Manish Srivastava

Operations Associate

Lucknow, Uttar Pradesh, India10 yrs 2 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Expert in credit analysis and risk assessment.
Strong background in financial modeling and market research.
Proven track record in managing large credit portfolios.

Stackforce AI infers this person is a Credit Analyst with expertise in financial services and risk management.

Contact

Skills

Core Skills

Credit AnalysisRisk AssessmentCredit Risk AnalysisProject Management

Other Skills

Analytical SkillsAuto-CADBoilersEngineeringFinancial ModelingFinancial Performance AnalysisInspectionMS ProjectManufacturingMarket ResearchMicrosoft ExcelMicrosoft PowerPointOracle ERPPro EPro Engineer

About

Experienced Assistant Vice President of Credit with a demonstrated history of working in the banking industry. Skilled in SAP ERP, Microsoft PowerPoint, Manufacturing, Boilers, and Microsoft Excel. Strong finance professional with a Master of Business Administration (MBA) focused in Operations and Finance from T.A. Pai Management Institute.

Experience

State bank of india

2 roles

Manager (Commercial Client Group)

Jun 2023 – Present · 2 yrs 9 mos · Mumbai, Maharashtra, India

Working as a Credit Analyst in Corporate Credit Wing
Portfolio covers companies from NBFC (Non-Banking Financial Company), Pharmaceutical, Power and Discom sector.
Handling credit proposal of clients with credit exposure of above Rs. 100.00 Crores
Handling overall Credit Portfolio of Rs. 20
000.00 Crores
Appraisal of credit proposals, assessment of diverse credit needs of large corporate clients (In
compliance with RBI’s Large Exposure Framework).
Pre-sanction process, analysing financials of the companies and its CMA data to assess their credit risks
and rating, documentations, post sanction follow up, FFR/QIS Analysis etc.
Preparing Financial Model for appraising credit proposal of large/mid corporate clients
Experience in appraising project finance proposals of large/mid corporate clients
Appraising financials of borrowers and preparing appraisal proposals/ notes & risk rating analysis
reports and recommending credit facilities within the Turnaround Time (TAT).
Preparing Risk Rating proposals for internal rating capturing market risk, credit risk & operational risk in
compliance with Basel II/III norms
Conducting Market surveys / research, scenario analysis
Industry Research and Analysis, Review & limit setting of the industry portfolios, Guidance setting and
maintaining industry databases
Establishing Risk Management Policies, Procedures, Manuals, Exposure norms, Limit setting, Regulatory
compliance, Reporting to Board/Senior Mgmt.
Portfolio Studies, Scanning the environment for new risks, Monitoring changes in regulatory landscape,
Early warning signals, Capital Adequacy

Credit AnalysisRisk AssessmentFinancial ModelingMarket ResearchRegulatory Compliance

Asst. Vice President & Credit Analyst (Mid Corporate Group)

Jun 2017 – Oct 2021 · 4 yrs 4 mos · Lucknow, Uttar Pradesh, India

Corporate Credit
Working as a Credit Analyst in Corporate Credit Wing
Handling credit proposal of clients with credit exposure in between Rs. 50.00 Crores to Rs. 500.00 Crores
Handling overall Credit Portfolio of Rs. 2000.00 Crores
Appraisal of credit proposals, assessment of diverse credit needs of large corporate clients (In
compliance with RBI’s Large Exposure Framework).
Pre-sanction process, analysing financials of the companies and its CMA data to assess their credit risks
and rating, documentations, post sanction follow up, FFR/QIS Analysis etc.
Preparing Financial Model for appraising credit proposal of large/mid corporate clients
Experience in appraising project finance proposals of large/mid corporate clients
Appraising financials of borrowers and preparing appraisal proposals/ notes & risk rating analysis
reports and recommending credit facilities within the Turnaround Time (TAT).
Preparing Risk Rating proposals for internal rating capturing market risk, credit risk & operational risk in
compliance with Basel II/III norms
Conducting Market surveys / research, scenario analysis
Industry Research and Analysis, Review & limit setting of the industry portfolios, Guidance setting and
maintaining industry databases
Establishing Risk Management Policies, Procedures, Manuals, Exposure norms, Limit setting, Regulatory
compliance, Reporting to Board/Senior Mgmt.
Portfolio Studies, Scanning the environment for new risks, Monitoring changes in regulatory landscape,
Early warning signals, Capital Adequacy
Planning and Strategy formulation and delivering for consistent business growth.
Conducting industry sector / cluster research studies resulting in strategic action plans for increasing
SBI’s market share.
Conducting analytics for review, monitoring of business performance.
Capital planning for SBI solo & SBI Group and developing models for capital planning.
Analysis of profitability of each business group quarterly.

Credit AnalysisRisk AssessmentFinancial ModelingMarket ResearchRegulatory Compliance

Crisil limited

Senior Rating Analyst (Large Corporate Group)

Oct 2021 – Apr 2023 · 1 yr 6 mos · Gurugram, Haryana, India

Large Corporate Group (Rating Corporate Sector)
Analyse Company’s financial performance which include;
Past financial and business performance & Benchmark these against peers performance.
Project future performance of the company
Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates.
Assign Ratings and prepare reports that cogently capture the rationale behind the rating.
Make credit rating recommendation to the Rating Committee.
Ensure adherence to timelines.
Maintain a high quality of analytics and rating committee presentation.
Client Management / Stakeholder Management;
Discuss with the key management personnel of the corporates being rated to understand their strategy and business model
Communicate the final Rating to the client

Analytical SkillsCredit Risk AnalysisFinancial Performance Analysis

Moser baer india ltd

Intern-SCM

Apr 2016 – May 2016 · 1 mo · Greater Delhi Area

Time analysis of supply chain process of LED lighting products
Perform time analysis on overall supply chain process of LED lighting products of Moserbaer Perform Industry analysis and benchmarking of global LED lighting products
Work with procurement team to finalize deals with the vendors
Work on end to end Oracle ERP processes, from order processing stage to the delivery stage.
Work closely with commercial, procurement, production and logistics teams to analyse current process and identify scope of improvement
Work on SCM optimization by identifying bottlenecks in the SCM process

Supply Chain ManagementOracle ERP

Jaiprakash power ventures ltd

Engineer

Sep 2012 – Apr 2014 · 1 yr 7 mos · Sidhi, Madhya Pradesh, India

Worked on Project “660X2 MW Thermal Power Plant” –(JNSTPP Nigrie)
Preparing schedules for various construction related activities
Evaluating progress reviews and controlling the work of contractors such as L&T and Ayoki Fabicon
Ensure quality compliance of project related activities
Accelerating the work pace of the tasks which are being carried out at site
Screening of the progress & performance on the basis of man hours and finding reasons for delays
Establishing project reviews, monitoring procedures to accurately report progress of project
Project scheduling and status reporting using tools like MS-Project
Planning and managing resources using IT-applications like SAP-ERP and CITRIX-ORP
Dealing with on-site problem related to drawing short-comings using IT tools like Auto-CAD, PRO-E
Working knowledge of SAP-ERP and its modules
Undertaken initiative to implement “Kaizen” within the plant