersonal SkillsLoan ClosingManagementManagement Information Systems (MIS)

About

Currently working for Citicorp Services India Pvt Ltd as Transaction Manager. Previously worked for Crisil as Research Analyst , Better.com as Credit Analyst and for Indiabulls Consumer Finance Limited as a Credit Manager/Underwriter for Business Loans having 7 years of full-time experience in this field. Responsibilities include end to end credit process of Business Loans and Mortgage Loans.

Experience

Citicorp services india private limited

Transaction Manager

Dec 2024 – Present · 1 yr 3 mos · Bengaluru, Karnataka, India · Hybrid

Transaction ManagementCredit AnalysisCredit Underwriting

Crisil limited

Research Analyst

May 2022 – Dec 2024 · 2 yrs 7 mos

1. Processed live deals for new closings, permanant loan/conversions, and agency purchase deals for the Spread Products, CCC division. Ensured data accuracy by reviewing Citirisk and conformity with guidelines.
2. Proactively took on the responsibility of training new internal
team members, providing them with comprehensive guidance

Data AccuracyTrainingCredit Analysis

Better

Analyst

Apr 2021 – May 2022 · 1 yr 1 mo · India · Remote

1. Works with US Underwriters in a UW services team within India.
2. Verify Key Values of the borrower and see if he/she can serve the loan in future.
3. Verify Assets and Reserves requirement of Borrower and monthly Mortgage Statements of the Borrower.

Loan VerificationAsset Verification

Indiabulls consumer finance limited

Credit Manager

May 2018 – Jul 2020 · 2 yrs 2 mos · Hyderabad, Telangana, India · On-site

1. Credit Underwriting and recommending for loan approvals and denials based on customer loan application reviews.
2. Prepare reports detailing risk assessment findings and other data that contribute to lending decisions.
3. Conduct risk assessments on potential clients based on previous borrowing history, credit rating, industry experience and other factors.
4. Review Credit agreements, loan covenants and collateral documentation before disbursement of funds.

Credit UnderwritingRisk AssessmentReport Preparation