Nakul Kothari

CEO

Singapore, Singapore, Singapore11 yrs 3 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Expert in payment orchestration and fraud management.
  • Proven track record in market expansion across APAC and MENA.
  • Regular speaker at global fintech and payments forums.
Stackforce AI infers this person is a Fintech expert with a focus on payments infrastructure and risk management.

Contact

Skills

Core Skills

Market ExpansionProduct ManagementBusiness DevelopmentProduct DevelopmentPayment OrchestrationRisk ManagementFraud ControlsCustomer Experience

Other Skills

Business StrategyCross-functional Team LeadershipData AnalyticsEntrepreneurshipMachine LearningProblem SolvingTeam LeadershipTeam ManagementUser Experience (UX)

About

I work at the intersection of payments infrastructure, fraud & risk, regulation, and market expansion - helping enterprise merchants, banks, and acquirers/ PSPs scale across some of the world’s most complex markets. Over the last 10+ years in payments, digital commerce, and fintech, I have focused on solving problems that sit behind the checkout - cross-border payments, payment orchestration, fraud and risk controls, local payment method expansion, and large-scale enterprise integrations. My work is centered on improving real outcomes: higher authorization rates, lower payment and FX costs, stronger fraud controls, regulatory compliance, and a more local, trusted customer experience - often delivering measurable uplifts in overall payment performance. In my current role at Juspay, I lead regional strategy, market expansion, partnerships, and product initiatives across APAC and the Middle East, working closely with regulators, card networks, acquirers, and ecosystem partners to strengthen market-level payment capabilities for global enterprises, banks and acquirers/ PSPs. I am a regular speaker at global fintech and payments forums including Money20/20, MRC, MAG, Seamless, ATPS, Web in Travel, Aviation Festival and more, where I share insights on payment transformation and exchange notes with practitioners who think about payments as infrastructure - not just checkout. Focus areas: Payment orchestration • Cross-border Payments • Risk & Fraud systems • Authorization & Cost optimization • Market expansion • Enterprise payment architecture • Product Management • Product Strategy • Regulatory Compliance

Experience

Juspay

3 roles

Head of APAC & Middle East

Promoted

Feb 2023Present · 3 yrs 1 mo

  • Leading the charter to launch and expand Juspay's offerings in APAC & MENA region.
Market ExpansionProduct Management

Product & Growth Head – Global Business

Promoted

Feb 2022Jan 2023 · 11 mos

  • Working with multiple key stakeholders (Merchants, Networks, Banks, Payment Processors) to identify new product opportunities (& revenue streams) and build/ launch Global Products.
Product ManagementBusiness Development

Product Manager

Oct 2019Jan 2022 · 2 yrs 3 mos

  • ▪ Scaled up Juspay flagship product by designing & implementing new payment features and integrations
  • ▪ Led a team of BDMs to sell & grow our payment products across India
Product DevelopmentPayment Orchestration

American express

3 roles

Product Manager, Merchant Risk

May 2019Oct 2019 · 5 mos

  • ▪ Led a team of analysts to explore strategic opportunities for mitigating merchant credit and fraud losses globally by working closely with cross-functional teams (operations, market risk, marketing and tech) and leveraging machine learning algorithms & analytical rules structures
  • ▪ Business Product Owner of application that analyzes merchants submissions globally
  • ▪ Risk Strategy Consultant to AMEX payment partners (Stripe, Square, Paypal, FirstData etc.)
Risk ManagementFraud Controls

Product Manager, Customer Risk

Apr 2017Apr 2019 · 2 yrs

  • End to end Lending process owner for developing multiple strategies to improve customer profitability and enhance customer experience during customer lifecycle.
  • Key Achievements:
  • ▪ Worked as a consultant to market risk teams providing expertise in leveraging external vendor data pertaining to Credit bureau, Identity verification, Device, Phone, Email & IP intelligence to improve customer lending process globally
  • ▪ Implemented First Fraud Risk GBM based machine learning model for 18 countries to identify high risk customers during acquisition resulting in annualized savings of USD 2.5 - 3 million
  • ▪ Designed effective controls to minimize point of sale disruptions of genuine transactions and reduce write off rates to lowest in industry
  • ▪ Achieved savings of USD 1.5 million by formulating strategies to detect risky signals during customer’s first transaction itself
  • ▪ Achieved 10% reduction in decline rate of genuine customers during lending process resulting in improved customer experience
  • Awards & Recognition:
  • ▪ Senior Vice President Award and Leadership in Action Award for outstanding performance in delivering multiple projects
  • ▪ Thrice Runners-Up in Decision Science Case Review Competition – Q1 2019, Q2 2018 & Q4 2017
Risk ManagementCustomer Experience

Summer Intern, Product & Risk Management

Apr 2016May 2016 · 1 mo · Gurgaon, India

  • ▪ Developed & Launched a 6-parametric risk model for discriminating fraudulent applications post analyzing 100 million+ application data using machine learning.
  • ▪ Awarded Pre-Placement Offer (PPO) for contribution during internship period.

Tata consultancy services

System Engineer, Business Intelligence

Oct 2012May 2015 · 2 yrs 7 mos · Mumbai Area, India

  • Key Achievements:
  • ▪ Developed strategic analytical reports for CXOs and business heads used for generating insights and improved decision making
  • ▪ Conceptualized Invested Funds and Collection module reports for analyzing USD 900 mn investments and USD 2 bn collections
  • ▪ Achieved 90% accuracy in forecasting USD 5 bn of Sales Pipeline & USD 300 mn of Manpower Data using SAP predictive analytics
  • ▪ Led a team to automate Claims approval process using analytical tool SAP HANA resulting in increased time efficiency of 60%
  • ▪ Performed Profitability Analysis by procuring real time data of ~1500 vendors across geographies using SAP HANA and SQL
  • ▪ Awarded Star of Learners Group and received a perfect rating of 5/5 for exceptional project performance

Hcl infosystems ltd

Summer Intern

Jun 2011Jul 2011 · 1 mo

  • Successfully completed project on Job Site Starter Kit using ASP.NET and Microsoft SQL.

Hewlett-packard

Summer Intern

Jun 2010Jul 2010 · 1 mo

  • Successfully completed project on Plan My Summer Trip using ASP.NET and Microsoft SQL

Education

Indian Institute of Management, Calcutta

Master of Business Administration - MBA

Jan 2015Jan 2017

Global Association of Risk Professionals (GARP)

Financial Risk Manager (FRM)

College Of Technology, G.B.P.U.A&T, Pantnagar

Bachelor of Technology (B.Tech.) — Computer Engineering

Jan 2008Jan 2012

Sainik School, Ghorakhal

Jan 2001Jan 2008

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