Shrikant Kejriwal

CEO

Mumbai, Maharashtra, India20 yrs 6 mos experience
AI EnabledAI ML Practitioner

Key Highlights

  • 20+ years of experience in diverse industries
  • AI100 Awardee for innovation in analytics
  • Expert in driving data-backed business strategies
Stackforce AI infers this person is a Fintech and Analytics expert with a strong focus on data-driven business strategies.

Contact

Skills

Core Skills

Business StrategyAnalyticsMachine LearningMarketing StrategyOperations ManagementBusiness AnalysisBusiness DevelopmentProject Management

Other Skills

Business ProcessCRMCampaign ManagementChange ManagementCorporate Strategy FormulationCost BenefitCross-functional Team LeadershipData AnalysisData AnalyticsGenerative AILogistics ManagementManagement ConsultingOperational ExcellencePre-salesProgram Management

About

I’m a senior business executive with 20+ years of experience driving business impact across Financial Services, Automotive, Agriculture, and Retail. Currently heading Retail liability Portfolioon (2.5 lakh crore portfolio size and 3.5 Cr customer base) at Axis bank driving balance growth, digital (UPI, Bill pay, mobile banking) penetration, asset penetration (Home loan, Credit credits, Personal loan, business loan, Auto loans), MF and insurance. Primarily the objective is to drive world class AI based hyperpersonalized customer engagement to ensure Axis bank is the primary bank for the customers My career spans: 1. Transition to a business leadership role from an analytics and AI leadership role 2. Building and Leading large analytics COEs that directly impact P&L, customer acquisition, and operational efficiencies. 3. Expertise across domains, including financial services (Axis Bank, Citibank), automotive and agriculture (Mahindra & Mahindra), retail (Sears, Fractal Analytics), and digital consulting (TCS). 4. Expertise across supply chain, finance, marketing and risk analytics A few highlights: 1. AI100 Awardee, recognized for innovation in analytics 2. Scaled Mahindra’s analytics team to deliver multi-crore bottom-line benefits 3. Delivered analytics-driven marketing strategies at Citibank, focused on profitable customer acquisition My leadership style is anchored in empathy, authenticity, and building high-trust teams. I’m passionate about developing talent, fostering curiosity, and using data to solve meaningful business challenges. Outside of work, I enjoy sports, fitness, and reading, and I live in Mumbai with my wife and daughter.

Experience

Axis bank

2 roles

Head-Retail liability Portfolio

Promoted

Aug 2025Present · 7 mos · Mumbai, Maharashtra, India · On-site

  • Driving profitable balance growth on 2.5 lakh crore portfolio size of Affluent (Eg. Burgundy) and mass products thru digital, physical and virtual channels leveraging data backed strategies.
  • Key priorities
  • 1. Grow asset penetration- Auto loan, home loan, credit card, personal loan and business loans
  • 2. Grow digital activation- bill pay, upi
  • 3. Design and launch personalized targeted campaigns to unlock potential in key micro customer segments
  • 4. Leverage Agentic and generative AI to enhance customer reach (Eg. Robo calling)
  • 5. Build world class digital journeys across mobile banking for end consumers and RM apps for RM customer relationship and growth
Data AnalysisBusiness StrategyAnalytics

Head of Analytics - Bharat banking and MSMSE

Sep 2023Aug 2025 · 1 yr 11 mos · Mumbai, Maharashtra, India · On-site

  • Built, owned and delivered the analytics roadmap to drive book value of Bharat Banking (Gold, Farmer funding, Farm equipment, Microfinance) and MSME asset businesses (2 lakh Cr book value).
  • 1. Leadership and Strategy:
  • o Developed and executed the Bharat Bank and commercial bank's analytics strategy, ensuring alignment with overall business objectives of disbursement, profitable growth and self funding ratios
  • o Lead and mentored a high-performing team of data analysts, data scientists, and digital
  • analysts. Less than 10% attrition
  • 2. Machine Learning and Modeling:
  • o Oversaw the development and deployment of 20+ machine learning models (Application risk models, behaviour risk models, propensity models)
  • o Ensured models are robust, scalable, and compliant with regulatory standards.
  • o Collaborated with product and technology teams to integrate machine learning insights into product
  • development and marketing strategies.
  • 3. Data Analytics and Insights:
  • o Developed and maintained high impact dashboards (20+) and reports to track key performance indicators
  • Developed key analytical capabilties such as CIBIL triggers, pricing models, PSL frameworks to drive business growth
  • 4. Campaigns and Digital Analytics:
  • o Led the design and execution of data-driven marketing campaigns leveraging world class data engineering frameworks for data base lending. Launched 20+ DB lending campaigns driving 10-80% of monthly disbursements from product to product
  • 5. Collaboration and Stakeholder Management:
  • o Worked closely with cross-functional teams, including IT, marketing, risk management,
  • and operations and engaged with external partners and vendors to leverage the latest technologies and
  • best practices.
  • o Built and adopted GenAI capabilities to enhance efficiencies within the team
  • Key Dimensions of Impact:
  • Financial: Drove annual disbursements of 20K Crore through analytics solutions contributing from 10-80% of overall business of Bharat Banking and Small business banking
Data AnalysisAnalyticsMachine Learning

Citi

SVP and Head Credit card analytics for US market

Jan 2022May 2023 · 1 yr 4 mos · Mumbai, Maharashtra, India · Hybrid

  • Led a 70+ member team to drive new consumer acquisitions and to grow existing consumers wallet share using data powered strategic business decision making on a marketing spend of $1 billion. The scope covers both proprietary and co brand cards across direct mail and digital channels.
  • Key initiatives:
  • 1. Drove In program optimization across digital and direct mail channels for Cards and fintech lending products (Eg. Flex pay, Flex loan) leading to incremental XX EBIT
  • 2. Drove digital transformation across consumer journeys to identify friction points resulting in enhanced acquisitions and XX EBIT
  • 3. Identified Alpha growth opportunities in untapped segments (Early to credit) leading to $ XXmillion plus EBIT potential
  • People leadership:
  • 1. Hired the right people for the right role through both internal and external channels resulting in a very strong team. Highly respected by businesss partners.
  • 2. Built an engagement model with US teams based on trust, and transparency.
  • 3. Retained top talent, overall attrition almost NIL, high VOE scores
Data AnalysisAnalyticsMarketing Strategy

Mahindra and mahindra limited [automotive, farm equipment and agri business]

2 roles

Head of insights and analytics - Farm Equipment Business at Mahindra & Mahindra Ltd

Promoted

Jul 2019Dec 2021 · 2 yrs 5 mos · Mumbai Area, India

  • Reporting into the Head of strategy, Led insights and analytics for multibillion dollar global farm equipment business comprising of Mahindra Tractor Division, Swaraj Tractor, Farm machinary and farming as a service lines. Incubated 10+ large analytics and insights use cases across the Farm Sector
  • to create business opportunities worth INR 500 Cr + once fully scaled up.
  • Some of the use cases built
  • 1. Dealer credit risk models for 1000+ dealerships
  • 2. Customer journey lifecycle uses cases of enquiry propensity, repurchase propensity, cross sell upsell, models
  • 3. Service network footprint and sales network footprint
  • 4. Analytics underpinning the strategy of the organization through emerging trends and weak signals
  • 5. IOT based and computer vision based new revenue streams for the tractor and machinary business
  • Key strategy initiatives:
  • 1. Digital strategy for Farm equipment sector
  • 2. Customer experience strategy for the Tractor business
  • 3. Field salesforce productivity
Data AnalysisAnalyticsBusiness Strategy

DGM, Analytics leader- Mahindra and Mahindra

Feb 2016Jun 2019 · 3 yrs 4 mos · Mumbai Area, India

  • Founding member of the internal management consulting and analytics arm across the Mahindra group. Some of the key data science & consulting projects worked upon:
  • 1. Conceptualized and executed outbound logistics freight network optimization solution leveraging big data platform, identifying saving potential worth multi Cr in post GST across automobile and Tractor business units
  • 2. Conceptualized and executed the sales forecasting solution for personal and commercial segment vehicles using advanced statistical models, internal and external data sources. The analytics program resulted in forecast accuracy of 85-90%+ for fast moving products and aims to reduce inventory carrying cost by 10% over a period of time
  • 3. Conceptualized and created analytics roadmap for the spend analytics program for the strategic sourcing unit with multibillion dollar annual spend, leading to saving potential of up to 1%.
  • 4. Conceptualized Mahindra group customer loyalty analytics to enable Next best action, Cross sell up sell, churn models and customer engagement
  • 5. Led cross functional teams across Product planning, marketing and finance to deliver Pricing analytics solution to price the new car variants. The pricing for new brands of Mahindra was carried out through the analytical models built. This led to change management within the organization to embed pricing analytics solution for all varianting in pricing decisions of the new launches
  • 6. Led cross functional teams across Sales, Strategy and Finance to identify optimization opportunities in the Customer schemes with annual spend of XX Crores. Analytics implementation through micromarket consumer discount optimization would result in 10% reduction in discount per vehilce.
  • Tools used in the analytics projects: SAS, R, Tableau, Qliksense, SQL, Python
  • Techniques: State space models, linear and logistic regression, linear programming, clustering, hedonic price models
Data AnalysisAnalyticsBusiness Strategy

Fractal analytics

Senior Consultant

Apr 2014Feb 2016 · 1 yr 10 mos · Mumbai Metropolitan Region

  • Led multiple teams for our Loyalty and Retail clients (AIMIA, Sainsburry, Burlington, Homebase). Some of the key responsibilities are:
  • Managed a team of 10-15 senior analysts
  • Client relationship management & Pre-Sales
  • Providing Customer Insights
  • Growing the business for some of our retail clients in the customer loyalty space
  • Some Key analysis carried out:
  • Assortment Optimization for a large off-price retailer
  • Store performance analysis for the large off-price retailer
  • Loyalty insights for a global loyalty management company
  • Led teams across multiple retail and CPG client relationships
  • Created new analytical offerings opening new sales opportunities
  • Receipt scanning project for large CPG company to extend the loyalty program to other P&G brands. Increased the sales uplift by xx% and customer engagement by xx%
  • Customer campaign analytics for large CPG companies using customer loyalty and retail transaction data
  • Key business performance analysis, and campaign analytics for a large UK grocery retailer.
  • Advanced analytics projects and techniques: Segmentation, Share of wallet, Linear and Logistic regression
  • Tools Exposure : SQL, SAS, Tableau, R
  • Awarded by Fractal Executive Leadership during the annual reward function for exceptional performance
Data AnalysisAnalyticsBusiness Strategy

Sears holding corporation

Lead Consultant

Aug 2012Mar 2014 · 1 yr 7 mos · Pune/Pimpri-Chinchwad Area

  • Key skills• Business Cases • Business Analysis • B2B and B2C Marketing • Marketing Strategy • Competitive Analysis • Go-to-market • Analytics • Strategy Consulting
  • Sears Online business (E-Commerce and Online Retail):
  •  Launched an alcohol campaign during Super bowl in Kmart New York stores .Carried out assortment gap analysis, assortment bundling and marketing campaigns to achieve increase in member base and revenue
  •  Created strategic roadmap to increase the revenues for Online Local Ads through a strategy focused on in-store and online marketing programs. Used Analytics through web analytics tools such as Omniture to figure out the potential for increase in online visits of the Sears and Kmart Local Ad pages
  •  Carry out market research and competitive analysis to keep the Sears and Kmart websites and apps feature enriched and future prepared.
  • MetaScale: A Big Data start up initiative
  •  Grew the start up initiative called MetaScale through efforts in Pre-Sales, Strategic Partnerships and Marketing activities. Managed the brand proposition, website content, collaterals, and relationships with 3rd party vendors.
  •  Program Management – Managed Accounts Receivables and Payables for the start up company. Looked after the financials forecasts and Account management related functions
Data AnalysisAnalyticsMarketing Strategy

Tata consultancy services

4 roles

Business Consultant

Apr 2009Aug 2011 · 2 yrs 4 mos

  • Responsibilities - Business Analysis, Business Development and Working Capital Management.
  • Bibby Financial Services: ­ Spearheaded the Business Process Reengineering drive by collaborating with factoring business experts. Recommended a new solution for the optimization of the existing business process, resulting in a new project worth £10 million for TCS and 20% savings for the client. Gained Factoring expertise.
  • Pennsylvania Department of Correction- Led a team of 4 analysts during requirement analysis for $20 million project which was completed within tight deadlines. The client appreciated the effort.
Data AnalysisAnalyticsBusiness Strategy

Senior Business Analyst

Promoted

Mar 2007Mar 2009 · 2 yrs

  • Responsible for managing client, mentoring new employees and coordinating between client and development team.
  • New York City Department of Probation (NYCDOP): ­ Collaborated with 30 SMEs including Commissioner, Operation leads and end users for over 8 months. Succeeded in consensus building and sign-offs on business requirement specifications.
  • Acted as a liaison between client and a 40 member development team for design, development and system testing of the new $10 million software. Delivered the system on time with zero high severity issues.
  • Led the User Acceptance testing managing two different groups of 50 end users over a period of two months.
  • Trained over a thousand diverse end users on the new system. The new software resulted in 30% savings for NYCDOP. Awarded by the Commissioner of New York City.
  • Acquired new business worth $20 million by demonstrating expertise in Criminal Justice. Generally, engineers with my experience level were not a part of pre-sales teams.
Data AnalysisBusiness AnalysisBusiness Development

Business Analyst

Promoted

Sep 2005Feb 2007 · 1 yr 5 mos

  • I was responsible for client interaction and knowledge transition from the third party vendor.
  • Boots the Chemists:
  • ­Worked in the core processes of Pharmacy such as Dispensing, and Inventory Management with five technical engineers. Successfully facilitated in the knowledge transition of the existing application from a third party vendor, resulting in a new support contract worth $5 million.
Data AnalysisBusiness AnalysisProject Management

Software Engineer

Dec 2003Aug 2005 · 1 yr 8 mos

  • Responsible for Test Planning & Execution, Team Management, Appraisals and Data analysis.
  • Maersk Sealand - Led a team of over 8 engineers during the system testing phase of development project with 98% defect containment by swiftly understanding the business, exceeding client expectations.

Education

Indian Institute of Management (IIM)

One year Full Time MBA — Management

Jan 2011Jan 2012

Harcourt Butler Technological Institute

Bachelor of Engineering — Computers

Jan 1999Jan 2003

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