Badal Malick

CEO

Delhi, India20 yrs 10 mos experience

Highly Stable

Key Highlights

25 years of global experience in fintech and financial services.
Expert in business transformation and digital solutions.
Proven track record in leading strategic partnerships.

Stackforce AI infers this person is a Fintech and SaaS expert with extensive experience in business strategy and product development.

Contact

Skills

Core Skills

Business DevelopmentProduct Strategy

Other Skills

AnalysisAnalyticsB2B marketingBusiness StrategyBusiness TransformationChange ManagementDue DiligenceEmerging MarketsEmerging PaymentsEntrepreneurshipFinTechFinancial AnalysisFunctionsGovernmentInfrastructure

About

25 years of global work experience as a business leader, entrepreneur and product architect, with a focus in fintech & financial services, strategy consulting, business transformation, and digital solutions targeting next-billion segments.

Experience

Pine labs

Executive Vice President

Sep 2025 – Present · 6 mos · India · Hybrid

Ashoka university (center for social & behavioral change)

Consultant

Mar 2020 – Jun 2020 · 3 mos · New Delhi, Delhi, India · Hybrid

Karmalifeai

Cofounder and Chief Business Officer

Sep 2019 – Jun 2025 · 5 yrs 9 mos · New Delhi, Delhi, India · Hybrid

Building earnings-linked financial solutions for blue collar gig & contract workers
Core focus areas: business and product strategy, business development and strategic partnerships, deployment ops, lean user research, partner and portfolio level management, business analytics, B2B marketing and communications, PR and evangelism, ecosystem development.

business and product strategybusiness developmentstrategic partnershipslean user researchbusiness analyticsB2B marketing+5

Chevening standard chartered financial services leaders fellowship

Visiting Fellow - Focus on Open Banking & Digital Regulation

May 2019 – Jun 2019 · 1 mo · London, United Kingdom · On-site

Lead @ krea university

Digital Finance Advisor

Mar 2019 – Jun 2020 · 1 yr 3 mos · Chennai Area, India · Remote

National payments corporation of india (npci)

Consultant

Mar 2019 – Jul 2019 · 4 mos · Mumbai Metropolitan Region · Remote

Undertook CEO-commissioned project to inform product enhancement and 'go to market' strategies for NPCI's financial inclusion products.

Catalyst

Chief Executive Officer

Sep 2016 – Feb 2019 · 2 yrs 5 mos · Greater Delhi Area · On-site

Conceptualized and spearheaded Catalyst: Inclusive Cashless Payment Partnership, a donor-funded platform, which serves as an ecosystem enabler, product incubator and evidence generator for last mile inclusive digital finance across micro-businesses in India.

Snapdeal

Vice President - Head of Omnichannel

May 2015 – Sep 2016 · 1 yr 4 mos · Greater Delhi Area

Overall business leader for design & implementation of a first-of-its-kind "hybridized commerce" platform to enable online-offline transactions in India, including 2 hour deliveries and pickups.

Intuit

Group Product Manager

Mar 2013 – Feb 2015 · 1 yr 11 mos · Mountain View · On-site

Product Lead for global, ground-up SaaS mobile/web platform offerings for SMBs, accountants & developers - including QuickBooks Accountant launched Dec 2014.

Mckinsey & company

Senior Engagement Manager

Jun 2008 – Feb 2013 · 4 yrs 8 mos · New York City · On-site

Led small, high-performing teams directly advising C-level executives of Fortune 500 companies on high impact organizational, operational and strategic aspects of business. Specialized in application of new & disruptive technologies (e.g., digital, mobile, social, local, data) in Financial Services & Public sectors.

The world bank

Economist & Operations Analyst

Nov 2003 – Feb 2006 · 2 yrs 3 mos · New Delhi · On-site

Built and led program to identify and scale technological & institutional innovations for public accountability across urban municipal services. Advised governments and utilities (e.g. Goa, Delhi, Karnataka) in the design and implementation of urban water reforms, including strategic and policy planning as well as operational performance improvements.